Toyota 4Runner Depreciation

A Toyota 4Runner will depreciate 35% after 5 years and have a 5 year resale value of $29,266.

The Toyota 4Runner ranks in our Top 10 for both the 5-year and 7-year rankings, and does very well for retaining its value over time. The 4Runner has been in production since 1984, and has a very loyal following. If you can find one in good shape, without a ton of miles on it, it could be your next SUV for the next decade. Make sure it hasn't spent too much time on the beach or in the woods, however, as owners tend to really use this vehicle as an off-roader.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $45,185 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the Toyota 4Runner.

Toyota 4Runner Depreciation Calculator

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Toyota 4Runner Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $9,299 79.42% $35,886 12,000 2022
2 $11,138 75.35% $34,047 24,000 2023
3 $12,110 73.20% $33,075 36,000 2024
4 $15,123 66.53% $30,062 48,000 2025
5 $15,919 64.77% $29,266 60,000 2026
6 $18,404 59.27% $26,781 72,000 2027
7 $20,659 54.28% $24,526 84,000 2028
8 $23,781 47.37% $21,404 96,000 2029
9 $25,792 42.92% $19,393 108,000 2030
10 $26,402 41.57% $18,783 120,000 2031

Toyota 4Runner Depreciation

Years Old Depreciation Residual Value Resale Value
1 $9,299 79.42% $35,886
2 $11,138 75.35% $34,047
3 $12,110 73.20% $33,075
4 $15,123 66.53% $30,062
5 $15,919 64.77% $29,266
6 $18,404 59.27% $26,781
7 $20,659 54.28% $24,526
8 $23,781 47.37% $21,404
9 $25,792 42.92% $19,393
10 $26,402 41.57% $18,783

Buying a Toyota 4Runner New vs Used

If you purchase a used Toyota 4Runner that is 2 years old, then you could save $11,138 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $4,781. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used 4Runner models become available.

What About Toyota 4Runner Insurance Costs?

The average cost to insure a Toyota 4Runner is about $1,434 per year. This adds up to around $7,170 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a Toyota 4Runner. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

The Best Model Years to Buy a Toyota 4Runner

The 2020 Toyota 4Runner is our top pick for the best model year value for the 4Runner. With the 2020, you would only pay, on average, 79% of the price as new, with 92% of the vehicle's useful life remaining. The 2019 and 2018 model years are also attractive years for the 4Runner, and provide a relatively good value. Our rankings consider multiple factors, including the 4Runner's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the Toyota 4Runner models.

Toyota 4Runner Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2021 $45,185 $45,185 $236 $0 0% 100%
2020 $44,844 $35,881 $265 $9,304 20.59% 79.42% Best
2019 $44,162 $33,595 $320 $2,286 6.37% 75.35% Better
2018 $43,548 $32,280 $403 $1,315 3.91% 73.2% Better
2017 $44,855 $30,300 $458 $1,980 6.13% 66.53% Good
2016 $42,118 $27,847 $569 $2,453 8.1% 64.77% Good
2015 $41,378 $25,296 $771 $2,551 9.16% 59.27%
2014 $41,086 $23,168 $867 $2,128 8.41% 54.28%
2013 $40,310 $20,026 $931 $3,142 13.56% 47.37%
2012 $39,926 $18,193 $1,058 $1,833 9.15% 42.92%
2011 $37,856 $16,823 $1,086 $1,370 7.53% 41.57%
2010 $38,360 $15,697 $1,238 $1,126 6.69% 37.69%
2009 $36,851 $12,623 $1,454 $3,074 19.58% 30.31%
Year Price % Paid Value Rank
2021 $45,185 100%
2020 $35,881 79.42% Best
2019 $33,595 75.35% Better
2018 $32,280 73.2% Better
2017 $30,300 66.53% Good
2016 $27,847 64.77% Good
2015 $25,296 59.27%
2014 $23,168 54.28%
2013 $20,026 47.37%
2012 $18,193 42.92%
2011 $16,823 41.57%
2010 $15,697 37.69%
2009 $12,623 30.31%

Toyota 4Runner Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the Toyota 4Runner ranks for Depreciation compared to other vehicles. Also check out how the 4Runner stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other Toyota 4Runner Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major Toyota 4Runner costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: