Toyota 4Runner Depreciation
A Toyota 4Runner will depreciate 25% after 5 years and have a 5 year resale value of $46,648.
The Toyota 4Runner ranks in our Top 10 for both the 5-year and 7-year rankings, and does very well for retaining its value over time. The 4Runner has been in production since 1984, and has a very loyal following. If you can find one in good shape, without a ton of miles on it, it could be your next SUV for the next decade. Make sure it hasn't spent too much time on the beach or in the woods, however, as owners tend to really use this vehicle as an off-roader.
The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 13,500 miles per year. It also assumes a selling price of $62,114 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the Toyota 4Runner.
Toyota 4Runner Depreciation
| Years Old | Depreciation | Residual Value | Resale Value | Mileage | Resale Year |
|---|---|---|---|---|---|
| 1 | $10,000 | 83.90% | $52,114 | 13,500 | 2025 |
| 2 | $11,361 | 81.71% | $50,753 | 27,000 | 2026 |
| 3 | $12,125 | 80.48% | $49,989 | 40,500 | 2027 |
| 4 | $13,963 | 77.52% | $48,151 | 54,000 | 2028 |
| 5 | $15,466 | 75.10% | $46,648 | 67,500 | 2029 |
| 6 | $18,044 | 70.95% | $44,070 | 81,000 | 2030 |
| 7 | $20,075 | 67.68% | $42,039 | 94,500 | 2031 |
| 8 | $22,659 | 63.52% | $39,455 | 108,000 | 2032 |
| 9 | $26,007 | 58.13% | $36,107 | 121,500 | 2033 |
| 10 | $28,715 | 53.77% | $33,399 | 135,000 | 2034 |
Toyota 4Runner Depreciation
| Years Old | Depreciation | Residual Value | Resale Value |
|---|---|---|---|
| 1 | $10,000 | 83.90% | $52,114 |
| 2 | $11,361 | 81.71% | $50,753 |
| 3 | $12,125 | 80.48% | $49,989 |
| 4 | $13,963 | 77.52% | $48,151 |
| 5 | $15,466 | 75.10% | $46,648 |
| 6 | $18,044 | 70.95% | $44,070 |
| 7 | $20,075 | 67.68% | $42,039 |
| 8 | $22,659 | 63.52% | $39,455 |
| 9 | $26,007 | 58.13% | $36,107 |
| 10 | $28,715 | 53.77% | $33,399 |
Buying a Toyota 4Runner New vs Used
If you purchase a used Toyota 4Runner that is 2 years old, then you could save $11,361 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $4,105. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used 4Runner models become available.
What About Toyota 4Runner Insurance Costs?
The average cost to insure a Toyota 4Runner is about $2,018 per year. This adds up to around $10,090 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a Toyota 4Runner. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure
The Best Model Years to Buy a Toyota 4Runner
The 2024 Toyota 4Runner is our top pick for the best model year value for the 4Runner. With the 2024, you would only pay, on average, 84% of the price as new, with 92% of the vehicle's useful life remaining. The 2023 and 2022 model years are also attractive years for the 4Runner, and provide a relatively good value. Our rankings consider multiple factors, including the 4Runner's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the Toyota 4Runner models.
Toyota 4Runner Historical Depreciation
| Year | New Price | Current Price | Maintenance | $ Decline | % Decline | % Paid | Value Rating |
|---|---|---|---|---|---|---|---|
| 2025 | $62,114 | $62,114 | $309 | $0 | 0% | 100% | |
| 2024 | $52,238 | $43,828 | $346 | $18,286 | 29.44% | 83.9% | Best |
| 2023 | $51,710 | $42,252 | $417 | $1,576 | 3.6% | 81.71% | Better |
| 2022 | $49,562 | $39,888 | $510 | $2,364 | 5.6% | 80.48% | Better |
| 2021 | $48,215 | $37,375 | $600 | $2,513 | 6.3% | 77.52% | Good |
| 2020 | $47,723 | $35,842 | $762 | $1,533 | 4.1% | 75.1% | Good |
| 2019 | $45,565 | $32,328 | $836 | $3,514 | 9.8% | 70.95% |
| Year | Price | % Paid | Value Rank |
|---|---|---|---|
| 2025 | $62,114 | 100% | |
| 2024 | $43,828 | 83.9% | Best |
| 2023 | $42,252 | 81.71% | Better |
| 2022 | $39,888 | 80.48% | Better |
| 2021 | $37,375 | 77.52% | Good |
| 2020 | $35,842 | 75.1% | Good |
| 2019 | $32,328 | 70.95% |
Toyota 4Runner Depreciation Rankings
We've ranked over 300 models from best to worst for Depreciation. See where the Toyota 4Runner ranks for Depreciation compared to other vehicles. Also check out how the 4Runner stacks up in our rankings for Maintenance, Insurance and Overall Costs.
Other Toyota 4Runner Costs of Ownership
Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major Toyota 4Runner costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:
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