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Volvo V60 Cross Country Loan Calculator

Our Loan Calculator display shows you how your Volvo V60 Cross Country loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your V60 Cross Country to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

Volvo V60 Cross Country Loan Calculator

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Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Volvo V60 Cross Country Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $52,423 $41,938 +$10,485 (20%)
1 $48,921 $35,746 +$13,175 (27%)
2 $45,120 $29,258 +$15,862 (35%)
3 $42,567 $22,454 +$20,113 (47%)
4 $39,611 $15,319 +$24,292 (61%)
5 $35,742 $7,837 +$27,905 (78%)
6 $32,424 $0 +$32,424 (100%)

Volvo V60 Cross Country Monthly Payment

Loan Term 72 Months
APR 4.75%
Paid in Full Mar, 2030
$670.56
Total Principal $41,938
Total Interest $6,338
Total Cost of Loan $48,276
$670.56
Loan Term 72 Months
APR 4.75%
Paid in Full Mar, 2030
Total Principal $41,938
Total Interest $6,338
Total Cost of Loan $48,276

Volvo V60 Cross Country Loan Amortization

Month Interest Principal Balance
Apr, 2024 $166.00 $505.00 $41,433.00
May, 2024 $164.01 $507.00 $40,926.00
Jun, 2024 $162.00 $509.00 $40,417.00
Jul, 2024 $159.98 $511.00 $39,906.00
Aug, 2024 $157.96 $513.00 $39,393.00
Sep, 2024 $155.93 $515.00 $38,878.00

This Volvo V60 Cross Country is expected to lose $19,999 of its resale value during the 72 months of this loan. Check out our Volvo V60 Cross Country Depreciation Calculator for a detailed analysis of the V60 Cross Country's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the V60 Cross Country has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best V60 Cross Country model years to buy to get the best value.

Other Volvo V60 Cross Country Costs of Ownership


Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Volvo V60 Cross Country costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: