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2026 · Volvo
Starting at $39,900
Depreciation, fuel, insurance, interest, maintenance
Rank 163 of 401 ranked vehicles
Age 40 driver, clean record, national average
Routine service + scheduled wear items
The Volvo XC40 is a compact luxury SUV that offers a blend of style and practicality. It is powered by a 2.0-liter turbocharged four-cylinder engine generating 194 horsepower and 221 lb-ft of torque, mated to an eight-speed automatic transmission. Standard all-wheel drive ensures confident handling, and the mild hybrid system contributes to improved fuel efficiency. The interior is thoughtfully designed, providing ample space and modern amenities for both driver and passengers.
The average cost of owning a Volvo XC40 for 5 years is $54,798. This will vary per trim level, driving habits and region. See how these ownership costs compare to each other below. Click on any of the categories to see a complete breakdown of each cost.
| Cost | Value | Percent |
|---|---|---|
| $25,108 | 46% | |
| $10,061 | 18% | |
| $9,064 | 17% | |
| $7,776 | 14% | |
| $2,789 | 5% |
That's roughly $913/month for a 40-year-old driver financing over 60 months at prevailing rates, with 12,000 annual miles. Your costs vary by zip code and trim.
Market Day Supply (MDS) measures how many days of inventory are on U.S. dealer lots at the current sales pace. Lower is faster-selling; the U.S. average across all models is roughly 60 days. Figures below cover the past 45 days of nationwide listings and sales.
Slower than the national average — expect wider selection and more room to negotiate.
National averages — figures vary by region and trim. MDS is calculated as active listings divided by daily sales velocity over the past 45 days.
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