BMW X3 Financing

BMW X3 Loan Calculator

Vehicle Price
Trade-In / Down Payment
Interest Rate
Credit Score
Loan Period
Sales Tax Rate
Model Year
Expected Annual Mileage
tip: Update the price if you change the model year.      reset this form
Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

BMW X3 Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $35,344 $35,344 $0 (0%)
1 $30,646 $24,117 +$6,529 (21%)
2 $22,983 $12,343 +$10,640 (46%)
3 $19,571 $0 +$19,571 (100%)
Loan Term 36 Months
APR 4.75%
Paid in Full Dec, 2023

Monthly Payment


Total Principal $35,344
Total Interest $2,644
Total Cost of Loan $37,988

BMW X3 Loan Amortization

Month Interest Principal Balance
Jan, 2021 $139.90 $915.00 $34,429.00
Feb, 2021 $136.28 $919.00 $33,510.00
Mar, 2021 $132.64 $923.00 $32,587.00
Apr, 2021 $128.99 $926.00 $31,661.00
May, 2021 $125.32 $930.00 $30,731.00
Jun, 2021 $121.64 $934.00 $29,797.00

This BMW X3 is expected to lose $15,773 of its resale value during the 36 months of this loan. Check out our BMW X3 Depreciation Calculator for a detailed analysis of the X3's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the X3 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best X3 model years to buy to get the best value.

About Our Resale Value Data and Financing Tool

We aggregate and analyze millions of automotive data points from a variety of sources, including some of the industry's leading data providers. The depreciation tables, charts, resulting residual values and overall rankings are conducted on a semi-annual basis, with our most recent update published in September 2020. does NOT offer auto financing, or are we affiliated with any financing sources. We provide this information in the hope that you can make a more informed purchasing decision.

If you would like to know more about our data and process, check out our FAQ here.