BMW X3 Depreciation

A BMW X3 will depreciate 53% after 5 years and have a 5 year resale value of $23,457.

Like all BMWs, the X3 depreciate A LOT, and the depreciation doesn't slow down either. While they score marginally better than the larger X5, you really need to love it to own it. Our money is with one of the Lexus SUVs, which will likely hold its value better, and be less costly to repair and maintain.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $49,686 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the BMW X3.

BMW X3 Depreciation Calculator

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BMW X3 Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $9,659 80.56% $40,027 12,000 2022
2 $12,610 74.62% $37,076 24,000 2023
3 $12,968 73.90% $36,718 36,000 2024
4 $19,293 61.17% $30,393 48,000 2025
5 $26,229 47.21% $23,457 60,000 2026
6 $30,617 38.38% $19,069 72,000 2027
7 $34,522 30.52% $15,164 84,000 2028
8 $37,637 24.25% $12,049 96,000 2029
9 $39,177 21.15% $10,509 108,000 2030
10 $39,644 20.21% $10,042 120,000 2031

BMW X3 Depreciation

Years Old Depreciation Residual Value Resale Value
1 $9,659 80.56% $40,027
2 $12,610 74.62% $37,076
3 $12,968 73.90% $36,718
4 $19,293 61.17% $30,393
5 $26,229 47.21% $23,457
6 $30,617 38.38% $19,069
7 $34,522 30.52% $15,164
8 $37,637 24.25% $12,049
9 $39,177 21.15% $10,509
10 $39,644 20.21% $10,042

Buying a BMW X3 New vs Used

If you purchase a used BMW X3 that is 2 years old, then you could save $12,610 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $13,619. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used X3 models become available.

What About BMW X3 Insurance Costs?

The average cost to insure a BMW X3 is about $1,832 per year. This adds up to around $9,160 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a BMW X3. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

The Best Model Years to Buy a BMW X3

The 2015 BMW X3 is our top pick for the best model year value for the X3. With the 2015, you would only pay, on average, 38% of the price as new, with 50% of the vehicle's useful life remaining. The 2014 and 2016 model years are also attractive years for the X3, and provide a relatively good value. Our rankings consider multiple factors, including the X3's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the BMW X3 models.

BMW X3 Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2021 $49,686 $49,686 $574 $0 0% 100%
2020 $49,154 $40,278 $680 $9,408 18.93% 80.56% Good
2019 $48,091 $36,734 $850 $3,544 8.8% 74.62%
2018 $47,125 $35,944 $1,120 $790 2.15% 73.9%
2017 $40,325 $26,010 $1,345 $9,934 27.64% 61.17%
2016 $41,410 $21,246 $1,698 $4,764 18.32% 47.21% Better
2015 $40,570 $17,986 $2,416 $3,260 15.34% 38.38% Best
2014 $40,657 $15,111 $2,701 $2,875 15.98% 30.52% Better
2013 $39,744 $12,602 $2,966 $2,509 16.6% 24.25% Good
2012 $38,304 $11,462 $3,361 $1,140 9.05% 21.15%
2011 $37,344 $10,960 $3,411 $502 4.38% 20.21%
2010 $37,295 $9,098 $3,833 $1,862 16.99% 14.12%
2009 $38,113 $7,467 $4,444 $1,631 17.93% 7.93%
Year Price % Paid Value Rank
2021 $49,686 100%
2020 $40,278 80.56% Good
2019 $36,734 74.62%
2018 $35,944 73.9%
2017 $26,010 61.17%
2016 $21,246 47.21% Better
2015 $17,986 38.38% Best
2014 $15,111 30.52% Better
2013 $12,602 24.25% Good
2012 $11,462 21.15%
2011 $10,960 20.21%
2010 $9,098 14.12%
2009 $7,467 7.93%

BMW X3 Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the BMW X3 ranks for Depreciation compared to other vehicles. Also check out how the X3 stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other BMW X3 Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major BMW X3 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: