BMW 5 Series Depreciation

A BMW 5 Series will depreciate 57% after 5 years and have a 5 year resale value of $25,343.

The BMW 5-Series loses its value very quickly, if purchased new. After five years, expect to find them worth about 45% of their original sales price. After ten years, they are worth about 20% their original price. We would avoid the 5-Series if money is important to you, as depreciation and costly repairs will make for a poor vehicle investment.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $58,380 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the BMW 5 Series.

BMW 5 Series Depreciation Calculator

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BMW 5 Series Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $12,055 79.35% $46,325 12,000 2022
2 $19,225 67.07% $39,155 24,000 2023
3 $22,692 61.13% $35,688 36,000 2024
4 $27,012 53.73% $31,368 48,000 2025
5 $33,037 43.41% $25,343 60,000 2026
6 $37,340 36.04% $21,040 72,000 2027
7 $39,249 32.77% $19,131 84,000 2028
8 $42,886 26.54% $15,494 96,000 2029
9 $45,665 21.78% $12,715 108,000 2030
10 $46,050 21.12% $12,330 120,000 2031

BMW 5 Series Depreciation

Years Old Depreciation Residual Value Resale Value
1 $12,055 79.35% $46,325
2 $19,225 67.07% $39,155
3 $22,692 61.13% $35,688
4 $27,012 53.73% $31,368
5 $33,037 43.41% $25,343
6 $37,340 36.04% $21,040
7 $39,249 32.77% $19,131
8 $42,886 26.54% $15,494
9 $45,665 21.78% $12,715
10 $46,050 21.12% $12,330

Buying a BMW 5 Series New vs Used

If you purchase a used BMW 5 Series that is 2 years old, then you could save $19,225 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $13,812. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used 5 Series models become available.

What About BMW 5 Series Insurance Costs?

The average cost to insure a BMW 5 Series is about $2,183 per year. This adds up to around $10,915 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a BMW 5 Series. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

The Best Model Years to Buy a BMW 5 Series

The 2019 BMW 5 Series is our top pick for the best model year value for the 5 Series. With the 2019, you would only pay, on average, 67% of the price as new, with 83% of the vehicle's useful life remaining. The 2016 and 2015 model years are also attractive years for the 5 Series, and provide a relatively good value. Our rankings consider multiple factors, including the 5 Series's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the BMW 5 Series models.

BMW 5 Series Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2021 $58,380 $58,380 $468 $0 0% 100%
2020 $58,325 $46,829 $546 $11,551 19.79% 79.35%
2019 $58,216 $39,719 $672 $7,110 15.18% 67.07% Best
2018 $58,310 $36,517 $871 $3,202 8.06% 61.13% Good
2017 $58,615 $32,529 $1,038 $3,988 10.92% 53.73% Good
2016 $50,147 $23,066 $1,299 $9,463 29.09% 43.41% Better
2015 $48,499 $19,311 $1,830 $3,755 16.28% 36.04% Better
2014 $48,553 $17,950 $2,041 $1,361 7.05% 32.77%
2013 $48,592 $15,134 $2,237 $2,816 15.69% 26.54%
2012 $48,297 $13,047 $2,528 $2,087 13.79% 21.78%
2011 $46,643 $12,415 $2,566 $632 4.84% 21.12%
2010 $46,831 $8,883 $2,878 $3,532 28.45% 12.82%
2009 $45,977 $7,589 $3,330 $1,294 14.57% 9.26%
Year Price % Paid Value Rank
2021 $58,380 100%
2020 $46,829 79.35%
2019 $39,719 67.07% Best
2018 $36,517 61.13% Good
2017 $32,529 53.73% Good
2016 $23,066 43.41% Better
2015 $19,311 36.04% Better
2014 $17,950 32.77%
2013 $15,134 26.54%
2012 $13,047 21.78%
2011 $12,415 21.12%
2010 $8,883 12.82%
2009 $7,589 9.26%

BMW 5 Series Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the BMW 5 Series ranks for Depreciation compared to other vehicles. Also check out how the 5 Series stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other BMW 5 Series Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major BMW 5 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: