BMW 5 Series Depreciation

A BMW 5 Series will depreciate 45% after 5 years and have a 5 year resale value of $35,308.

The BMW 5-Series loses its value very quickly, if purchased new. After five years, expect to find them worth about 45% of their original sales price. After ten years, they are worth about 20% their original price. We would avoid the 5-Series if money is important to you, as depreciation and costly repairs will make for a poor vehicle investment.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $64,289 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the BMW 5 Series.

BMW 5 Series Depreciation Calculator

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BMW 5 Series Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $4,828 92.49% $59,461 12,000 2022
2 $8,859 86.22% $55,430 24,000 2023
3 $17,731 72.42% $46,558 36,000 2024
4 $22,148 65.55% $42,141 48,000 2025
5 $28,981 54.92% $35,308 60,000 2026
6 $34,388 46.51% $29,901 72,000 2027
7 $38,258 40.49% $26,031 84,000 2028
8 $40,875 36.42% $23,414 96,000 2029
9 $43,929 31.67% $20,360 108,000 2030
10 $48,069 25.23% $16,220 120,000 2031

BMW 5 Series Depreciation

Years Old Depreciation Residual Value Resale Value
1 $4,828 92.49% $59,461
2 $8,859 86.22% $55,430
3 $17,731 72.42% $46,558
4 $22,148 65.55% $42,141
5 $28,981 54.92% $35,308
6 $34,388 46.51% $29,901
7 $38,258 40.49% $26,031
8 $40,875 36.42% $23,414
9 $43,929 31.67% $20,360
10 $48,069 25.23% $16,220

Buying a BMW 5 Series New vs Used

If you purchase a used BMW 5 Series that is 2 years old, then you could save $8,859 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $20,122. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used 5 Series models become available.

What About BMW 5 Series Insurance Costs?

The average cost to insure a BMW 5 Series is about $2,852 per year. This adds up to around $14,260 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a BMW 5 Series. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

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The Best Model Years to Buy a BMW 5 Series

The 2016 BMW 5 Series is our top pick for the best model year value for the 5 Series. With the 2016, you would only pay, on average, 47% of the price as new, with 50% of the vehicle's useful life remaining. The 2017 and 2019 model years are also attractive years for the 5 Series, and provide a relatively good value. Our rankings consider multiple factors, including the 5 Series's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the BMW 5 Series models.

BMW 5 Series Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2022 $64,289 $64,289 $480 $0 0% 100%
2021 $64,109 $59,851 $558 $4,438 6.9% 92.49%
2020 $58,325 $50,972 $683 $8,879 14.84% 86.22%
2019 $58,216 $43,044 $883 $7,928 15.55% 72.42% Better
2018 $58,310 $39,271 $1,050 $3,773 8.77% 65.55% Good
2017 $58,615 $33,501 $1,311 $5,770 14.69% 54.92% Better
2016 $50,147 $25,167 $1,842 $8,334 24.88% 46.51% Best
2015 $48,499 $21,690 $2,053 $3,477 13.82% 40.49% Good
2014 $48,553 $19,934 $2,249 $1,756 8.1% 36.42%
2013 $48,592 $17,930 $2,540 $2,004 10.05% 31.67%
2012 $48,297 $14,765 $2,578 $3,165 17.65% 25.23%
2011 $46,643 $14,086 $2,889 $679 4.6% 24.01%
2010 $46,831 $11,222 $3,342 $2,864 20.33% 16.83%
Year Price % Paid Value Rank
2022 $64,289 100%
2021 $59,851 92.49%
2020 $50,972 86.22%
2019 $43,044 72.42% Better
2018 $39,271 65.55% Good
2017 $33,501 54.92% Better
2016 $25,167 46.51% Best
2015 $21,690 40.49% Good
2014 $19,934 36.42%
2013 $17,930 31.67%
2012 $14,765 25.23%
2011 $14,086 24.01%
2010 $11,222 16.83%

BMW 5 Series Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the BMW 5 Series ranks for Depreciation compared to other vehicles. Also check out how the 5 Series stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other BMW 5 Series Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major BMW 5 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: