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BMW X5 Depreciation
A BMW X5 will depreciate 59% after 5 years and have a 5 year resale value of $32,985.
The BMX X5 ranks 60th out of 71 luxury models for depreciation after five years, and will lose over 55% of its original value. If you feel you have to buy one new, recognize that you'll need to love it to justify the significant financial hit you'll take.
The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 13,500 miles per year. It also assumes a selling price of $81,383 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the BMW X5.
BMW X5 Depreciation
| Years Old | Depreciation | Residual Value | Resale Value | Mileage | Resale Year |
|---|---|---|---|---|---|
| 1 | $30,885 | 62.05% | $50,498 | 13,500 | 2026 |
| 2 | $33,188 | 59.22% | $48,195 | 27,000 | 2027 |
| 3 | $36,948 | 54.60% | $44,435 | 40,500 | 2028 |
| 4 | $41,562 | 48.93% | $39,821 | 54,000 | 2029 |
| 5 | $48,398 | 40.53% | $32,985 | 67,500 | 2030 |
| 6 | $48,765 | 40.08% | $32,618 | 81,000 | 2031 |
| 7 | $57,587 | 29.24% | $23,796 | 94,500 | 2032 |
| 8 | $59,914 | 26.38% | $21,469 | 108,000 | 2033 |
| 9 | $61,298 | 24.68% | $20,085 | 121,500 | 2034 |
| 10 | $62,803 | 22.83% | $18,580 | 135,000 | 2035 |
BMW X5 Depreciation
| Years Old | Depreciation | Residual Value | Resale Value |
|---|---|---|---|
| 1 | $30,885 | 62.05% | $50,498 |
| 2 | $33,188 | 59.22% | $48,195 |
| 3 | $36,948 | 54.60% | $44,435 |
| 4 | $41,562 | 48.93% | $39,821 |
| 5 | $48,398 | 40.53% | $32,985 |
| 6 | $48,765 | 40.08% | $32,618 |
| 7 | $57,587 | 29.24% | $23,796 |
| 8 | $59,914 | 26.38% | $21,469 |
| 9 | $61,298 | 24.68% | $20,085 |
| 10 | $62,803 | 22.83% | $18,580 |
Help me understand
Buying a BMW X5 New vs Used
If you purchase a used BMW X5 that is 2 years old, then you could save $33,188 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $15,210. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used X5 models become available.
What About BMW X5 Insurance Costs?
The average cost to insure a BMW X5 is about $3,363 per year. This adds up to around $16,815 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a BMW X5. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure
The Best Model Years to Buy a BMW X5
The 2024 BMW X5 is our top pick for the best model year value for the X5. With the 2024, you would only pay, on average, 62% of the price as new, with 92% of the vehicle's useful life remaining. The 2023 and 2022 model years are also attractive years for the X5, and provide a relatively good value. Our rankings consider multiple factors, including the X5's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the BMW X5 models.
BMW X5 Historical Depreciation
| Year | New Price | Current Price | Maintenance | $ Decline | % Decline | % Paid | Value Rating |
|---|---|---|---|---|---|---|---|
| 2025 | $81,383 | $81,383 | $792 | $0 | 0% | 100% | |
| 2024 | $80,095 | $49,695 | $916 | $31,688 | 38.94% | 62.05% | Best |
| 2023 | $76,328 | $45,201 | $1,156 | $4,494 | 9.04% | 59.22% | Better |
| 2022 | $74,439 | $40,646 | $1,474 | $4,555 | 10.08% | 54.6% | Better |
| 2021 | $73,906 | $36,160 | $1,779 | $4,486 | 11.04% | 48.93% | Good |
| 2020 | $74,778 | $30,306 | $2,330 | $5,854 | 16.19% | 40.53% | Good |
| 2019 | $71,728 | $28,747 | $2,580 | $1,559 | 5.14% | 40.08% |
| Year | Price | % Paid | Value Rank |
|---|---|---|---|
| 2025 | $81,383 | 100% | |
| 2024 | $49,695 | 62.05% | Best |
| 2023 | $45,201 | 59.22% | Better |
| 2022 | $40,646 | 54.6% | Better |
| 2021 | $36,160 | 48.93% | Good |
| 2020 | $30,306 | 40.53% | Good |
| 2019 | $28,747 | 40.08% |
BMW X5 Depreciation Rankings
We've ranked over 300 models from best to worst for Depreciation. See where the BMW X5 ranks for Depreciation compared to other vehicles. Also check out how the X5 stacks up in our rankings for Maintenance, Insurance and Overall Costs.
Other BMW X5 Costs of Ownership
Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major BMW X5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:
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