BMW X5 Depreciation

A BMW X5 will depreciate 46% after 5 years and have a 5 year resale value of $39,625.

The BMX X5 ranks 60th out of 71 luxury models for depreciation after five years, and will lose over 55% of its original value. If you feel you have to buy one new, recognize that you'll need to love it to justify the significant financial hit you'll take.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $73,122 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the BMW X5.

BMW X5 Depreciation Calculator

Current Vehicle Age
Current Price
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Annual Miles

BMW X5 Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $5,155 92.95% $67,967 12,000 2022
2 $18,792 74.30% $54,330 24,000 2023
3 $20,474 72.00% $52,648 36,000 2024
4 $26,214 64.15% $46,908 48,000 2025
5 $33,497 54.19% $39,625 60,000 2026
6 $39,588 45.86% $33,534 72,000 2027
7 $43,376 40.68% $29,746 84,000 2028
8 $46,096 36.96% $27,026 96,000 2029
9 $54,308 25.73% $18,814 108,000 2030
10 $56,224 23.11% $16,898 120,000 2031

BMW X5 Depreciation

Years Old Depreciation Residual Value Resale Value
1 $5,155 92.95% $67,967
2 $18,792 74.30% $54,330
3 $20,474 72.00% $52,648
4 $26,214 64.15% $46,908
5 $33,497 54.19% $39,625
6 $39,588 45.86% $33,534
7 $43,376 40.68% $29,746
8 $46,096 36.96% $27,026
9 $54,308 25.73% $18,814
10 $56,224 23.11% $16,898

Buying a BMW X5 New vs Used

If you purchase a used BMW X5 that is 2 years old, then you could save $18,792 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $14,705. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used X5 models become available.

What About BMW X5 Insurance Costs?

The average cost to insure a BMW X5 is about $2,468 per year. This adds up to around $12,340 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a BMW X5. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

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The Best Model Years to Buy a BMW X5

The 2020 BMW X5 is our top pick for the best model year value for the X5. With the 2020, you would only pay, on average, 74% of the price as new, with 83% of the vehicle's useful life remaining. The 2017 and 2016 model years are also attractive years for the X5, and provide a relatively good value. Our rankings consider multiple factors, including the X5's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the BMW X5 models.

BMW X5 Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2022 $73,122 $73,122 $621 $0 0% 100%
2021 $72,939 $68,524 $727 $4,598 6.29% 92.95%
2020 $79,297 $59,810 $896 $8,714 12.72% 74.3% Best
2019 $70,723 $50,921 $1,167 $8,889 14.86% 72%
2018 $63,578 $42,176 $1,392 $8,745 17.17% 64.15% Good
2017 $61,914 $35,296 $1,745 $6,880 16.31% 54.19% Better
2016 $60,827 $30,360 $2,463 $4,936 13.98% 45.86% Better
2015 $59,770 $27,062 $2,748 $3,298 10.86% 40.68% Good
2014 $58,080 $24,482 $3,013 $2,580 9.53% 36.96%
2013 $53,617 $17,204 $3,407 $7,278 29.73% 25.73%
2012 $53,617 $15,850 $3,458 $1,354 7.87% 23.11%
2011 $50,497 $13,850 $3,880 $2,000 12.62% 19.74%
2010 $49,872 $13,150 $4,491 $700 5.05% 17.36%
Year Price % Paid Value Rank
2022 $73,122 100%
2021 $68,524 92.95%
2020 $59,810 74.3% Best
2019 $50,921 72%
2018 $42,176 64.15% Good
2017 $35,296 54.19% Better
2016 $30,360 45.86% Better
2015 $27,062 40.68% Good
2014 $24,482 36.96%
2013 $17,204 25.73%
2012 $15,850 23.11%
2011 $13,850 19.74%
2010 $13,150 17.36%

BMW X5 Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the BMW X5 ranks for Depreciation compared to other vehicles. Also check out how the X5 stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other BMW X5 Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major BMW X5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: