BMW X5 Depreciation

A BMW X5 will depreciate 57% after 5 years and have a 5 year resale value of $36,267.

The BMX X5 ranks 60th out of 71 luxury models for depreciation after five years, and will lose over 55% of its original value. If you feel you have to buy one new, recognize that you'll need to love it to justify the significant financial hit you'll take.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $83,584 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the BMW X5.

BMW X5 Depreciation Calculator

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BMW X5 Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $20,252 75.77% $63,332 12,000 2022
2 $22,676 72.87% $60,908 24,000 2023
3 $32,130 61.56% $51,454 36,000 2024
4 $37,086 55.63% $46,498 48,000 2025
5 $47,317 43.39% $36,267 60,000 2026
6 $52,156 37.60% $31,428 72,000 2027
7 $56,168 32.80% $27,416 84,000 2028
8 $63,958 23.48% $19,626 96,000 2029
9 $68,062 18.57% $15,522 108,000 2030
10 $69,333 17.05% $14,251 120,000 2031

BMW X5 Depreciation

Years Old Depreciation Residual Value Resale Value
1 $20,252 75.77% $63,332
2 $22,676 72.87% $60,908
3 $32,130 61.56% $51,454
4 $37,086 55.63% $46,498
5 $47,317 43.39% $36,267
6 $52,156 37.60% $31,428
7 $56,168 32.80% $27,416
8 $63,958 23.48% $19,626
9 $68,062 18.57% $15,522
10 $69,333 17.05% $14,251

Buying a BMW X5 New vs Used

If you purchase a used BMW X5 that is 2 years old, then you could save $22,676 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $24,641. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used X5 models become available.

What About BMW X5 Insurance Costs?

The average cost to insure a BMW X5 is about $1,987 per year. This adds up to around $9,935 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a BMW X5. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

The Best Model Years to Buy a BMW X5

The 2020 BMW X5 is our top pick for the best model year value for the X5. With the 2020, you would only pay, on average, 76% of the price as new, with 92% of the vehicle's useful life remaining. The 2016 and 2018 model years are also attractive years for the X5, and provide a relatively good value. Our rankings consider multiple factors, including the X5's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the BMW X5 models.

BMW X5 Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2021 $83,584 $83,584 $642 $0 0% 100%
2020 $79,297 $60,832 $748 $22,752 27.22% 75.77% Best
2019 $70,723 $52,455 $917 $8,377 13.77% 72.87%
2018 $63,578 $40,325 $1,188 $12,130 23.12% 61.56% Better
2017 $61,914 $35,854 $1,413 $4,471 11.09% 55.63% Good
2016 $60,827 $28,156 $1,766 $7,698 21.47% 43.39% Better
2015 $59,770 $24,958 $2,484 $3,198 11.36% 37.6% Good
2014 $58,080 $21,819 $2,769 $3,139 12.58% 32.8%
2013 $53,617 $15,622 $3,034 $6,197 28.4% 23.48%
2012 $53,617 $13,385 $3,428 $2,237 14.32% 18.57%
2011 $50,497 $12,089 $3,479 $1,296 9.68% 17.05%
2010 $49,872 $10,921 $3,901 $1,168 9.66% 14.08%
2009 $49,777 $9,053 $4,512 $1,868 17.1% 9.12%
Year Price % Paid Value Rank
2021 $83,584 100%
2020 $60,832 75.77% Best
2019 $52,455 72.87%
2018 $40,325 61.56% Better
2017 $35,854 55.63% Good
2016 $28,156 43.39% Better
2015 $24,958 37.6% Good
2014 $21,819 32.8%
2013 $15,622 23.48%
2012 $13,385 18.57%
2011 $12,089 17.05%
2010 $10,921 14.08%
2009 $9,053 9.12%

BMW X5 Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the BMW X5 ranks for Depreciation compared to other vehicles. Also check out how the X5 stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other BMW X5 Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major BMW X5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: