BMW 4 Series Depreciation

A BMW 4 Series will depreciate 52% after 5 years and have a 5 year resale value of $29,224.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $60,455 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the BMW 4 Series.

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BMW 4 Series Depreciation Calculator

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Current Price
Own it For
Annual Miles
This calculator is for illustrative and educational purposes only. Its accuracy and applicability to your circumstances is not guaranteed. You may wish to consult your own adviser regarding your particular circumstances.

BMW 4 Series Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $15,996 73.54% $44,459 12,000 2025
2 $19,503 67.74% $40,952 24,000 2026
3 $20,754 65.67% $39,701 36,000 2027
4 $26,201 56.66% $34,254 48,000 2028
5 $31,231 48.34% $29,224 60,000 2029
6 $35,523 41.24% $24,932 72,000 2030
7 $37,633 37.75% $22,822 84,000 2031
8 $38,256 36.72% $22,199 96,000 2032
9 $39,435 34.77% $21,020 108,000 2033
10 $40,735 32.62% $19,720 120,000 2034

BMW 4 Series Depreciation

Years Old Depreciation Residual Value Resale Value
1 $15,996 73.54% $44,459
2 $19,503 67.74% $40,952
3 $20,754 65.67% $39,701
4 $26,201 56.66% $34,254
5 $31,231 48.34% $29,224
6 $35,523 41.24% $24,932
7 $37,633 37.75% $22,822
8 $38,256 36.72% $22,199
9 $39,435 34.77% $21,020
10 $40,735 32.62% $19,720

Buying a BMW 4 Series New vs Used

If you purchase a used BMW 4 Series that is 2 years old, then you could save $19,503 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $11,728. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used 4 Series models become available.

What About BMW 4 Series Insurance Costs?

The average cost to insure a BMW 4 Series is about $3,819 per year. This adds up to around $19,095 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a BMW 4 Series. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

The Best Model Years to Buy a BMW 4 Series

The 2023 BMW 4 Series is our top pick for the best model year value for the 4 Series. With the 2023, you would only pay, on average, 74% of the price as new, with 92% of the vehicle's useful life remaining. The 2022 and 2020 model years are also attractive years for the 4 Series, and provide a relatively good value. Our rankings consider multiple factors, including the 4 Series's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the BMW 4 Series models.

BMW 4 Series Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2024 $60,455 $60,455 $577 $0 0% 100%
2023 $61,240 $45,038 $684 $15,417 25.5% 73.54% Best
2022 $61,302 $41,524 $851 $3,514 7.8% 67.74% Better
2021 $59,740 $39,233 $1,122 $2,291 5.52% 65.67% Good
2020 $52,643 $29,825 $1,345 $9,408 23.98% 56.66% Better
2019 $52,430 $25,344 $1,696 $4,481 15.02% 48.34% Good
2018 $52,622 $21,702 $1,969 $3,642 14.37% 41.24%
2017 $51,805 $19,557 $2,073 $2,145 9.88% 37.75%
2016 $49,077 $18,019 $2,145 $1,538 7.86% 36.72%
2015 $48,531 $16,876 $2,239 $1,143 6.34% 34.77%
2014 $48,333 $15,768 $2,377 $1,108 6.57% 32.62%
Year Price % Paid Value Rank
2024 $60,455 100%
2023 $45,038 73.54% Best
2022 $41,524 67.74% Better
2021 $39,233 65.67% Good
2020 $29,825 56.66% Better
2019 $25,344 48.34% Good
2018 $21,702 41.24%
2017 $19,557 37.75%
2016 $18,019 36.72%
2015 $16,876 34.77%
2014 $15,768 32.62%

BMW 4 Series Depreciation Rankings


We've ranked over 200 models from best to worst for Depreciation. See where the BMW 4 Series ranks for Depreciation compared to other vehicles. Also check out how the 4 Series stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Other BMW 4 Series Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major BMW 4 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

BMW 4 Series For Sale

2023 BMW 4 Series 430i

Mileage: 12,416
Mileage: 12,416     Price: $45,888
Location: Sterling, VA ~ 3 miles away
Dealer: Washington Exotics
Days on Market: 183
Colors (ext/int): Alpine White / Tacora Red
Very Low Depreciation Risk

$45,888


2022 BMW 4 Series 430i

Mileage: 32,429
Mileage: 32,429     Price: $40,950
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 134
Colors (ext/int): Brooklyn Gray Metallic(Gray) / Tacora Red
Low Depreciation Risk

$40,950


2023 BMW 4 Series 430i

Mileage: 23,716
Mileage: 23,716     Price: $37,557
Location: Sterling, VA ~ 4 miles away
Dealer: Lindsay Volkswagen Of Dulles
Days on Market: 54
Colors (ext/int): Black Sapphire Metallic / Black
Very Low Depreciation Risk

$37,557


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