Buick Encore Insurance Cost

Auto insurance for a Buick Encore will cost about $1,437 per year.

This beats the national average for popular SUV models by $457. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Buick Encore.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Buick Encore insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Buick Encore Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,867 $7,147 $8,361
18 $4,536 $6,660 $7,791
19 $4,008 $5,886 $6,886
20 $3,495 $5,132 $6,004
21 $2,931 $4,304 $5,035
22 $2,854 $4,192 $4,903
23 $2,498 $3,668 $4,291
24 $2,373 $3,484 $4,076
25 $2,048 $3,007 $3,518
30 $1,595 $2,342 $2,740
35 $1,494 $2,194 $2,566
40 $1,437 $2,110 $2,468
45 $1,398 $2,053 $2,402
55 $1,282 $1,883 $2,203
65 $1,338 $1,964 $2,298
75 $1,688 $2,479 $2,900

Buick Encore car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Buick Encore by state.

Buick Encore Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,522 $2,211 $2,815
Alaska $1,259 $1,746 $1,697
Arizona $1,424 $2,058 $3,032
Arkansas $1,561 $2,452 $2,700
California $1,738 $3,073 $1,738
Colorado $1,622 $2,270 $2,880
Connecticut $2,072 $3,213 $4,079
Delaware $1,715 $2,286 $2,936
Florida $2,042 $2,825 $3,682
Georgia $1,665 $2,490 $2,510
Hawaii $665 $903 $665
Idaho $1,155 $1,532 $1,862
Illinois $1,209 $1,828 $2,084
Indiana $1,243 $1,900 $2,132
Iowa $984 $1,350 $1,587
Kansas $1,309 $1,905 $2,228
Kentucky $1,893 $2,779 $3,281
Louisiana $2,430 $3,673 $3,983
Maine $919 $1,270 $1,875
Maryland $1,487 $2,164 $2,404
Massachusetts $1,192 $2,080 $1,192
Michigan $2,877 $4,385 $6,916
Minnesota $1,184 $1,579 $2,224
Mississippi $1,430 $2,039 $2,053
Missouri $1,347 $1,926 $2,531
Montana $1,370 $1,911 $2,225
Nebraska $1,158 $1,712 $1,860
Nevada $1,910 $2,833 $2,993
New Hampshire $1,329 $2,101 $2,656
New Jersey $1,464 $2,297 $3,005
New Mexico $1,495 $2,224 $2,308
New York $1,385 $1,744 $2,910
North Carolina $858 $1,475 $1,052
North Dakota $1,175 $1,785 $2,111
Ohio $1,047 $1,615 $1,656
Oklahoma $1,672 $2,395 $2,696
Oregon $1,522 $2,042 $2,439
Pennsylvania $1,282 $1,882 $2,202
Rhode Island $2,140 $3,139 $3,535
South Carolina $1,453 $2,014 $2,780
South Dakota $1,304 $1,879 $2,168
Tennessee $1,534 $2,258 $3,007
Texas $1,545 $2,231 $2,775
Utah $1,314 $1,841 $2,533
Vermont $1,011 $1,558 $1,646
Virginia $953 $1,463 $1,434
Washington $1,261 $1,712 $2,044
West Virginia $1,269 $1,817 $2,277
Wisconsin $1,265 $1,975 $2,253
Wyoming $1,181 $1,653 $1,761

Buick Encore Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Buick Encore ranks for Insurance compared to other vehicles. Also check out how the Encore stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Buick Encore Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Buick Encore costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: