Buick Encore Insurance Cost

Auto insurance for a Buick Encore will cost about $1,452 per year.

This beats the national average for popular SUV models by $615. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Buick Encore.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Buick Encore insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Buick Encore Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,918 $7,325 $8,659
18 $4,583 $6,826 $8,069
19 $4,050 $6,032 $7,131
20 $3,531 $5,260 $6,218
21 $2,961 $4,411 $5,214
22 $2,884 $4,296 $5,078
23 $2,524 $3,759 $4,443
24 $2,397 $3,571 $4,221
25 $2,069 $3,082 $3,643
30 $1,612 $2,401 $2,838
35 $1,510 $2,248 $2,658
40 $1,452 $2,162 $2,556
45 $1,413 $2,104 $2,487
55 $1,296 $1,930 $2,281
65 $1,352 $2,013 $2,380
75 $1,706 $2,541 $3,003

Buick Encore car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Buick Encore by state.

Buick Encore Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,538 $2,155 $2,697
Alaska $1,272 $1,853 $1,942
Arizona $1,438 $2,231 $3,182
Arkansas $1,577 $2,389 $2,672
California $1,756 $3,071 $1,756
Colorado $1,639 $2,268 $2,830
Connecticut $2,093 $3,237 $4,146
Delaware $1,733 $2,386 $3,168
Florida $2,063 $2,803 $3,654
Georgia $1,682 $2,593 $2,660
Hawaii $672 $928 $672
Idaho $1,167 $1,571 $1,956
Illinois $1,222 $1,806 $2,095
Indiana $1,255 $1,962 $2,290
Iowa $994 $1,492 $1,738
Kansas $1,323 $1,948 $2,307
Kentucky $1,913 $2,877 $3,383
Louisiana $2,455 $3,752 $4,040
Maine $928 $1,245 $1,817
Maryland $1,502 $2,203 $2,601
Massachusetts $1,205 $2,038 $1,205
Michigan $2,907 $4,371 $6,721
Minnesota $1,197 $1,608 $2,380
Mississippi $1,445 $2,182 $2,305
Missouri $1,361 $1,875 $2,425
Montana $1,384 $2,166 $2,389
Nebraska $1,170 $1,656 $1,884
Nevada $1,930 $2,913 $3,196
New Hampshire $1,342 $2,164 $2,755
New Jersey $1,479 $2,332 $3,008
New Mexico $1,510 $2,173 $2,441
New York $1,399 $1,822 $2,941
North Carolina $867 $1,400 $1,079
North Dakota $1,187 $1,827 $2,319
Ohio $1,058 $1,731 $1,793
Oklahoma $1,690 $2,537 $2,878
Oregon $1,538 $2,323 $2,664
Pennsylvania $1,295 $1,959 $2,248
Rhode Island $2,162 $3,318 $3,795
South Carolina $1,469 $2,125 $3,033
South Dakota $1,318 $1,813 $2,175
Tennessee $1,550 $2,318 $2,925
Texas $1,561 $2,297 $2,883
Utah $1,327 $1,920 $2,647
Vermont $1,022 $1,634 $1,786
Virginia $963 $1,450 $1,540
Washington $1,274 $1,915 $2,257
West Virginia $1,282 $1,867 $2,306
Wisconsin $1,278 $1,866 $2,266
Wyoming $1,193 $1,754 $1,961

Other Buick Encore Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Buick Encore costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: