KIA Sorento Loan Calculator

Our Loan Calculator display shows you how your KIA Sorento loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Sorento to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

KIA Sorento Payment & Amortization Calculator

Vehicle Price
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Trade-In or Down Payment
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Interest Rate
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Model Year
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tip: Update the price if you change the model year.      reset this form
Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Refinancing an Auto Loan

Refinancing an auto loan means taking out a new loan to replace your current one, usually to get a lower interest rate or better terms. This can lower your monthly payments or save you money on interest over time. It's a good option if your credit score has improved or if interest rates have gone down, but it's important to make sure the benefits outweigh the costs. Use the form below to see the best rates available from reputable lenders instantly.

KIA Sorento Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $31,561 $31,561 $0 (0%)
1 $28,840 $21,764 +$7,076 (25%)
2 $23,546 $11,257 +$12,289 (52%)
3 $22,113 $0 +$22,113 (100%)

KIA Sorento Monthly Payment

Loan Term 36 Months
APR 6.99%
Paid in Full Dec, 2027
$974.37
Total Principal $31,561
Total Interest $3,510
Total Cost of Loan $35,071
$974.37
Loan Term 36 Months
APR 6.99%
Paid in Full Dec, 2027
Total Principal $31,561
Total Interest $3,510
Total Cost of Loan $35,071

KIA Sorento Loan Amortization

Month Interest Principal Balance
Jan, 2025 $183.84 $791.00 $30,770.00
Feb, 2025 $179.24 $795.00 $29,975.00
Mar, 2025 $174.60 $800.00 $29,175.00
Apr, 2025 $169.94 $804.00 $28,371.00
May, 2025 $165.26 $809.00 $27,562.00
Jun, 2025 $160.55 $814.00 $26,748.00

This KIA Sorento is expected to lose $9,448 of its resale value during the 36 months of this loan. Check out our KIA Sorento Depreciation Calculator for a detailed analysis of the Sorento's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Sorento has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Sorento model years to buy to get the best value.

Other KIA Sorento Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major KIA Sorento costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

KIA Sorentos For Sale

2013 Kia Sorento LX

Mileage: 75,325
Mileage: 75,325     Price: $9,500
Location: Sterling, VA ~ 3 miles away
Dealer: Maserati Of Washington
Days on Market: 97
Colors (ext/int): Bright Silver / Black

$9,500


2021 Kia Sorento LX

Mileage: 59,200
Mileage: 59,200     Price: $21,490
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 123
Colors (ext/int): Ebony Black(Black) / Black

$21,490


2018 Kia Sorento LX

Mileage: 63,287
Mileage: 63,287     Price: $14,557
Location: Sterling, VA ~ 4 miles away
Dealer: Lindsay Volkswagen Of Dulles
Days on Market: 116
Colors (ext/int): Platinum Graphite / Satin Black

$14,557




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How To Refinance A Car Loan: Save Money In 5 Easy Steps

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