Lexus NX 300 Loan Calculator

Our Loan Calculator display shows you how your Lexus NX 300 loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your NX 300 to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

Lexus NX 300 Payment & Amortization Calculator

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tip: Update the price if you change the model year.      reset this form
$0$5k$10k$15k$20k$25k$30k$35k$40k$45k$50k$55k01234567Projected Resale ValueBalance Exceeds ResaleBalance Near ResaleBalance Below ResaleVehicle Age in YearsLexus NX 300 Resale Value vs Loan BalanceLexus NX 300 Resale vs Balance
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Refinancing an Auto Loan

Refinancing an auto loan means taking out a new loan to replace your current one, usually to get a lower interest rate or better terms. This can lower your monthly payments or save you money on interest over time. It's a good option if your credit score has improved or if interest rates have gone down, but it's important to make sure the benefits outweigh the costs. Use the form below to see the best rates available from reputable lenders instantly.

Lexus NX 300 Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $53,178 $42,542 +$10,636 (20%)
1 $46,063 $36,627 +$9,436 (20%)
2 $43,888 $30,284 +$13,604 (31%)
3 $34,178 $23,485 +$10,693 (31%)
4 $33,662 $16,195 +$17,467 (52%)
5 $30,524 $8,379 +$22,145 (73%)
6 $28,966 $0 +$28,966 (100%)

Lexus NX 300 Monthly Payment

Loan Term 72 Months
APR 6.99%
Paid in Full Jan, 2031
$725.09
Total Principal $42,542
Total Interest $9,660
Total Cost of Loan $52,202
$725.09
Loan Term 72 Months
APR 6.99%
Paid in Full Jan, 2031
Total Principal $42,542
Total Interest $9,660
Total Cost of Loan $52,202

Lexus NX 300 Loan Amortization

Month Interest Principal Balance
Feb, 2025 $247.81 $477.00 $42,065.00
Mar, 2025 $245.03 $480.00 $41,585.00
Apr, 2025 $242.23 $483.00 $41,102.00
May, 2025 $239.42 $486.00 $40,616.00
Jun, 2025 $236.59 $489.00 $40,127.00
Jul, 2025 $233.74 $491.00 $39,636.00

This Lexus NX 300 is expected to lose $24,212 of its resale value during the 72 months of this loan. Check out our Lexus NX 300 Depreciation Calculator for a detailed analysis of the NX 300's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the NX 300 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best NX 300 model years to buy to get the best value.

Other Lexus NX 300 Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Lexus NX 300 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Lexus NX 300s For Sale

2019 Lexus NX 300 Base

Mileage: 71,556
Mileage: 71,556     Price: $23,888
Location: Columbus, OH ~ 7 miles away
Dealer: Performance Columbus
Days on Market: 51
Colors (ext/int): Obsidian / Black

$23,888


2020 Lexus NX 300 Signature

Mileage: 58,246
Mileage: 58,246     Price: $27,530
Location: Dublin, OH ~ 11 miles away
Dealer: Twins Auto Of Dublin
Days on Market: 73
Colors (ext/int): Gray / Red

$27,530




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