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  1. Costs
Lexus NX· Cost of Ownership

Lexus NX Costs

The average cost of owning a Lexus NX for 5 years is $54,345. This total will vary per vehicle, driver and location. These ownership expenses include:

  • Depreciation
  • Insurance Premiums
  • Maintenance & Repairs
  • Loan Interest
  • Fuel Costs
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Cost Breakdown

5-Year Cost Breakdown

$54,345
Total Cost for 5 Years
CostValuePercent
Depreciation
$24,08444%
Insurance
$13,30524%
Interest
$8,03915%
Fuel
$6,41512%
Maintenance
$2,5025%
Value Rating

Lexus NX CarEdge Value Rating

A-

This grade is our unbiased, trusted and candid financial assessment of whether the Lexus NX is likely to be a good or bad automobile investment. Learn more about our Value Ratings and methodology.


Depreciation

Lexus NX Depreciation

A Lexus NX will depreciate in value by $24,084 after 5 years. Depreciation is difficult to avoid, but it can be managed. Depreciation is the difference between the original sales price, and what the vehicle will be worth in the future.

When new, a typically-equipped Lexus NX sells for $51,494 on average. After 5 years of depreciation, the average residual value will be $27,410. Use our Lexus NX Depreciation Calculator to see how model year and mileage affect your resale value.

Lexus NX Depreciation Calculator

Insurance

Lexus NX Insurance

The average annual cost for auto insurance for a Lexus NX is $2,661, which adds up to $13,305after 5 years of ownership. These insurance costs are estimates based on national averages for a 40 year old, with full coverage, a good driving record, and good credit. They also assume a single-car policy, and won't reflect any multi-car discounts. See our Lexus NX Insurance Calculator to view rates by state, for different driver ages, credit ratings and driving history.

Lexus NXinsurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs.

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Maintenance

Lexus NX Maintenance

Maintenance and repair costs for a Lexus NX will amount to $2,502 after 5 years. Expenses include scheduled maintenance, normal wear-and-tear items and expected repairs. These estimates exclude any free warranty work performed.

The region you live in, and the way you care for and drive your vehicle can have a big impact on these costs. Our Lexus NX Maintenance Cost Estimator shows how much you are likely to spend, and the probabilities of a major repair over 10 years.


Financing

Lexus NX Financing Costs

The average cost to finance a new Lexus NX would be $8,039 after 5 years. This assumes a 72-month loan with an APR of 6.99% and a 20% down payment. Financing costs are a vehicle cost that you can control. Your interest expense can be greatly reduced by changing your loan term, improving your credit score, or increasing your down payment.

Our Lexus NX Loan Calculator allows you to build a loan that's best suited for you. This handy utility will also help to keep you from becoming upside down, where you end up owing more than the vehicle is worth. You can estimate monthly payments and download the full amortization schedule as well. We've highlighted some typical loan scenarios in the table below. See what a difference a larger down payment will make in lowering your financing costs and your monthly payments.

Lexus NX Loans

ConditionTermDown Payment
New72 Month0% Down—
New60 Month0% Down20% Down
Used48 Month0% Down20% Down
Used36 Month0% Down20% Down

Fuel

Lexus NX Fuel Economy

A Lexus NX will cost a total of $6,415 for fuel after 5 years, or about $1,283 annually. These estimates are based on recently collected national average fuel prices, assuming 15,000 miles driven per year - 55% city and 45% highway. These figures also reflect current EPA estimates. Fuel costs will vary based on your driving style, fuel prices in your area, and the engine that will be in your vehicle.

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Rankings

Lexus NX costs rankings

We’ve ranked over 300 models from best to worst for costs. See where the Lexus NXstacks up — or compare it across other cost categories.

  • Maintenance
  • Depreciation
  • Insurance
  • Overall Costs
Cost of Ownership

Other Lexus NX costs of ownership

Explore all — the full Lexus NX cost picture to find the best value at the lowest cost. Explore the other ownership expenses below:

  • Lexus NX DepreciationHow much resale value will decline over time
  • Lexus NX MaintenanceExpected repair costs & major repair probability
  • Lexus NX InsuranceEstimated insurance costs by driver & location
  • Lexus NX FinancingMonthly payments & loan expenses
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Methodology

How We Calculate Cost of Ownership

What’s Included?

Our 5-year total covers depreciation, insurance, maintenance, financing, and fuel. Figures assume a 40-year-old driver, good credit, 72-month loan at 6.99% APR, 20% down, and 15,000 miles/year.

We aggregate and analyze millions of automotive data points from a variety of the industry's leading data providers. The insights and information on this page represent the overall averages of the combined costs of vehicle ownership. This information should be used as a general guide, as your individual results may vary significantly from that which is shown. Our mission is to provide car buyers with the resources they need to make informed purchase decisions. To learn more, see our FAQs.

Other Lexus Models

More Lexusmodels & brands to compare

Lexus models

  • Lexus ES 250
  • Lexus ES 300h
  • Lexus ES 350
  • Lexus GX 550
  • Lexus IS 300
  • Lexus IS 350
  • Lexus IS 500
  • Lexus LC 500
  • Lexus LC 500h
  • Lexus LS 500
  • Lexus LS 500h
  • Lexus LX 600
  • Lexus NX
  • Lexus NX 250
  • Lexus NX 350
  • Lexus NX 350h
  • Lexus RC 300
  • Lexus RC 350
  • Lexus RC F
  • Lexus RX 350
  • Lexus RX 350h
  • Lexus RX 450h+
  • Lexus RX 500h
  • Lexus RZ
  • Lexus TX
  • Lexus TX 350
  • Lexus TX 500h
  • Lexus UX 250h
  • Lexus UX 300h
  • All Lexus costsBrand-wide overview & costs outlook
  • Other brands & vehiclesBrowse costs for every make

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