2025 Mazda CX-50 — Financing

Mazda CX-50 Loan Calculator

Our Loan Calculator display shows you how your Mazda CX-50 loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your CX-50 to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

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01Vehicle

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02Loan terms

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03Vehicle details

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Tip: calculations refresh automatically as you edit any field. Adjust the interest rate if you have a real rate quote.

Payment Summary

Mazda CX-50 Monthly Payment

Estimated monthly payment

$1,360.11

for 36 months at 8.99% APR

Per payment to principal

$1,188.26

Per payment to interest

$171.85

Where your money goesover 36 months

Principal: $42,778
Interest: $6,187

87% of every payment goes toward equity in the CX-50; the rest is interest.

Loan Term: 36 mo
Total Principal: $42,778
APR: 8.99%
Total Interest: $6,187
Paid in Full: May 2029
Total Cost of Loan: $48,964

Resale vs. loan balance

Mazda CX-50 Projected Resale Value vs Loan Balance

Each year’s bar is colored against the Mazda CX-50’s projected resale value: green when the loan is below resale, yellow when balance is close, and red when you’d owe more than the Mazda CX-50 is worth.

Year	Resale Value	Loan Balance	Difference
0	$39,979	$42,778	-$2,799 (-7%)
1	$39,979	$29,775	+$10,204 (26%)
2	$30,484	$15,554	+$14,930 (49%)
3	$28,353	$0	+$28,353 (100%)
4	$27,466	$0	+$27,466 (100%)
5	$26,126	$0	+$26,126 (100%)
6	$25,035	$0	+$25,035 (100%)
7	$22,440	$0	+$22,440 (100%)
8	$21,841	$0	+$21,841 (100%)
9	$21,241	$0	+$21,241 (100%)
10	$20,185	$0	+$20,185 (100%)

Amortization Schedule

Mazda CX-50 Loan Amortization

3 years · 36 payments · $1,360.11/mo

Month	Interest	Principal	Balance
Jun, 2026	$320.47	$1,039.64	$41,737.89
Jul, 2026	$312.69	$1,047.43	$40,690.46
Aug, 2026	$304.84	$1,055.28	$39,635.19
Sep, 2026	$296.93	$1,063.18	$38,572.00
Oct, 2026	$288.97	$1,071.15	$37,500.86
Nov, 2026	$280.94	$1,079.17	$36,421.69
Dec, 2026	$272.86	$1,087.26	$35,334.43
Jan, 2027	$264.71	$1,095.40	$34,239.03
Feb, 2027	$256.51	$1,103.61	$33,135.42
Mar, 2027	$248.24	$1,111.88	$32,023.55
Apr, 2027	$239.91	$1,120.21	$30,903.34
May, 2027	$231.52	$1,128.60	$29,774.74
Jun, 2027	$223.06	$1,137.05	$28,637.69
Jul, 2027	$214.54	$1,145.57	$27,492.12
Aug, 2027	$205.96	$1,154.15	$26,337.97

This Mazda CX-50 is expected to lose $11,626 of its resale value during the 36 months of this loan. Check out our Mazda CX-50 Depreciation Calculator for a detailed analysis of the CX-50’s past and expected future depreciation. This user-friendly tool allows you to interactively see how well the CX-50 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best CX-50 model years to buy to get the best value.

Mazda CX-50 Loan Calculator

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Mazda CX-50 Projected Resale Value vs Loan Balance

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