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Nissan Sentra Loan Calculator

Our Loan Calculator display shows you how your Nissan Sentra loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Sentra to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

Nissan Sentra Loan Calculator

Vehicle Price
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Interest Rate
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Model Year
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Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Nissan Sentra Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $25,902 $20,722 +$5,180 (20%)
1 $25,109 $17,668 +$7,441 (30%)
2 $22,576 $14,461 +$8,115 (36%)
3 $22,356 $11,100 +$11,256 (50%)
4 $21,835 $7,575 +$14,260 (65%)
5 $20,033 $3,879 +$16,154 (81%)
6 $18,292 $0 +$18,292 (100%)

Nissan Sentra Monthly Payment

Loan Term 72 Months
APR 4.75%
Paid in Full Dec, 2029
Total Principal $20,722
Total Interest $3,135
Total Cost of Loan $23,857
Loan Term 72 Months
APR 4.75%
Paid in Full Dec, 2029
Total Principal $20,722
Total Interest $3,135
Total Cost of Loan $23,857

Nissan Sentra Loan Amortization

Month Interest Principal Balance
Jan, 2024 $82.02 $249.00 $20,473.00
Feb, 2024 $81.04 $250.00 $20,223.00
Mar, 2024 $80.05 $251.00 $19,972.00
Apr, 2024 $79.06 $252.00 $19,720.00
May, 2024 $78.06 $253.00 $19,467.00
Jun, 2024 $77.06 $254.00 $19,213.00

This Nissan Sentra is expected to lose $7,610 of its resale value during the 72 months of this loan. Check out our Nissan Sentra Depreciation Calculator for a detailed analysis of the Sentra's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Sentra has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Sentra model years to buy to get the best value.

Other Nissan Sentra Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Nissan Sentra costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Used Nissan Sentras For Sale

2021 Nissan Sentra SV

2021 Nissan Sentra SV

Mileage: 61,181
Mileage: 61,181     Price: $15,985
Location: Sunnyvale, CA ~ 3 miles away
Dealer: Toyota Sunnyvale
Days on Market: 79
Colors (ext/int): Brilliant Silver Metallic / Charcoal


2020 Nissan Sentra SR

2020 Nissan Sentra SR

Mileage: 31,149
Mileage: 31,149     Price: $19,994
Location: Santa Clara, CA ~ 8 miles away
Dealer: Stevens Creek Nissan
Days on Market: 752
Colors (ext/int): Scarlet Ember Tintcoat / Sport
Nissan Certified Pre-Owned Sentra


2009 Nissan Sentra Base

2009 Nissan Sentra Base

Mileage: 75,112
Mileage: 75,112     Price: $7,488
Location: San Jose, CA ~ 8 miles away
Dealer: Mercedes-benz Of Stevens Creek
Days on Market: 20
Colors (ext/int): Fresh Powder / Charcoal