2025 Audi Q3 — Financing

Audi Q3 Loan Calculator

Our Loan Calculator display shows you how your Audi Q3 loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Q3 to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

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01Vehicle

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02Loan terms

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03Vehicle details

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Tip: calculations refresh automatically as you edit any field. Adjust the interest rate if you have a real rate quote.

Payment Summary

Audi Q3 Monthly Payment

Estimated monthly payment

$1,367.46

for 36 months at 8.99% APR

Per payment to principal

$1,194.68

Per payment to interest

$172.78

Where your money goesover 36 months

Principal: $43,009
Interest: $6,220

87% of every payment goes toward equity in the Q3; the rest is interest.

Loan Term: 36 mo
Total Principal: $43,009
APR: 8.99%
Total Interest: $6,220
Paid in Full: May 2029
Total Cost of Loan: $49,229

Resale vs. loan balance

Audi Q3 Projected Resale Value vs Loan Balance

Each year’s bar is colored against the Audi Q3’s projected resale value: green when the loan is below resale, yellow when balance is close, and red when you’d owe more than the Audi Q3 is worth.

Year	Resale Value	Loan Balance	Difference
0	$40,195	$43,009	-$2,814 (-7%)
1	$40,195	$29,936	+$10,259 (26%)
2	$28,768	$15,638	+$13,130 (46%)
3	$26,135	$0	+$26,135 (100%)
4	$25,532	$0	+$25,532 (100%)
5	$25,516	$0	+$25,516 (100%)
6	$24,816	$0	+$24,816 (100%)
7	$21,750	$0	+$21,750 (100%)
8	$17,095	$0	+$17,095 (100%)
9	$16,042	$0	+$16,042 (100%)
10	$14,808	$0	+$14,808 (100%)

Amortization Schedule

Audi Q3 Loan Amortization

3 years · 36 payments · $1,367.46/mo

Month	Interest	Principal	Balance
Jun, 2026	$322.21	$1,045.26	$41,963.39
Jul, 2026	$314.38	$1,053.09	$40,910.31
Aug, 2026	$306.49	$1,060.98	$39,849.33
Sep, 2026	$298.54	$1,068.93	$38,780.40
Oct, 2026	$290.53	$1,076.93	$37,703.47
Nov, 2026	$282.46	$1,085.00	$36,618.47
Dec, 2026	$274.33	$1,093.13	$35,525.34
Jan, 2027	$266.14	$1,101.32	$34,424.02
Feb, 2027	$257.89	$1,109.57	$33,314.45
Mar, 2027	$249.58	$1,117.88	$32,196.57
Apr, 2027	$241.21	$1,126.26	$31,070.31
May, 2027	$232.77	$1,134.70	$29,935.61
Jun, 2027	$224.27	$1,143.20	$28,792.42
Jul, 2027	$215.70	$1,151.76	$27,640.66
Aug, 2027	$207.07	$1,160.39	$26,480.27

This Audi Q3 is expected to lose $14,060 of its resale value during the 36 months of this loan. Check out our Audi Q3 Depreciation Calculator for a detailed analysis of the Q3’s past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Q3 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Q3 model years to buy to get the best value.

Audi Q3 Loan Calculator

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