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  1. Financing
2026 Audi S e-tron GT — Financing

Audi S e-tron GT Loan Calculator

Our Loan Calculator display shows you how your Audi S e-tron GT loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your S e-tron GT to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

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02Loan terms
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03Vehicle details

Tip: calculations refresh automatically as you edit any field. Adjust the interest rate if you have a real rate quote.

Payment Summary

Audi S e-tron GT Monthly Payment

Estimated monthly payment

$2,261.27

for 72 months at 6.99% APR

Per payment to principal
$1,842.65
Per payment to interest
$418.62
Where your money goesover 72 months
Principal
$132,671
Interest
$30,140

81% of every payment goes toward equity in the S e-tron GT; the rest is interest.

Loan Term
72 mo
Total Principal
$132,671
APR
6.99%
Total Interest
$30,140
Paid in Full
May 2032
Total Cost of Loan
$162,811
Resale vs. loan balance

Audi S e-tron GT Projected Resale Value vs Loan Balance

Share
$0$20k$40k$60k$80k$100k$120k$140k012345678910VEHICLE AGE IN YEARSYear 0 — resale $126,795, loan $132,671, underwater $5,876Year 1 — resale $126,795, loan $114,226, equity $12,569Year 2 — resale $94,196, loan $94,449, underwater $253Year 3 — resale $86,284, loan $73,245, equity $13,039Year 4 — resale $81,998, loan $50,511, equity $31,487Year 5 — resale $70,042, loan $26,135, equity $43,907Year 6 — resale $64,792, loan $0, equity $64,792Year 7 — resale $59,936, loan $0, equity $59,936Year 8 — resale $55,194, loan $0, equity $55,194Year 9 — resale $46,280, loan $0, equity $46,280Year 10 — resale $40,600, loan $0, equity $40,600Projected Resale ValueBalance Exceeds ResaleBalance Near ResaleBalance Below ResaleYear 0: residual $127k, loan $133k, balance exceeds resale; Year 1: residual $127k, loan $114k, balance below resale; Year 2: residual $94k, loan $94k, balance near resale; Year 3: residual $86k, loan $73k, balance below resale; Year 4: residual $82k, loan $51k, balance below resale; Year 5: residual $70k, loan $26k, balance below resale; Year 6: residual $65k, loan $0, balance below resale; Year 7: residual $60k, loan $0, balance below resale; Year 8: residual $55k, loan $0, balance below resale; Year 9: residual $46k, loan $0, balance below resale; Year 10: residual $41k, loan $0, balance below resale
Each year’s bar is colored against the Audi S e-tron GT’s projected resale value: green when the loan is below resale, yellow when balance is close, and red when you’d owe more than the Audi S e-tron GT is worth.
YearResale ValueLoan BalanceDifference
0$126,795$132,671-$5,876 (-5%)
1$126,795$114,226+$12,569 (10%)
2$94,196$94,449-$253 (-0%)
3$86,284$73,245+$13,039 (15%)
4$81,998$50,511+$31,487 (38%)
5$70,042$26,135+$43,907 (63%)
6$64,792$0+$64,792 (100%)
7$59,936$0+$59,936 (100%)
8$55,194$0+$55,194 (100%)
9$46,280$0+$46,280 (100%)
10$40,600$0+$40,600 (100%)
Already financing?

Refinancing an Auto Loan

Refinancing an auto loan means taking out a new loan to replace your current one, usually to get a lower interest rate or better terms. This can lower your monthly payments or save you money on interest over time. It’s a good option if your credit score has improved or if interest rates have gone down, but it’s important to make sure the benefits outweigh the costs. Use the form below to see the best rates available from reputable lenders instantly.

Rate calculator powered by The Savings Group. CarEdge does not directly originate or service auto loans.

Amortization Schedule

Audi S e-tron GT Loan Amortization

6 years · 72 payments · $2,261.27/mo

MonthInterestPrincipalBalance
Jun, 2026$772.81$1,488.46$131,182.19
Jul, 2026$764.14$1,497.13$129,685.06
Aug, 2026$755.42$1,505.85$128,179.21
Sep, 2026$746.64$1,514.62$126,664.59
Oct, 2026$737.82$1,523.44$125,141.14
Nov, 2026$728.95$1,532.32$123,608.83
Dec, 2026$720.02$1,541.24$122,067.58
Jan, 2027$711.04$1,550.22$120,517.36
Feb, 2027$702.01$1,559.25$118,958.11
Mar, 2027$692.93$1,568.33$117,389.77
Apr, 2027$683.80$1,577.47$115,812.30
May, 2027$674.61$1,586.66$114,225.64
Jun, 2027$665.36$1,595.90$112,629.74
Jul, 2027$656.07$1,605.20$111,024.54
Aug, 2027$646.72$1,614.55$109,410.00
Showing first 15 of 72 payments

This Audi S e-tron GT is expected to lose $62,003 of its resale value during the 72 months of this loan. Check out our Audi S e-tron GT Depreciation Calculator for a detailed analysis of the S e-tron GT’s past and expected future depreciation. This user-friendly tool allows you to interactively see how well the S e-tron GT has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best S e-tron GT model years to buy to get the best value.


Cost of Ownership

Other Audi S e-tron GT costs of ownership

Explore all — the full Audi S e-tron GT cost picture to find the best value at the lowest cost. Explore the other ownership expenses below:

  • Audi S e-tron GT DepreciationHow much resale value will decline over time
  • Audi S e-tron GT MaintenanceExpected repair costs & major repair probability
  • Audi S e-tron GT InsuranceEstimated insurance costs by driver & location
  • All Audi S e-tron GT CostsAll costs of ownership for the next 5 years

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