2025 Audi Q3 — Financing

Audi Q3 Loan Calculator

Our Loan Calculator display shows you how your Audi Q3 loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Q3 to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

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01Vehicle

Vehicle Price

Trade-In or Down Payment7% of price

02Loan terms

Loan Period

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Interest RateAuto

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03Vehicle details

Model Year

Annual Mileage

Tip: calculations refresh automatically as you edit any field. Adjust the interest rate if you have a real rate quote.

Payment Summary

Audi Q3 Monthly Payment

Estimated monthly payment

$830.32

for 60 months at 8.99% APR

Per payment to principal

$666.81

Per payment to interest

$163.51

Where your money goesover 60 months

Principal: $40,009
Interest: $9,811

80% of every payment goes toward equity in the Q3; the rest is interest.

Loan Term: 60 mo
Total Principal: $40,009
APR: 8.99%
Total Interest: $9,811
Paid in Full: May 2031
Total Cost of Loan: $49,819

Resale vs. loan balance

Audi Q3 Projected Resale Value vs Loan Balance

Each year’s bar is colored against the Audi Q3’s projected resale value: green when the loan is below resale, yellow when balance is close, and red when you’d owe more than the Audi Q3 is worth.

Year	Resale Value	Loan Balance	Difference
0	$40,195	$40,009	+$186 (0%)
1	$40,195	$33,373	+$6,822 (17%)
2	$28,768	$26,115	+$2,653 (9%)
3	$26,135	$18,177	+$7,958 (30%)
4	$25,532	$9,495	+$16,037 (63%)
5	$25,516	$0	+$25,516 (100%)
6	$24,816	$0	+$24,816 (100%)
7	$21,750	$0	+$21,750 (100%)
8	$17,095	$0	+$17,095 (100%)
9	$16,042	$0	+$16,042 (100%)
10	$14,808	$0	+$14,808 (100%)

Amortization Schedule

Audi Q3 Loan Amortization

5 years · 60 payments · $830.32/mo

Month	Interest	Principal	Balance
Jun, 2026	$299.73	$530.59	$39,478.06
Jul, 2026	$295.76	$534.56	$38,943.50
Aug, 2026	$291.75	$538.57	$38,404.93
Sep, 2026	$287.72	$542.60	$37,862.33
Oct, 2026	$283.65	$546.67	$37,315.66
Nov, 2026	$279.56	$550.76	$36,764.90
Dec, 2026	$275.43	$554.89	$36,210.01
Jan, 2027	$271.27	$559.05	$35,650.96
Feb, 2027	$267.09	$563.23	$35,087.73
Mar, 2027	$262.87	$567.45	$34,520.27
Apr, 2027	$258.61	$571.71	$33,948.57
May, 2027	$254.33	$575.99	$33,372.58
Jun, 2027	$250.02	$580.30	$32,792.28
Jul, 2027	$245.67	$584.65	$32,207.63
Aug, 2027	$241.29	$589.03	$31,618.59

This Audi Q3 is expected to lose $14,679 of its resale value during the 60 months of this loan. Check out our Audi Q3 Depreciation Calculator for a detailed analysis of the Q3’s past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Q3 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Q3 model years to buy to get the best value.

Audi Q3 Loan Calculator

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Audi Q3 Projected Resale Value vs Loan Balance

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