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2026 · BMW
Starting at $48,000
Depreciation, fuel, insurance, interest, maintenance
Rank 279 of 401 ranked vehicles
Age 40 driver, clean record, national average
Routine service + scheduled wear items
The BMW 3 Series is a well-rounded luxury sedan known for its performance and comfort. It offers a range of engine options, including a 2.0-liter turbocharged four-cylinder and a 3.0-liter turbocharged six-cylinder, delivering up to 382 horsepower and 369 ft/lbs of torque. The 3 Series features rear-wheel or all-wheel-drive configurations and is equipped with advanced safety and technology features, making it a versatile choice for many drivers.
The average cost of owning a BMW 3 Series for 5 years is $67,621. This will vary per trim level, driving habits and region. See how these ownership costs compare to each other below. Click on any of the categories to see a complete breakdown of each cost.
| Cost | Value | Percent |
|---|---|---|
| $30,497 | 45% | |
Market Day Supply (MDS) measures how many days of inventory are on U.S. dealer lots at the current sales pace. Lower is faster-selling; the U.S. average across all models is roughly 60 days. Figures below cover the past 45 days of nationwide listings and sales.
Slower than the national average — expect wider selection and more room to negotiate.
National averages — figures vary by region and trim. MDS is calculated as active listings divided by daily sales velocity over the past 45 days.
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| $16,125 |
| 24% |
| $9,048 | 13% |
| $7,450 | 11% |
| $4,501 | 7% |
That's roughly $1,127/month for a 40-year-old driver financing over 60 months at prevailing rates, with 12,000 annual miles. Your costs vary by zip code and trim.
See how much you could save on 3 Series coverage.
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