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2025 · BMW
Starting at $79,100
Depreciation, fuel, insurance, interest, maintenance
Rank 172 of 401 ranked vehicles
Age 40 driver, clean record, national average
Routine service + scheduled wear items
The BMW X4 M is a high-performance SUV that combines sporty design with powerful performance. It features a turbocharged 3.0-liter inline-six engine producing 473 horsepower and 457 ft/lbs of torque, enabling rapid acceleration. The vehicle is equipped with an 8-speed automatic transmission and standard all-wheel drive, ensuring dynamic handling. Inside, the X4 M offers a driver-focused cockpit with advanced technology and premium materials, providing both comfort and control.
The average cost of owning a BMW X4 M for 5 years is $88,785. This will vary per trim level, driving habits and region. See how these ownership costs compare to each other below. Click on any of the categories to see a complete breakdown of each cost.
| Cost | Value | Percent |
|---|---|---|
| $37,368 | 42% | |
Market Day Supply (MDS) measures how many days of inventory are on U.S. dealer lots at the current sales pace. Lower is faster-selling; the U.S. average across all models is roughly 60 days. Figures below cover the past 45 days of nationwide listings and sales.
Tracking with the national average — expect typical negotiating room.
National averages — figures vary by region and trim. MDS is calculated as active listings divided by daily sales velocity over the past 45 days.
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| $19,190 |
| 22% |
| $13,590 | 15% |
| $12,532 | 14% |
| $6,105 | 7% |
That's roughly $1,480/month for a 40-year-old driver financing over 60 months at prevailing rates, with 12,000 annual miles. Your costs vary by zip code and trim.
See how much you could save on X4 M coverage.
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