GMC Sierra 3500HD Financing

Our Loan Calculator display shows you how your GMC Sierra 3500HD loan balance compares to the ongoing value of your vehicle. With financing, you will pay that loan down each month to reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Sierra 3500HD to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

GMC Sierra 3500HD Loan Calculator

Vehicle Price
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Interest Rate
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Model Year
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tip: Update the price if you change the model year.      reset this form
Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

GMC Sierra 3500HD Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $55,212 $55,212 $0 (0%)
1 $50,001 $42,374 +$7,627 (15%)
2 $45,716 $28,913 +$16,803 (37%)
3 $38,985 $14,799 +$24,186 (62%)
4 $35,664 $0 +$35,664 (100%)
Apply for GMC Sierra 3500HD Financing
Loan Term 48 Months
APR 4.75%
Paid in Full May, 2025

Monthly Payment


Total Principal $55,212
Total Interest $5,515
Total Cost of Loan $60,727

GMC Sierra 3500HD Loan Amortization

Month Interest Principal Balance
Jun, 2021 $218.55 $1,047.00 $54,165.00
Jul, 2021 $214.40 $1,051.00 $53,114.00
Aug, 2021 $210.24 $1,055.00 $52,059.00
Sep, 2021 $206.07 $1,059.00 $51,000.00
Oct, 2021 $201.88 $1,063.00 $49,937.00
Nov, 2021 $197.67 $1,068.00 $48,869.00

This GMC Sierra 3500HD is expected to lose $19,548 of its resale value during the 48 months of this loan. Check out our GMC Sierra 3500HD Depreciation Calculator for a detailed analysis of the Sierra 3500HD's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Sierra 3500HD has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Sierra 3500HD model years to buy to get the best value.

Other GMC Sierra 3500HD Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major GMC Sierra 3500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: