The Cheapest Cars to Insure in 2025

Finding the cheapest cars to insure isn’t just about picking vehicles with the lowest sticker price. Many factors matter, from advanced safety features and affordable repair costs to the typical driver profile. To help car shoppers make smarter decisions, we analyzed insurance data for over 300 models, comparing the least and most expensive vehicles to insure. Our rankings focus on what a 40-year-old driver with a clean record and good credit can expect to pay for full coverage, driving an average of 13,000 miles each year.

At CarEdge, we’ve analyzed millions of listings and insurance data points to give you transparent, reliable insights. Our goal is simple: help you make smarter, more informed car-buying decisions with real data you can trust. 

Click on any vehicle to see a full breakdown of insurance costs, as well as other factors in the total cost of ownership.

The 10 Cheapest Cars to Insure

Insurance costs can vary widely depending on the car you drive, but our analysis shows which models consistently land among the cheapest cars to insure. At the top of the list is the Mazda CX-5, with an average annual premium of just $1,912. Closely behind are the Honda CR-V ($1,916) and Hyundai Kona ($1,925).

Subaru models also make a strong showing, with the Outback ($1,929) and Crosstrek ($1,933) offering affordable coverage thanks to their safety features and all-weather versatility. Even a minivan, the Chrysler Voyager ($1,933), ranks among the least expensive vehicles to insure, showing that family-friendly designs often keep premiums low.

Other affordable picks include the Hyundai Tucson ($1,941), Mazda CX-30 ($1,945), and Kia Niro ($1,950). For drivers who want something rugged, the Jeep Wrangler ($1,949) also makes the list.

Overall, the data highlights a clear trend: mainstream, affordable SUVs and crossovers dominate the rankings for low insurance costs. 

Looking for more insurance rankings? This is just the beginning. See the complete data right here.

What Are the Most Expensive Cars to Insure?

Wondering which cars have the most expensive insurance premiums? We’ve got the data you’re looking for.

👉 These are the 10 most expensive cars to insure right now.

Are You Getting Your Best Rate?

Did you know that auto insurance companies don’t always reward loyalty with lower rates? Most drivers don’t find this out until they finally get around to shopping for lower quotes. It can’t hurt to see if you’re getting your best rate. Find out with CarEdge’s insurance quote comparison tool!