Subaru Legacy Loan Calculator

Our Loan Calculator display shows you how your Subaru Legacy loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Legacy to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

Subaru Legacy Loan Calculator

Vehicle Price
$
Trade-In / Down Payment
$
Interest Rate
%
Credit Score
Loan Period
Sales Tax Rate
%
Model Year
Expected Annual Mileage
tip: Update the price if you change the model year.      reset this form

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Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Subaru Legacy Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $24,880 $24,880 $0 (0%)
1 $23,601 $19,295 +$4,306 (18%)
2 $21,383 $13,307 +$8,076 (38%)
3 $19,781 $6,887 +$12,894 (65%)
4 $18,935 $0 +$18,935 (100%)

Subaru Legacy Monthly Payment

Loan Term 48 Months
APR 6.99%
Paid in Full Nov, 2028
$595.67
Total Principal $24,880
Total Interest $3,712
Total Cost of Loan $28,592
$595.67
Loan Term 48 Months
APR 6.99%
Paid in Full Nov, 2028
Total Principal $24,880
Total Interest $3,712
Total Cost of Loan $28,592

Subaru Legacy Loan Amortization

Month Interest Principal Balance
Dec, 2024 $144.93 $451.00 $24,429.00
Jan, 2025 $142.30 $453.00 $23,976.00
Feb, 2025 $139.66 $456.00 $23,520.00
Mar, 2025 $137.00 $459.00 $23,061.00
Apr, 2025 $134.33 $461.00 $22,600.00
May, 2025 $131.65 $464.00 $22,136.00

This Subaru Legacy is expected to lose $5,945 of its resale value during the 48 months of this loan. Check out our Subaru Legacy Depreciation Calculator for a detailed analysis of the Legacy's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Legacy has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Legacy model years to buy to get the best value.

Other Subaru Legacy Costs of Ownership


Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Subaru Legacy costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Used Subaru Legacys For Sale

2016 Subaru Legacy 2.5i

Mileage: 92,804
Mileage: 92,804     Price: $12,965
Location: Sterling, VA ~ 3 miles away
Dealer: Stohlman Subaru Of Sterling
Days on Market: 15
Colors (ext/int): Twilight Blue Metallic / Warm Ivory

$12,965


2020 Subaru Legacy Premium

Mileage: 42,730
Mileage: 42,730     Price: $19,974
Location: Sterling, VA ~ 3 miles away
Dealer: Stohlman Subaru Of Sterling
Days on Market: 218
Colors (ext/int): Crystal White Pearl / Warm Ivory

$19,974


2024 Subaru Legacy Premium

Mileage: 1,827
Mileage: 1,827     Price: $27,427
Location: Sterling, VA ~ 3 miles away
Dealer: Stohlman Subaru Of Sterling
Days on Market: 139
Colors (ext/int): Crystal Black Silica / Slate Black
Subaru Certified Pre-Owned Legacy

$27,427


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