Mercedes-Benz CLS-Class Loan Calculator

Our Loan Calculator display shows you how your Mercedes-Benz CLS-Class loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your CLS-Class to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

Mercedes-Benz CLS-Class Payment & Amortization Calculator

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$0$10k$20k$30k$40k$50k$60k$70k$80k$90k01234567Projected Resale ValueBalance Exceeds ResaleBalance Near ResaleBalance Below ResaleVehicle Age in YearsMercedes-Benz CLS-Class Resale Value vs Loan BalanceMercedes-Benz CLS-Class Resale vs Balance
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Refinancing an Auto Loan

Refinancing an auto loan means taking out a new loan to replace your current one, usually to get a lower interest rate or better terms. This can lower your monthly payments or save you money on interest over time. It's a good option if your credit score has improved or if interest rates have gone down, but it's important to make sure the benefits outweigh the costs. Use the form below to see the best rates available from reputable lenders instantly.

Mercedes-Benz CLS-Class Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $87,110 $69,688 +$17,422 (20%)
1 $72,310 $59,999 +$12,311 (17%)
2 $61,935 $49,612 +$12,323 (20%)
3 $49,452 $38,473 +$10,979 (22%)
4 $49,226 $26,531 +$22,695 (46%)
5 $42,518 $13,728 +$28,790 (68%)
6 $36,246 $0 +$36,246 (100%)

Mercedes-Benz CLS-Class Monthly Payment

Loan Term 72 Months
APR 6.99%
Paid in Full Jan, 2031
$1,187.78
Total Principal $69,688
Total Interest $15,825
Total Cost of Loan $85,513
$1,187.78
Loan Term 72 Months
APR 6.99%
Paid in Full Jan, 2031
Total Principal $69,688
Total Interest $15,825
Total Cost of Loan $85,513

Mercedes-Benz CLS-Class Loan Amortization

Month Interest Principal Balance
Feb, 2025 $405.93 $782.00 $68,906.00
Mar, 2025 $401.38 $786.00 $68,120.00
Apr, 2025 $396.80 $791.00 $67,329.00
May, 2025 $392.19 $796.00 $66,533.00
Jun, 2025 $387.55 $800.00 $65,733.00
Jul, 2025 $382.89 $805.00 $64,928.00

This Mercedes-Benz CLS-Class is expected to lose $50,864 of its resale value during the 72 months of this loan. Check out our Mercedes-Benz CLS-Class Depreciation Calculator for a detailed analysis of the CLS-Class's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the CLS-Class has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best CLS-Class model years to buy to get the best value.

Other Mercedes-Benz CLS-Class Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Mercedes-Benz CLS-Class costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Mercedes-Benz CLS-Class For Sale

2013 Mercedes-Benz CLS-Class CLS550

Mileage: 79,449
Mileage: 79,449     Price: $17,490
Location: Columbus, OH ~ 6 miles away
Dealer: Wheels Motors Sales Llc
Days on Market: 131

$17,490


2014 Mercedes-Benz CLS-Class CLS550

Mileage: 70,317
Mileage: 70,317     Price: $19,995
Location: Columbus, OH ~ 7 miles away
Dealer: Ohio Wholesale Auto Sales
Days on Market: 172

$19,995


2016 Mercedes-Benz CLS-Class CLS550

Mileage: 87,365
Mileage: 87,365     Price: $25,963
Location: Columbus, OH ~ 7 miles away
Dealer: Columbus Luxury Cars
Days on Market: 574
Colors (ext/int): Black / Black

$25,963




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