Volkswagen Atlas Loan Calculator

Our Loan Calculator display shows you how your Volkswagen Atlas loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Atlas to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

Volkswagen Atlas Loan Calculator

Vehicle Price
$
Trade-In / Down Payment
$
Interest Rate
%
Credit Score
Loan Period
Sales Tax Rate
%
Model Year
Expected Annual Mileage
tip: Update the price if you change the model year.      reset this form

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Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Volkswagen Atlas Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $33,589 $33,589 $0 (0%)
1 $31,305 $26,048 +$5,257 (17%)
2 $29,689 $17,964 +$11,725 (39%)
3 $28,387 $9,294 +$19,093 (67%)
4 $26,452 $0 +$26,452 (100%)

Volkswagen Atlas Monthly Payment

Loan Term 48 Months
APR 6.99%
Paid in Full Nov, 2028
$804.17
Total Principal $33,589
Total Interest $5,007
Total Cost of Loan $38,596
$804.17
Loan Term 48 Months
APR 6.99%
Paid in Full Nov, 2028
Total Principal $33,589
Total Interest $5,007
Total Cost of Loan $38,596

Volkswagen Atlas Loan Amortization

Month Interest Principal Balance
Dec, 2024 $195.66 $609.00 $32,980.00
Jan, 2025 $192.11 $612.00 $32,368.00
Feb, 2025 $188.54 $616.00 $31,752.00
Mar, 2025 $184.96 $619.00 $31,133.00
Apr, 2025 $181.35 $623.00 $30,510.00
May, 2025 $177.72 $626.00 $29,884.00

This Volkswagen Atlas is expected to lose $7,137 of its resale value during the 48 months of this loan. Check out our Volkswagen Atlas Depreciation Calculator for a detailed analysis of the Atlas's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Atlas has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Atlas model years to buy to get the best value.

Other Volkswagen Atlas Costs of Ownership


Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Volkswagen Atlas costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Used Volkswagen Atlas For Sale

2021 Volkswagen Atlas SE w/Tech

Mileage: 23,456
Mileage: 23,456     Price: $30,481
Location: Sterling, VA ~ 3 miles away
Dealer: Stohlman Subaru Of Sterling
Days on Market: 43
Colors (ext/int): Pure White / Titan Black

$30,481


2022 Volkswagen Atlas SE w/Tech

Mileage: 63,993
Mileage: 63,993     Price: $25,933
Location: Sterling, VA ~ 3 miles away
Dealer: Stohlman Subaru Of Sterling
Days on Market: 199
Colors (ext/int): Deep Black Pearl / Titan Black

$25,933


2024 Volkswagen Atlas Atlas Peak Edition

Mileage: 9,474
Mileage: 9,474     Price: $41,312
Location: Sterling, VA ~ 3 miles away
Dealer: Stohlman Subaru Of Sterling
Days on Market: 47
Colors (ext/int): Pure Gray / Titan Black

$41,312


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