Honda Insight Insurance Cost

Auto insurance for a Honda Insight will cost about $1,844 per year.

This beats the national average for popular sedan models by $223. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Insight.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda Insight insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda Insight Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,246 $9,304 $10,998
18 $5,821 $8,671 $10,250
19 $5,144 $7,663 $9,058
20 $4,486 $6,681 $7,898
21 $3,762 $5,603 $6,623
22 $3,664 $5,457 $6,451
23 $3,206 $4,775 $5,644
24 $3,045 $4,536 $5,362
25 $2,628 $3,914 $4,627
30 $2,047 $3,049 $3,605
35 $1,917 $2,856 $3,376
40 $1,844 $2,747 $3,247
45 $1,794 $2,673 $3,160
55 $1,646 $2,451 $2,898
65 $1,717 $2,557 $3,023
75 $2,167 $3,227 $3,815

Honda Insight car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Insight by state.

Honda Insight Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,954 $2,737 $3,425
Alaska $1,616 $2,354 $2,466
Arizona $1,827 $2,834 $4,041
Arkansas $2,003 $3,034 $3,394
California $2,230 $3,901 $2,230
Colorado $2,081 $2,881 $3,594
Connecticut $2,659 $4,111 $5,266
Delaware $2,201 $3,031 $4,024
Florida $2,621 $3,560 $4,641
Georgia $2,137 $3,294 $3,379
Hawaii $854 $1,178 $854
Idaho $1,483 $1,996 $2,485
Illinois $1,552 $2,294 $2,661
Indiana $1,595 $2,492 $2,908
Iowa $1,263 $1,895 $2,208
Kansas $1,680 $2,474 $2,931
Kentucky $2,429 $3,654 $4,298
Louisiana $3,119 $4,766 $5,131
Maine $1,179 $1,582 $2,308
Maryland $1,908 $2,798 $3,304
Massachusetts $1,530 $2,588 $1,530
Michigan $3,693 $5,552 $8,537
Minnesota $1,520 $2,042 $3,023
Mississippi $1,835 $2,772 $2,928
Missouri $1,729 $2,382 $3,080
Montana $1,758 $2,751 $3,034
Nebraska $1,486 $2,104 $2,393
Nevada $2,451 $3,700 $4,059
New Hampshire $1,705 $2,748 $3,500
New Jersey $1,879 $2,962 $3,821
New Mexico $1,919 $2,761 $3,100
New York $1,777 $2,314 $3,736
North Carolina $1,102 $1,778 $1,371
North Dakota $1,507 $2,320 $2,946
Ohio $1,344 $2,198 $2,277
Oklahoma $2,146 $3,223 $3,655
Oregon $1,953 $2,950 $3,384
Pennsylvania $1,645 $2,488 $2,855
Rhode Island $2,747 $4,215 $4,821
South Carolina $1,865 $2,700 $3,852
South Dakota $1,674 $2,303 $2,763
Tennessee $1,968 $2,944 $3,715
Texas $1,982 $2,918 $3,662
Utah $1,686 $2,438 $3,363
Vermont $1,298 $2,076 $2,269
Virginia $1,223 $1,841 $1,956
Washington $1,619 $2,432 $2,868
West Virginia $1,629 $2,372 $2,929
Wisconsin $1,624 $2,370 $2,879
Wyoming $1,516 $2,227 $2,490

Other Honda Insight Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda Insight costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: