Honda Insight Insurance Cost

Auto insurance for a Honda Insight will cost about $1,678 per year.

This beats the national average for popular sedan models by $109. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Insight.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda Insight insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda Insight Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,683 $8,345 $9,763
18 $5,296 $7,777 $9,098
19 $4,681 $6,873 $8,040
20 $4,081 $5,993 $7,011
21 $3,422 $5,026 $5,879
22 $3,333 $4,894 $5,726
23 $2,916 $4,283 $5,010
24 $2,771 $4,069 $4,760
25 $2,391 $3,511 $4,107
30 $1,863 $2,735 $3,200
35 $1,745 $2,562 $2,997
40 $1,678 $2,464 $2,882
45 $1,633 $2,397 $2,805
55 $1,497 $2,199 $2,572
65 $1,562 $2,293 $2,683
75 $1,971 $2,895 $3,386

Honda Insight car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Insight by state.

Honda Insight Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,778 $2,582 $3,287
Alaska $1,470 $2,038 $1,981
Arizona $1,662 $2,403 $3,540
Arkansas $1,823 $2,864 $3,153
California $2,029 $3,588 $2,029
Colorado $1,894 $2,650 $3,362
Connecticut $2,419 $3,752 $4,763
Delaware $2,003 $2,669 $3,428
Florida $2,385 $3,299 $4,299
Georgia $1,944 $2,907 $2,931
Hawaii $777 $1,054 $777
Idaho $1,349 $1,789 $2,175
Illinois $1,412 $2,135 $2,434
Indiana $1,451 $2,218 $2,489
Iowa $1,149 $1,576 $1,853
Kansas $1,529 $2,225 $2,602
Kentucky $2,210 $3,244 $3,831
Louisiana $2,837 $4,289 $4,650
Maine $1,073 $1,483 $2,190
Maryland $1,736 $2,527 $2,807
Massachusetts $1,392 $2,429 $1,392
Michigan $3,360 $5,120 $8,076
Minnesota $1,383 $1,844 $2,597
Mississippi $1,670 $2,382 $2,397
Missouri $1,573 $2,249 $2,955
Montana $1,600 $2,232 $2,598
Nebraska $1,352 $2,000 $2,172
Nevada $2,230 $3,308 $3,495
New Hampshire $1,551 $2,453 $3,101
New Jersey $1,709 $2,682 $3,509
New Mexico $1,746 $2,597 $2,695
New York $1,617 $2,036 $3,399
North Carolina $1,002 $1,722 $1,228
North Dakota $1,372 $2,085 $2,465
Ohio $1,223 $1,886 $1,934
Oklahoma $1,953 $2,796 $3,148
Oregon $1,777 $2,384 $2,848
Pennsylvania $1,497 $2,198 $2,571
Rhode Island $2,499 $3,666 $4,128
South Carolina $1,697 $2,352 $3,247
South Dakota $1,523 $2,194 $2,532
Tennessee $1,791 $2,636 $3,511
Texas $1,804 $2,605 $3,241
Utah $1,534 $2,150 $2,958
Vermont $1,181 $1,819 $1,922
Virginia $1,113 $1,708 $1,674
Washington $1,473 $1,999 $2,387
West Virginia $1,482 $2,122 $2,659
Wisconsin $1,477 $2,306 $2,630
Wyoming $1,379 $1,931 $2,056

Honda Insight Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Honda Insight ranks for Insurance compared to other vehicles. Also check out how the Insight stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Honda Insight Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda Insight costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: