Ford F-450 Super Duty Insurance Cost

Auto insurance for a Ford F-450 Super Duty will cost about $1,929 per year.

This is more than the national average for popular heavy-duty models by $35. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-450 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-450 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-450 Super Duty Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,533 $9,593 $11,223
18 $6,088 $8,940 $10,459
19 $5,381 $7,901 $9,243
20 $4,692 $6,889 $8,059
21 $3,934 $5,777 $6,759
22 $3,832 $5,626 $6,582
23 $3,353 $4,923 $5,759
24 $3,185 $4,677 $5,471
25 $2,749 $4,036 $4,722
30 $2,141 $3,144 $3,678
35 $2,005 $2,945 $3,445
40 $1,929 $2,832 $3,313
45 $1,877 $2,756 $3,224
55 $1,721 $2,528 $2,957
65 $1,796 $2,636 $3,084
75 $2,266 $3,328 $3,893

Ford F-450 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-450 Super Duty by state.

Ford F-450 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,044 $2,968 $3,778
Alaska $1,690 $2,343 $2,278
Arizona $1,911 $2,763 $4,070
Arkansas $2,095 $3,292 $3,624
California $2,333 $4,125 $2,333
Colorado $2,177 $3,047 $3,865
Connecticut $2,781 $4,313 $5,475
Delaware $2,302 $3,068 $3,941
Florida $2,741 $3,793 $4,942
Georgia $2,235 $3,342 $3,370
Hawaii $893 $1,212 $893
Idaho $1,551 $2,056 $2,500
Illinois $1,624 $2,454 $2,798
Indiana $1,668 $2,550 $2,861
Iowa $1,321 $1,812 $2,130
Kansas $1,758 $2,557 $2,991
Kentucky $2,541 $3,730 $4,405
Louisiana $3,262 $4,930 $5,346
Maine $1,233 $1,705 $2,517
Maryland $1,996 $2,905 $3,227
Massachusetts $1,601 $2,792 $1,601
Michigan $3,863 $5,886 $9,284
Minnesota $1,590 $2,120 $2,985
Mississippi $1,919 $2,738 $2,756
Missouri $1,809 $2,586 $3,397
Montana $1,839 $2,566 $2,986
Nebraska $1,554 $2,299 $2,497
Nevada $2,564 $3,803 $4,017
New Hampshire $1,783 $2,820 $3,565
New Jersey $1,965 $3,083 $4,034
New Mexico $2,007 $2,985 $3,098
New York $1,859 $2,340 $3,907
North Carolina $1,152 $1,979 $1,412
North Dakota $1,577 $2,396 $2,834
Ohio $1,406 $2,168 $2,223
Oklahoma $2,245 $3,214 $3,619
Oregon $2,043 $2,741 $3,274
Pennsylvania $1,721 $2,527 $2,956
Rhode Island $2,873 $4,214 $4,746
South Carolina $1,951 $2,704 $3,732
South Dakota $1,750 $2,522 $2,910
Tennessee $2,059 $3,031 $4,036
Texas $2,073 $2,995 $3,725
Utah $1,764 $2,471 $3,401
Vermont $1,358 $2,091 $2,210
Virginia $1,279 $1,964 $1,925
Washington $1,693 $2,298 $2,744
West Virginia $1,704 $2,439 $3,056
Wisconsin $1,698 $2,651 $3,024
Wyoming $1,585 $2,220 $2,364

Ford F-450 Super Duty Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-450 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-450 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-450 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-450 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: