Ford F-450 Super Duty Insurance Cost

Auto insurance for a Ford F-450 Super Duty will cost about $2,395 per year.

This is more than the national average for popular heavy-duty models by $170. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-450 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-450 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-450 Super Duty Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,112 $11,911 $13,934
18 $7,559 $11,100 $12,986
19 $6,681 $9,810 $11,476
20 $5,825 $8,554 $10,007
21 $4,885 $7,173 $8,391
22 $4,758 $6,986 $8,173
23 $4,163 $6,113 $7,151
24 $3,955 $5,807 $6,793
25 $3,413 $5,011 $5,863
30 $2,659 $3,904 $4,567
35 $2,490 $3,656 $4,277
40 $2,395 $3,516 $4,114
45 $2,330 $3,422 $4,003
55 $2,137 $3,138 $3,671
65 $2,229 $3,273 $3,830
75 $2,814 $4,132 $4,833

Ford F-450 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-450 Super Duty by state.

Ford F-450 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,537 $3,685 $4,691
Alaska $2,099 $2,909 $2,828
Arizona $2,373 $3,430 $5,053
Arkansas $2,601 $4,087 $4,500
California $2,896 $5,122 $2,896
Colorado $2,703 $3,783 $4,799
Connecticut $3,453 $5,356 $6,798
Delaware $2,859 $3,810 $4,893
Florida $3,404 $4,709 $6,136
Hawaii $1,108 $1,505 $1,108
Idaho $1,926 $2,553 $3,104
Illinois $2,016 $3,047 $3,474
Indiana $2,071 $3,166 $3,553
Iowa $1,640 $2,250 $2,645
Kansas $2,182 $3,175 $3,714
Kentucky $3,155 $4,631 $5,469
Louisiana $4,050 $6,122 $6,638
Maine $1,531 $2,117 $3,125
Maryland $2,478 $3,607 $4,006
Massachusetts $1,987 $3,467 $1,987
Michigan $4,796 $7,308 $11,527
Minnesota $1,974 $2,632 $3,707
Mississippi $2,383 $3,399 $3,421
Missouri $2,245 $3,210 $4,218
Montana $2,283 $3,186 $3,708
Nebraska $1,930 $2,854 $3,101
Nevada $3,183 $4,722 $4,988
New Hampshire $2,214 $3,501 $4,426
New Jersey $2,440 $3,828 $5,009
New Mexico $2,491 $3,706 $3,847
New York $2,308 $2,906 $4,851
North Carolina $1,431 $2,458 $1,753
North Dakota $1,958 $2,975 $3,519
Ohio $1,745 $2,692 $2,760
Oklahoma $2,787 $3,991 $4,494
Oregon $2,536 $3,403 $4,065
Pennsylvania $2,137 $3,137 $3,670
Rhode Island $3,567 $5,232 $5,892
South Carolina $2,422 $3,357 $4,634
South Dakota $2,173 $3,132 $3,614
Tennessee $2,556 $3,763 $5,011
Texas $2,574 $3,719 $4,626
Utah $2,190 $3,068 $4,222
Vermont $1,686 $2,596 $2,744
Virginia $1,588 $2,438 $2,390
Washington $2,102 $2,853 $3,407
West Virginia $2,115 $3,029 $3,795
Wisconsin $2,108 $3,292 $3,754
Wyoming $1,968 $2,756 $2,935
Georgia $2,775 $4,149 $4,184

Ford F-450 Super Duty Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-450 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-450 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-450 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-450 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: