Ford F-450 Super Duty Insurance Cost

Auto insurance for a Ford F-450 Super Duty will cost about $2,251 per year.

This is more than the national average for popular heavy-duty models by $184. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-450 Super Duty. Visit our Competitive Quote Tool to see if you can find lower rates for a F-450 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford F-450 Super Duty insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford F-450 Super Duty insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $7,626 $11,359 $13,427
18 $7,107 $10,585 $12,513
19 $6,281 $9,355 $11,058
20 $5,476 $8,157 $9,642
21 $4,593 $6,840 $8,086
22 $4,473 $6,662 $7,875
23 $3,913 $5,829 $6,890
24 $3,718 $5,538 $6,546
25 $3,209 $4,779 $5,649
30 $2,499 $3,723 $4,401
35 $2,341 $3,487 $4,122
40 $2,251 $3,353 $3,964
45 $2,191 $3,263 $3,857
55 $2,009 $2,993 $3,538
65 $2,096 $3,122 $3,690
75 $2,645 $3,940 $4,658

Ford F-450 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-450 Super Duty by state.

Ford F-450 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,385 $3,342 $4,182
Alaska $1,973 $2,874 $3,011
Arizona $2,231 $3,460 $4,934
Arkansas $2,446 $3,704 $4,144
California $2,723 $4,762 $2,723
Colorado $2,541 $3,518 $4,388
Connecticut $3,246 $5,019 $6,429
Delaware $2,688 $3,700 $4,913
Florida $3,200 $4,347 $5,666
Georgia $2,609 $4,021 $4,126
Hawaii $1,042 $1,438 $1,042
Idaho $1,810 $2,437 $3,033
Illinois $1,895 $2,801 $3,249
Indiana $1,947 $3,043 $3,551
Iowa $1,542 $2,313 $2,696
Kansas $2,052 $3,021 $3,578
Kentucky $2,966 $4,461 $5,247
Louisiana $3,807 $5,819 $6,265
Maine $1,440 $1,931 $2,818
Maryland $2,330 $3,416 $4,034
Massachusetts $1,868 $3,160 $1,868
Michigan $4,509 $6,778 $10,422
Minnesota $1,856 $2,493 $3,691
Mississippi $2,240 $3,384 $3,575
Missouri $2,111 $2,908 $3,760
Montana $2,146 $3,359 $3,704
Nebraska $1,814 $2,569 $2,922
Nevada $2,993 $4,517 $4,956
New Hampshire $2,082 $3,355 $4,273
New Jersey $2,294 $3,616 $4,665
New Mexico $2,342 $3,370 $3,785
New York $2,170 $2,825 $4,561
North Carolina $1,345 $2,171 $1,673
North Dakota $1,840 $2,833 $3,596
Ohio $1,641 $2,684 $2,780
Oklahoma $2,620 $3,935 $4,463
Oregon $2,385 $3,602 $4,132
Pennsylvania $2,009 $3,037 $3,486
Rhode Island $3,354 $5,146 $5,885
South Carolina $2,277 $3,296 $4,703
South Dakota $2,043 $2,811 $3,373
Tennessee $2,403 $3,594 $4,535
Texas $2,420 $3,562 $4,471
Utah $2,059 $2,977 $4,106
Vermont $1,585 $2,534 $2,770
Virginia $1,493 $2,248 $2,388
Washington $1,976 $2,969 $3,501
West Virginia $1,989 $2,896 $3,576
Wisconsin $1,982 $2,894 $3,515
Wyoming $1,851 $2,719 $3,040

Other Important Costs of Owning a Ford F-450 Super Duty

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Ford F-450 Super Duty depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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