Ford F-450 Super Duty Insurance Cost

Auto insurance for a Ford F-450 Super Duty will cost about $1,846 per year.

This is more than the national average for popular heavy-duty models by $59. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-450 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-450 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-450 Super Duty Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,253 $9,182 $10,742
18 $5,827 $8,557 $10,011
19 $5,150 $7,562 $8,847
20 $4,491 $6,594 $7,714
21 $3,766 $5,530 $6,469
22 $3,668 $5,385 $6,300
23 $3,209 $4,712 $5,512
24 $3,049 $4,477 $5,237
25 $2,631 $3,863 $4,519
30 $2,050 $3,009 $3,521
35 $1,920 $2,819 $3,297
40 $1,846 $2,711 $3,171
45 $1,796 $2,638 $3,086
55 $1,648 $2,419 $2,830
65 $1,719 $2,523 $2,952
75 $2,169 $3,185 $3,726

Ford F-450 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-450 Super Duty by state.

Ford F-450 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,956 $2,841 $3,616
Alaska $1,618 $2,243 $2,180
Arizona $1,829 $2,644 $3,896
Arkansas $2,005 $3,151 $3,469
California $2,233 $3,948 $2,233
Colorado $2,084 $2,916 $3,700
Connecticut $2,662 $4,129 $5,241
Delaware $2,204 $2,937 $3,772
Florida $2,624 $3,630 $4,730
Georgia $2,139 $3,199 $3,225
Hawaii $855 $1,160 $855
Idaho $1,485 $1,968 $2,393
Illinois $1,554 $2,349 $2,678
Indiana $1,596 $2,441 $2,739
Iowa $1,265 $1,734 $2,039
Kansas $1,682 $2,448 $2,863
Kentucky $2,432 $3,570 $4,216
Louisiana $3,122 $4,719 $5,117
Maine $1,181 $1,632 $2,409
Maryland $1,910 $2,781 $3,088
Massachusetts $1,532 $2,673 $1,532
Michigan $3,697 $5,634 $8,886
Minnesota $1,522 $2,029 $2,857
Mississippi $1,837 $2,620 $2,637
Missouri $1,731 $2,475 $3,251
Montana $1,760 $2,456 $2,858
Nebraska $1,488 $2,200 $2,390
Nevada $2,454 $3,640 $3,845
New Hampshire $1,707 $2,699 $3,412
New Jersey $1,881 $2,951 $3,861
New Mexico $1,921 $2,857 $2,966
New York $1,779 $2,240 $3,739
North Carolina $1,103 $1,895 $1,351
North Dakota $1,509 $2,294 $2,713
Ohio $1,346 $2,075 $2,128
Oklahoma $2,149 $3,077 $3,464
Oregon $1,955 $2,624 $3,134
Pennsylvania $1,647 $2,418 $2,829
Rhode Island $2,750 $4,034 $4,542
South Carolina $1,867 $2,588 $3,572
South Dakota $1,675 $2,414 $2,786
Tennessee $1,970 $2,901 $3,863
Texas $1,984 $2,867 $3,566
Utah $1,688 $2,365 $3,255
Vermont $1,299 $2,001 $2,115
Virginia $1,224 $1,879 $1,842
Washington $1,620 $2,199 $2,626
West Virginia $1,631 $2,335 $2,925
Wisconsin $1,625 $2,537 $2,894
Wyoming $1,517 $2,124 $2,262

Ford F-450 Super Duty Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-450 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-450 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-450 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-450 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: