Ford F-250 Super Duty Insurance Cost

Auto insurance for a Ford F-250 Super Duty will cost about $2,060 per year.

This beats the national average for popular heavy-duty models by $7. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-250 Super Duty. Visit our Competitive Quote Tool to see if you can find lower rates for a F-250 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford F-250 Super Duty insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford F-250 Super Duty insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,978 $10,394 $12,287
18 $6,503 $9,687 $11,450
19 $5,747 $8,560 $10,119
20 $5,011 $7,464 $8,823
21 $4,203 $6,260 $7,399
22 $4,093 $6,096 $7,206
23 $3,581 $5,334 $6,305
24 $3,402 $5,068 $5,990
25 $2,936 $4,373 $5,170
30 $2,287 $3,407 $4,027
35 $2,142 $3,191 $3,772
40 $2,060 $3,069 $3,627
45 $2,005 $2,986 $3,530
55 $1,839 $2,739 $3,237
65 $1,918 $2,857 $3,377
75 $2,421 $3,605 $4,262

Ford F-250 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-250 Super Duty by state.

Ford F-250 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,183 $3,058 $3,827
Alaska $1,805 $2,630 $2,755
Arizona $2,041 $3,166 $4,515
Arkansas $2,238 $3,390 $3,792
California $2,492 $4,358 $2,492
Colorado $2,325 $3,219 $4,015
Connecticut $2,971 $4,593 $5,883
Delaware $2,459 $3,386 $4,495
Florida $2,928 $3,977 $5,185
Georgia $2,387 $3,679 $3,775
Hawaii $954 $1,316 $954
Idaho $1,657 $2,230 $2,776
Illinois $1,734 $2,563 $2,973
Indiana $1,782 $2,784 $3,249
Iowa $1,411 $2,117 $2,467
Kansas $1,877 $2,764 $3,274
Kentucky $2,714 $4,082 $4,801
Louisiana $3,484 $5,325 $5,733
Maine $1,317 $1,767 $2,578
Maryland $2,132 $3,126 $3,692
Massachusetts $1,710 $2,891 $1,710
Michigan $4,126 $6,203 $9,537
Minnesota $1,698 $2,281 $3,377
Mississippi $2,050 $3,097 $3,271
Missouri $1,932 $2,661 $3,441
Montana $1,964 $3,073 $3,390
Nebraska $1,660 $2,350 $2,674
Nevada $2,738 $4,134 $4,535
New Hampshire $1,905 $3,070 $3,910
New Jersey $2,099 $3,309 $4,269
New Mexico $2,143 $3,084 $3,464
New York $1,985 $2,585 $4,173
North Carolina $1,231 $1,987 $1,531
North Dakota $1,684 $2,592 $3,291
Ohio $1,502 $2,456 $2,544
Oklahoma $2,398 $3,601 $4,084
Oregon $2,182 $3,296 $3,781
Pennsylvania $1,838 $2,779 $3,190
Rhode Island $3,069 $4,709 $5,386
South Carolina $2,084 $3,016 $4,303
South Dakota $1,870 $2,573 $3,086
Tennessee $2,199 $3,289 $4,150
Texas $2,215 $3,259 $4,091
Utah $1,884 $2,724 $3,757
Vermont $1,450 $2,319 $2,535
Virginia $1,366 $2,057 $2,185
Washington $1,808 $2,717 $3,204
West Virginia $1,820 $2,650 $3,272
Wisconsin $1,814 $2,648 $3,216
Wyoming $1,693 $2,488 $2,782

Other Important Costs of Owning a Ford F-250 Super Duty

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Ford F-250 Super Duty depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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