Ford F-250 Super Duty Insurance Cost

Auto insurance for a Ford F-250 Super Duty will cost about $1,690 per year.

This beats the national average for popular heavy-duty models by $97. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-250 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-250 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-250 Super Duty Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,724 $8,405 $9,832
18 $5,334 $7,832 $9,163
19 $4,714 $6,922 $8,098
20 $4,110 $6,036 $7,061
21 $3,447 $5,061 $5,921
22 $3,357 $4,929 $5,767
23 $2,937 $4,313 $5,046
24 $2,790 $4,097 $4,794
25 $2,408 $3,536 $4,137
30 $1,876 $2,755 $3,222
35 $1,757 $2,580 $3,018
40 $1,690 $2,481 $2,903
45 $1,644 $2,414 $2,825
55 $1,508 $2,214 $2,591
65 $1,573 $2,310 $2,702
75 $1,985 $2,915 $3,411

Ford F-250 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-250 Super Duty by state.

Ford F-250 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,790 $2,600 $3,310
Alaska $1,481 $2,053 $1,995
Arizona $1,674 $2,420 $3,566
Arkansas $1,836 $2,884 $3,175
California $2,044 $3,614 $2,044
Colorado $1,907 $2,669 $3,386
Connecticut $2,437 $3,779 $4,797
Delaware $2,017 $2,688 $3,453
Florida $2,402 $3,323 $4,330
Georgia $1,958 $2,928 $2,952
Hawaii $782 $1,062 $782
Idaho $1,359 $1,801 $2,190
Illinois $1,422 $2,150 $2,451
Indiana $1,461 $2,234 $2,507
Iowa $1,157 $1,587 $1,867
Kansas $1,540 $2,240 $2,620
Kentucky $2,226 $3,268 $3,859
Louisiana $2,858 $4,320 $4,684
Maine $1,081 $1,494 $2,205
Maryland $1,749 $2,545 $2,827
Massachusetts $1,402 $2,446 $1,402
Michigan $3,384 $5,157 $8,134
Minnesota $1,393 $1,857 $2,615
Mississippi $1,682 $2,398 $2,414
Missouri $1,584 $2,265 $2,976
Montana $1,611 $2,248 $2,616
Nebraska $1,362 $2,014 $2,188
Nevada $2,246 $3,332 $3,519
New Hampshire $1,562 $2,471 $3,123
New Jersey $1,721 $2,701 $3,534
New Mexico $1,758 $2,615 $2,714
New York $1,628 $2,050 $3,423
North Carolina $1,009 $1,734 $1,237
North Dakota $1,381 $2,099 $2,483
Ohio $1,232 $1,900 $1,948
Oklahoma $1,967 $2,816 $3,171
Oregon $1,790 $2,401 $2,868
Pennsylvania $1,508 $2,213 $2,590
Rhode Island $2,517 $3,692 $4,158
South Carolina $1,709 $2,369 $3,270
South Dakota $1,534 $2,210 $2,550
Tennessee $1,804 $2,655 $3,536
Texas $1,816 $2,624 $3,264
Utah $1,545 $2,165 $2,979
Vermont $1,189 $1,832 $1,936
Virginia $1,120 $1,720 $1,686
Washington $1,483 $2,013 $2,404
West Virginia $1,493 $2,137 $2,678
Wisconsin $1,488 $2,323 $2,649
Wyoming $1,389 $1,945 $2,071

Ford F-250 Super Duty Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-250 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-250 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-250 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-250 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: