Ford F-250 Super Duty Insurance Cost

Auto insurance for a Ford F-250 Super Duty will cost about $1,766 per year.

This beats the national average for popular heavy-duty models by $128. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-250 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-250 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-250 Super Duty Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,980 $8,781 $10,273
18 $5,573 $8,183 $9,573
19 $4,925 $7,232 $8,460
20 $4,294 $6,306 $7,377
21 $3,601 $5,288 $6,186
22 $3,507 $5,150 $6,025
23 $3,069 $4,506 $5,272
24 $2,915 $4,281 $5,008
25 $2,516 $3,694 $4,322
30 $1,960 $2,878 $3,367
35 $1,836 $2,696 $3,153
40 $1,766 $2,592 $3,033
45 $1,718 $2,523 $2,951
55 $1,576 $2,314 $2,706
65 $1,644 $2,413 $2,823
75 $2,074 $3,046 $3,563

Ford F-250 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-250 Super Duty by state.

Ford F-250 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,871 $2,717 $3,458
Alaska $1,547 $2,145 $2,085
Arizona $1,749 $2,529 $3,725
Arkansas $1,918 $3,013 $3,318
California $2,135 $3,776 $2,135
Colorado $1,993 $2,789 $3,538
Connecticut $2,546 $3,948 $5,012
Delaware $2,108 $2,809 $3,608
Florida $2,509 $3,472 $4,524
Georgia $2,046 $3,059 $3,084
Hawaii $817 $1,109 $817
Idaho $1,420 $1,882 $2,288
Illinois $1,486 $2,246 $2,561
Indiana $1,527 $2,334 $2,619
Iowa $1,209 $1,658 $1,950
Kansas $1,609 $2,341 $2,738
Kentucky $2,326 $3,414 $4,032
Louisiana $2,986 $4,513 $4,893
Maine $1,129 $1,561 $2,304
Maryland $1,827 $2,659 $2,953
Massachusetts $1,465 $2,556 $1,465
Michigan $3,536 $5,388 $8,498
Minnesota $1,455 $1,941 $2,732
Mississippi $1,757 $2,506 $2,522
Missouri $1,655 $2,367 $3,109
Montana $1,683 $2,348 $2,734
Nebraska $1,423 $2,104 $2,286
Nevada $2,347 $3,481 $3,677
New Hampshire $1,632 $2,581 $3,263
New Jersey $1,799 $2,822 $3,693
New Mexico $1,837 $2,732 $2,836
New York $1,701 $2,142 $3,576
North Carolina $1,055 $1,812 $1,292
North Dakota $1,443 $2,193 $2,594
Ohio $1,287 $1,985 $2,035
Oklahoma $2,055 $2,942 $3,313
Oregon $1,870 $2,509 $2,997
Pennsylvania $1,575 $2,313 $2,706
Rhode Island $2,630 $3,857 $4,344
South Carolina $1,786 $2,475 $3,416
South Dakota $1,602 $2,309 $2,664
Tennessee $1,884 $2,774 $3,694
Texas $1,898 $2,742 $3,410
Utah $1,614 $2,262 $3,113
Vermont $1,243 $1,914 $2,023
Virginia $1,171 $1,797 $1,762
Washington $1,550 $2,103 $2,511
West Virginia $1,559 $2,233 $2,798
Wisconsin $1,554 $2,427 $2,768
Wyoming $1,451 $2,032 $2,163

Ford F-250 Super Duty Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-250 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-250 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-250 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-250 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: