Ford F-250 Super Duty Insurance Cost

Auto insurance for a Ford F-250 Super Duty will cost about $1,928 per year.

This beats the national average for popular heavy-duty models by $297. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-250 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-250 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-250 Super Duty Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,530 $9,588 $11,217
18 $6,085 $8,936 $10,453
19 $5,378 $7,897 $9,238
20 $4,689 $6,886 $8,055
21 $3,932 $5,774 $6,755
22 $3,830 $5,624 $6,579
23 $3,351 $4,921 $5,756
24 $3,183 $4,675 $5,469
25 $2,747 $4,034 $4,719
30 $2,140 $3,143 $3,676
35 $2,004 $2,943 $3,443
40 $1,928 $2,831 $3,311
45 $1,876 $2,755 $3,222
55 $1,720 $2,526 $2,955
65 $1,794 $2,635 $3,083
75 $2,265 $3,326 $3,891

Ford F-250 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-250 Super Duty by state.

Ford F-250 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,043 $2,967 $3,776
Alaska $1,689 $2,342 $2,276
Arizona $1,910 $2,761 $4,068
Arkansas $2,094 $3,290 $3,623
California $2,332 $4,123 $2,332
Colorado $2,176 $3,045 $3,863
Connecticut $2,780 $4,311 $5,472
Delaware $2,301 $3,067 $3,939
Florida $2,740 $3,791 $4,940
Hawaii $892 $1,211 $892
Idaho $1,550 $2,055 $2,498
Illinois $1,623 $2,453 $2,797
Indiana $1,667 $2,549 $2,860
Iowa $1,320 $1,811 $2,129
Kansas $1,757 $2,556 $2,989
Kentucky $2,540 $3,728 $4,402
Louisiana $3,260 $4,928 $5,343
Maine $1,233 $1,704 $2,516
Maryland $1,995 $2,903 $3,225
Massachusetts $1,600 $2,791 $1,600
Michigan $3,861 $5,883 $9,279
Minnesota $1,589 $2,119 $2,984
Mississippi $1,918 $2,736 $2,754
Missouri $1,808 $2,584 $3,395
Montana $1,838 $2,564 $2,985
Nebraska $1,554 $2,297 $2,496
Nevada $2,562 $3,801 $4,015
New Hampshire $1,783 $2,819 $3,563
New Jersey $1,964 $3,081 $4,032
New Mexico $2,006 $2,983 $3,097
New York $1,858 $2,339 $3,905
North Carolina $1,152 $1,978 $1,411
North Dakota $1,576 $2,395 $2,832
Ohio $1,405 $2,167 $2,222
Oklahoma $2,244 $3,213 $3,617
Oregon $2,042 $2,740 $3,272
Pennsylvania $1,720 $2,525 $2,954
Rhode Island $2,871 $4,212 $4,743
South Carolina $1,950 $2,703 $3,730
South Dakota $1,750 $2,521 $2,909
Tennessee $2,058 $3,029 $4,034
Texas $2,072 $2,994 $3,724
Utah $1,763 $2,470 $3,399
Vermont $1,357 $2,090 $2,209
Virginia $1,278 $1,963 $1,924
Washington $1,692 $2,297 $2,742
West Virginia $1,703 $2,438 $3,055
Wisconsin $1,697 $2,650 $3,022
Wyoming $1,585 $2,218 $2,362
Georgia $2,234 $3,340 $3,368

Ford F-250 Super Duty Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-250 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-250 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-250 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-250 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: