Ford F-550 Super Duty Insurance Cost

Auto insurance for a Ford F-550 Super Duty will cost about $2,250 per year.

This is more than the national average for popular heavy-duty models by $356. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-550 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-550 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-550 Super Duty Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,623 $11,193 $13,094
18 $7,104 $10,431 $12,203
19 $6,278 $9,218 $10,784
20 $5,474 $8,038 $9,403
21 $4,590 $6,741 $7,886
22 $4,471 $6,565 $7,680
23 $3,912 $5,744 $6,720
24 $3,716 $5,457 $6,384
25 $3,207 $4,709 $5,509
30 $2,498 $3,668 $4,292
35 $2,340 $3,436 $4,019
40 $2,250 $3,304 $3,866
45 $2,190 $3,216 $3,762
55 $2,008 $2,949 $3,450
65 $2,095 $3,076 $3,599
75 $2,644 $3,883 $4,542

Ford F-550 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-550 Super Duty by state.

Ford F-550 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,384 $3,463 $4,408
Alaska $1,972 $2,734 $2,657
Arizona $2,230 $3,223 $4,749
Arkansas $2,444 $3,841 $4,229
California $2,722 $4,813 $2,722
Colorado $2,540 $3,555 $4,510
Connecticut $3,245 $5,033 $6,388
Delaware $2,686 $3,580 $4,598
Florida $3,199 $4,425 $5,766
Georgia $2,608 $3,899 $3,932
Hawaii $1,042 $1,414 $1,042
Idaho $1,810 $2,399 $2,917
Illinois $1,894 $2,863 $3,265
Indiana $1,946 $2,975 $3,338
Iowa $1,541 $2,114 $2,486
Kansas $2,051 $2,984 $3,490
Kentucky $2,965 $4,352 $5,139
Louisiana $3,806 $5,753 $6,237
Maine $1,439 $1,989 $2,937
Maryland $2,329 $3,389 $3,765
Massachusetts $1,868 $3,258 $1,868
Michigan $4,507 $6,868 $10,832
Minnesota $1,855 $2,474 $3,483
Mississippi $2,239 $3,194 $3,215
Missouri $2,110 $3,017 $3,963
Montana $2,145 $2,994 $3,484
Nebraska $1,814 $2,682 $2,914
Nevada $2,991 $4,437 $4,687
New Hampshire $2,081 $3,290 $4,160
New Jersey $2,293 $3,597 $4,707
New Mexico $2,341 $3,483 $3,615
New York $2,169 $2,731 $4,558
North Carolina $1,344 $2,310 $1,647
North Dakota $1,840 $2,796 $3,307
Ohio $1,640 $2,530 $2,594
Oklahoma $2,619 $3,750 $4,223
Oregon $2,383 $3,198 $3,820
Pennsylvania $2,008 $2,948 $3,449
Rhode Island $3,352 $4,917 $5,537
South Carolina $2,276 $3,155 $4,354
South Dakota $2,042 $2,943 $3,396
Tennessee $2,402 $3,536 $4,709
Texas $2,419 $3,495 $4,347
Utah $2,058 $2,883 $3,968
Vermont $1,584 $2,439 $2,578
Virginia $1,492 $2,291 $2,246
Washington $1,975 $2,681 $3,201
West Virginia $1,988 $2,846 $3,566
Wisconsin $1,981 $3,093 $3,528
Wyoming $1,850 $2,590 $2,758

Ford F-550 Super Duty Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-550 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-550 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-550 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-550 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: