Ford F-550 Super Duty Insurance Cost

Auto insurance for a Ford F-550 Super Duty will cost about $2,409 per year.

This is more than the national average for popular heavy-duty models by $342. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-550 Super Duty. Visit our Competitive Quote Tool to see if you can find lower rates for a F-550 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford F-550 Super Duty insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford F-550 Super Duty insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $8,159 $12,152 $14,366
18 $7,603 $11,325 $13,388
19 $6,719 $10,009 $11,831
20 $5,859 $8,727 $10,316
21 $4,913 $7,318 $8,651
22 $4,785 $7,128 $8,425
23 $4,187 $6,236 $7,372
24 $3,978 $5,925 $7,004
25 $3,433 $5,113 $6,044
30 $2,674 $3,983 $4,708
35 $2,504 $3,730 $4,410
40 $2,409 $3,588 $4,241
45 $2,344 $3,491 $4,127
55 $2,150 $3,202 $3,785
65 $2,242 $3,340 $3,948
75 $2,830 $4,215 $4,983

Ford F-550 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-550 Super Duty by state.

Ford F-550 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,552 $3,575 $4,474
Alaska $2,111 $3,075 $3,221
Arizona $2,386 $3,702 $5,279
Arkansas $2,616 $3,963 $4,434
California $2,913 $5,095 $2,913
Colorado $2,719 $3,764 $4,695
Connecticut $3,473 $5,370 $6,878
Delaware $2,875 $3,959 $5,256
Florida $3,424 $4,650 $6,062
Georgia $2,791 $4,302 $4,414
Hawaii $1,115 $1,539 $1,115
Idaho $1,937 $2,607 $3,245
Illinois $2,028 $2,997 $3,476
Indiana $2,083 $3,255 $3,799
Iowa $1,650 $2,475 $2,884
Kansas $2,195 $3,232 $3,828
Kentucky $3,173 $4,773 $5,614
Louisiana $4,073 $6,225 $6,702
Maine $1,540 $2,066 $3,015
Maryland $2,493 $3,655 $4,316
Massachusetts $1,999 $3,381 $1,999
Michigan $4,824 $7,252 $11,150
Minnesota $1,986 $2,667 $3,948
Mississippi $2,397 $3,621 $3,825
Missouri $2,259 $3,111 $4,023
Montana $2,296 $3,593 $3,963
Nebraska $1,941 $2,748 $3,126
Nevada $3,202 $4,833 $5,302
New Hampshire $2,227 $3,590 $4,571
New Jersey $2,454 $3,869 $4,991
New Mexico $2,506 $3,606 $4,050
New York $2,321 $3,023 $4,879
North Carolina $1,439 $2,323 $1,790
North Dakota $1,969 $3,031 $3,847
Ohio $1,756 $2,871 $2,975
Oklahoma $2,804 $4,210 $4,775
Oregon $2,551 $3,853 $4,420
Pennsylvania $2,149 $3,250 $3,730
Rhode Island $3,588 $5,506 $6,297
South Carolina $2,437 $3,526 $5,031
South Dakota $2,186 $3,008 $3,609
Tennessee $2,571 $3,846 $4,852
Texas $2,589 $3,811 $4,783
Utah $2,202 $3,185 $4,393
Vermont $1,695 $2,711 $2,964
Virginia $1,597 $2,405 $2,555
Washington $2,114 $3,176 $3,745
West Virginia $2,128 $3,098 $3,826
Wisconsin $2,121 $3,096 $3,760
Wyoming $1,980 $2,909 $3,253

Other Important Costs of Owning a Ford F-550 Super Duty

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Ford F-550 Super Duty depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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