Ford F-550 Super Duty Insurance Cost

Auto insurance for a Ford F-550 Super Duty will cost about $1,975 per year.

This is more than the national average for popular heavy-duty models by $188. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-550 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-550 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-550 Super Duty Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,692 $9,826 $11,495
18 $6,236 $9,157 $10,713
19 $5,511 $8,093 $9,467
20 $4,805 $7,056 $8,255
21 $4,030 $5,917 $6,923
22 $3,925 $5,763 $6,742
23 $3,434 $5,042 $5,899
24 $3,262 $4,791 $5,604
25 $2,815 $4,134 $4,836
30 $2,193 $3,220 $3,768
35 $2,054 $3,016 $3,529
40 $1,975 $2,901 $3,394
45 $1,922 $2,823 $3,302
55 $1,763 $2,589 $3,029
65 $1,839 $2,700 $3,159
75 $2,321 $3,408 $3,987

Ford F-550 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-550 Super Duty by state.

Ford F-550 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,093 $3,040 $3,870
Alaska $1,731 $2,400 $2,333
Arizona $1,957 $2,830 $4,169
Arkansas $2,146 $3,372 $3,712
California $2,389 $4,225 $2,389
Colorado $2,230 $3,120 $3,959
Connecticut $2,849 $4,418 $5,608
Delaware $2,358 $3,143 $4,037
Florida $2,808 $3,885 $5,062
Georgia $2,289 $3,423 $3,452
Hawaii $914 $1,241 $914
Idaho $1,589 $2,106 $2,560
Illinois $1,663 $2,514 $2,866
Indiana $1,708 $2,612 $2,931
Iowa $1,353 $1,856 $2,182
Kansas $1,800 $2,619 $3,064
Kentucky $2,602 $3,820 $4,511
Louisiana $3,341 $5,050 $5,476
Maine $1,263 $1,746 $2,578
Maryland $2,044 $2,975 $3,305
Massachusetts $1,639 $2,860 $1,639
Michigan $3,956 $6,029 $9,509
Minnesota $1,629 $2,171 $3,058
Mississippi $1,966 $2,804 $2,822
Missouri $1,852 $2,648 $3,479
Montana $1,883 $2,628 $3,059
Nebraska $1,592 $2,354 $2,558
Nevada $2,626 $3,895 $4,115
New Hampshire $1,827 $2,889 $3,652
New Jersey $2,013 $3,158 $4,132
New Mexico $2,055 $3,057 $3,174
New York $1,904 $2,397 $4,002
North Carolina $1,180 $2,027 $1,446
North Dakota $1,615 $2,454 $2,903
Ohio $1,440 $2,221 $2,277
Oklahoma $2,299 $3,292 $3,707
Oregon $2,092 $2,808 $3,353
Pennsylvania $1,763 $2,588 $3,028
Rhode Island $2,943 $4,316 $4,861
South Carolina $1,998 $2,770 $3,823
South Dakota $1,793 $2,584 $2,981
Tennessee $2,109 $3,104 $4,134
Texas $2,124 $3,068 $3,816
Utah $1,806 $2,531 $3,483
Vermont $1,391 $2,142 $2,264
Virginia $1,310 $2,011 $1,971
Washington $1,734 $2,354 $2,810
West Virginia $1,745 $2,499 $3,131
Wisconsin $1,739 $2,715 $3,097
Wyoming $1,624 $2,273 $2,421

Ford F-550 Super Duty Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-550 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-550 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-550 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-550 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: