Ford F-550 Super Duty Insurance Rates

Ford F-550 Super Duty Insurance Rates

Auto insurance for a Ford F-550 Super Duty will cost about $3,794 per year.

This is more than the national average for popular heavy-duty models by $899. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-550 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-550 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Ford F-550 Super Duty Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $12,850 $18,870 $22,075
18 $11,976 $17,585 $20,572
19 $10,583 $15,541 $18,180
20 $9,228 $13,551 $15,852
21 $7,739 $11,364 $13,294
22 $7,537 $11,067 $12,947
23 $6,595 $9,683 $11,328
24 $6,265 $9,199 $10,762
25 $5,407 $7,939 $9,288
30 $4,212 $6,184 $7,235
35 $3,945 $5,792 $6,776
40 $3,794 $5,571 $6,517
45 $3,692 $5,421 $6,342
55 $3,386 $4,972 $5,816
65 $3,532 $5,186 $6,067
75 $4,458 $6,545 $7,657

Ford F-550 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-550 Super Duty by state.


Ford F-550 Super Duty Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $4,020 $5,838 $7,431
Alaska $3,325 $4,609 $4,480
Arizona $3,759 $5,434 $8,005
Arkansas $4,121 $6,475 $7,129
California $4,588 $8,114 $4,588
Colorado $4,282 $5,992 $7,603
Connecticut $5,470 $8,484 $10,769
Delaware $4,529 $6,036 $7,752
Florida $5,392 $7,460 $9,721
Georgia $4,396 $6,574 $6,628
Hawaii $1,756 $2,384 $1,756
Idaho $3,051 $4,044 $4,917
Illinois $3,193 $4,827 $5,504
Indiana $3,281 $5,015 $5,628
Iowa $2,599 $3,564 $4,191
Kansas $3,457 $5,030 $5,883
Kentucky $4,998 $7,336 $8,663
Louisiana $6,416 $9,698 $10,515
Maine $2,426 $3,353 $4,951
Maryland $3,926 $5,714 $6,347
Massachusetts $3,148 $5,492 $3,148
Michigan $7,597 $11,578 $18,262
Minnesota $3,127 $4,170 $5,872
Mississippi $3,775 $5,385 $5,420
Missouri $3,557 $5,086 $6,681
Montana $3,617 $5,047 $5,874
Nebraska $3,057 $4,521 $4,912
Nevada $5,043 $7,480 $7,902
New Hampshire $3,508 $5,547 $7,012
New Jersey $3,865 $6,064 $7,935
New Mexico $3,947 $5,871 $6,094
New York $3,656 $4,604 $7,685
North Carolina $2,266 $3,894 $2,777
North Dakota $3,101 $4,713 $5,574
Ohio $2,765 $4,265 $4,373
Oklahoma $4,416 $6,322 $7,119
Oregon $4,018 $5,392 $6,440
Pennsylvania $3,385 $4,970 $5,814
Rhode Island $5,651 $8,289 $9,334
South Carolina $3,838 $5,319 $7,341
South Dakota $3,443 $4,961 $5,725
Tennessee $4,049 $5,961 $7,938
Texas $4,078 $5,891 $7,328
Utah $3,469 $4,861 $6,689
Vermont $2,670 $4,113 $4,347
Virginia $2,516 $3,862 $3,786
Washington $3,330 $4,520 $5,397
West Virginia $3,351 $4,798 $6,012
Wisconsin $3,340 $5,214 $5,948
Wyoming $3,118 $4,366 $4,649

Ford F-550 Super Duty Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Ford F-550 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-550 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Ford F-550 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-550 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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