Ford F-350 Super Duty Insurance Cost

Auto insurance for a Ford F-350 Super Duty will cost about $2,061 per year.

This beats the national average for popular heavy-duty models by $6. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-350 Super Duty. Visit our Competitive Quote Tool to see if you can find lower rates for a F-350 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford F-350 Super Duty insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford F-350 Super Duty insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,982 $10,399 $12,293
18 $6,506 $9,691 $11,456
19 $5,750 $8,565 $10,124
20 $5,014 $7,468 $8,828
21 $4,204 $6,263 $7,403
22 $4,095 $6,099 $7,210
23 $3,583 $5,337 $6,308
24 $3,404 $5,070 $5,993
25 $2,937 $4,375 $5,172
30 $2,288 $3,408 $4,029
35 $2,143 $3,192 $3,773
40 $2,061 $3,070 $3,629
45 $2,006 $2,987 $3,531
55 $1,839 $2,740 $3,239
65 $1,919 $2,858 $3,378
75 $2,422 $3,607 $4,264

Ford F-350 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-350 Super Duty by state.

Ford F-350 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,184 $3,059 $3,829
Alaska $1,806 $2,631 $2,757
Arizona $2,042 $3,168 $4,517
Arkansas $2,239 $3,391 $3,794
California $2,493 $4,360 $2,493
Colorado $2,326 $3,221 $4,017
Connecticut $2,972 $4,595 $5,886
Delaware $2,461 $3,388 $4,498
Florida $2,930 $3,979 $5,188
Georgia $2,388 $3,681 $3,777
Hawaii $954 $1,317 $954
Idaho $1,658 $2,231 $2,777
Illinois $1,735 $2,565 $2,974
Indiana $1,782 $2,786 $3,251
Iowa $1,412 $2,118 $2,468
Kansas $1,878 $2,765 $3,276
Kentucky $2,715 $4,084 $4,804
Louisiana $3,486 $5,327 $5,735
Maine $1,318 $1,768 $2,580
Maryland $2,133 $3,127 $3,693
Massachusetts $1,711 $2,893 $1,711
Michigan $4,128 $6,206 $9,542
Minnesota $1,699 $2,282 $3,379
Mississippi $2,051 $3,098 $3,273
Missouri $1,933 $2,662 $3,443
Montana $1,965 $3,075 $3,391
Nebraska $1,661 $2,352 $2,675
Nevada $2,740 $4,136 $4,537
New Hampshire $1,906 $3,072 $3,912
New Jersey $2,100 $3,311 $4,271
New Mexico $2,144 $3,086 $3,465
New York $1,986 $2,587 $4,175
North Carolina $1,231 $1,988 $1,532
North Dakota $1,685 $2,594 $3,292
Ohio $1,502 $2,457 $2,546
Oklahoma $2,399 $3,602 $4,086
Oregon $2,183 $3,297 $3,783
Pennsylvania $1,839 $2,781 $3,191
Rhode Island $3,070 $4,711 $5,388
South Carolina $2,085 $3,017 $4,306
South Dakota $1,871 $2,574 $3,088
Tennessee $2,200 $3,291 $4,152
Texas $2,216 $3,261 $4,093
Utah $1,885 $2,725 $3,759
Vermont $1,451 $2,320 $2,536
Virginia $1,367 $2,058 $2,186
Washington $1,809 $2,718 $3,205
West Virginia $1,821 $2,651 $3,274
Wisconsin $1,815 $2,649 $3,218
Wyoming $1,694 $2,490 $2,783

Other Important Costs of Owning a Ford F-350 Super Duty

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Ford F-350 Super Duty depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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