D
60–69 · Below average

Transparency Verdict

Courtesy Kia earns a D.

Proceed with caution.

High fees or frequent add-ons are a pattern here. Get every number in writing, line by line, before you give them your deposit.

Developing confidence — based on 9 verified out-the-door quotes and 3 tracked negotiations · Tampa, FL
Collected Feb 12, 2026Mar 26, 2026 · Updated May 28, 2026

Location

Tampa, FL

8 rated dealers within 30 miles · Open full map →

The full story

Why Courtesy Kia earned this grade

Between February 2026 and March 2026, CarEdge negotiated or logged 9 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.

What they do well

2 things

Doc fee is genuinely reasonable

$599 is $372 below the FL average of $971. That's money you keep — most dealers in their market charge more.

Shoppers who negotiated saved real money

Across 3 back-and-forth negotiations we tracked here, buyers saved an average of $993 from first quote to final. That tells you their opening number has room.

TipNever take the first quote. Their floor is lower than what they offer on day one.

! Where to push back

2 things

Add-ons are baked into almost every deal

89% of quotes include dealer add-ons, averaging $1,547. This is their business model — inflate the OTD, then hope you don't line-item it.

TipDemand an itemized quote before signing anything. Every add-on is optional — refuse them unless you actually want them.

The listing isn't quite the price

Quoted prices run about 7.0% above the advertised listing. On a $35,000 vehicle that's roughly $2,450 in extra fees or markup.

TipGet an OTD quote in writing before you visit. Compare it to the listing — if there's a gap, ask them to account for every line.

9 verified OTD quotes from Courtesy Kia

Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.

Recent Quotes

Verified out-the-door prices from real transactions

4 vehicle transactions9 individual quotes

2022 Kia Seltos

4D WAGON EX 2.0L AWD4 quotes
$24,612
$599doc fee$1,596add-onsSaved $811
View 4 Quotes →

2026 Kia Sportage Hybrid

SX-PrestigeNew
$45,888
doc fee$1,399add-ons
View Quote →

2023 Kia Sportage

4D WAGON X-PRO PRESTIGE AWDUsed2 quotes
$32,072
$599doc fee$1,596add-onsSaved $671
View 2 Quotes →

2026 Kia K5

GT-Line2 quotes
$34,099
doc feeNo add-onsSaved $1,497
View 2 Quotes →

Most Common Add-ons

1
window tintavg $499
4 quotes
2
paint protectionavg $399
4 quotes
3
theft protectionavg $399
4 quotes
4
guardavg $299
4 quotes
5
protection planavg $1,498
4 quotes

At a Glance

Doc fee ($599) is at or below average

Tips for Courtesy Kia

  • This dealer often adds $1,375 in dealer add-ons. Request a quote WITHOUT any add-ons upfront. These are almost always removable.
  • Doc fee ($599) is slightly above average. Worth asking for a reduction.
  • Dealer markup is only +7% above listing (excluding taxes). This dealer keeps their fees minimal.

Frequently Asked Questions

What is Courtesy Kia's doc fee?

Courtesy Kia charges a typical documentation fee of $599. The FL average is $971. This is based on 9 verified OTD quotes in our database.

Does Courtesy Kia add mandatory add-ons?

Courtesy Kia adds an average of $1,375 in dealer add-ons when present. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.

Is Courtesy Kia a good dealer?

Courtesy Kia has a transparency score of 67.8/100, earning a Grade D. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 9 verified OTD quotes. This is below average. Consider getting quotes from other dealers in the area for comparison.

How we know this

Every number on this page came from a real deal.

Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.

For Courtesy Kia in Tampa, FL, that has meant 9 verified OTD quotes across 3 negotiated deals logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.

Fee Transparency

30%

Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.

Add-on Behavior

30%

How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?

Price Accuracy

30%

Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.

Data Quality

10%

More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.

The four numbers behind the grade

Weighted Score

The raw component scores — the math that led to D.

Fee Transparency (30%)
100
Add-on Behavior (30%)
37
Price Accuracy (30%)
67
Data Quality (10%)
67

Doc Fee Comparison

This dealer$599
FL avg$971
National avg$400

Pulled 9 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.

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*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.