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Finnin Ford earns a B.
Early deals look mostly fair. Read the out-the-door carefully before you sign.
- $160
- Median dealer fees
- All
- Quoted add-ons
$20 below IA median
In 1 quote, past year
Limited confidence (latest quote Jul 2026)Dubuque, IAUpdated How we score dealers
Early read. The grade may shift as we log more deals here.
The full story
Why Finnin Ford earned this grade
Finnin Ford: CarEdge reviewed one verified quote in July 2026, a small sample. This review considers dealer fees, required extras, selling prices and how clearly charges were shown.
What they do well
- ✓ The written vehicle price matched the ad. The one comparable written quote listed $87,080, the same as the advertised price.
- ✓ Dealer fees were below the state reference. The quote showed $159.50 in confirmed, itemized dealer fees. The Median state fee in Iowa was $180, the middle fee amount in the state reference sample.
Where to push back
The quote included $349 in required extras. Ask what each extra covers, whether it can be removed, and request an itemized written offer showing the selling price and all required costs before agreeing.
1 verified OTD quote from Finnin Ford
Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.
Recent Quotes
Verified out-the-door prices from real transactions
1 quote is from the past year and counts toward the grade
Most Common Add-ons
At a Glance
Tips for Finnin Ford
- Their only quote included add-ons (Pulse), not marked optional.
- Total dealer fees are at or below the state median. One less thing to negotiate.
- The advertised price has matched the real price. Use it as your starting point.
- Limited data (1 quote from the past year). Score may change as we collect more information.
Keep researching
Look up another dealer by name, brand, city, or zip.
On the lot right now
Separate from the grade above: this is what's currently listed. Useful for spotting aging stock with room to negotiate.
Current Inventory
View all 173 vehicles →$41,532
Median Price
39
Median Days Listed
15
Added This Week
Days on Market
How long vehicles have been listed. Older stock means more room to negotiate.
Nearby Rated Dealers
These dealers near Dubuque have transparency scores based on verified pricing data.
Frequently Asked Questions
What fees does Finnin Ford charge?
Based on 1 verified out-the-door quote from the past year, Finnin Ford charges $160 in dealer fees. Quoted add-ons average $349 when present. Finnin Ford earns Transparency Grade B (82/100), based on limited data (1 verified quote).
Does Finnin Ford add dealer add-ons?
Finnin Ford adds an average of $349 in quoted add-ons when present. Quoted add-ons appeared on 1 of 1 quote in the past year. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.
Does Finnin Ford's advertised price include all required charges?
On the 1 quote from the past year, the out-the-door price before taxes and government fees matched the advertised price.
Is Finnin Ford a good dealership?
Finnin Ford earns a Grade B (82/100), based on limited data (1 verified quote from the past year). The grade reflects its dealer fees, quoted add-ons, advertised price accuracy and data quality. This is a well-above-average score, indicating transparent pricing practices.
What do reviews say about Finnin Ford?
CarEdge reviews Finnin Ford on 1 verified out-the-door quote from the past year, not star ratings. It earns transparency grade B (82/100), an early read that may change as more quotes come in, with dealer fees of $160 versus an IA median of $180. On the 1 quote from the past year, the out-the-door price before taxes and government fees matched the advertised price. Quoted add-ons appeared on 1 of 1 quote in the past year.
Is Finnin Ford a transparent Ford dealer in Dubuque?
CarEdge has limited data on Finnin Ford so far. Finnin Ford holds CarEdge Transparency Grade B (82/100), based on 1 verified out-the-door quote from the past year. The grade may change as more quotes come in.
How does Finnin Ford compare to other Ford dealers?
You can compare Finnin Ford's transparency score, dealer fees, and quoted add-ons against other Ford dealers using our comparison tool or by browsing Ford dealers in your area. Scores are based on the same methodology for every dealer. CarEdge's market guide Best Ford Dealerships in the US ranks Ford dealers on the same data.
Explore Ford and Iowa dealer data
How we know this
Every number on this page came from a real deal.
Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.
For Finnin Ford in Dubuque, IA, that has meant 1 verified OTD quotes from the past year logged into our database. Each one is a PDF, an email, or a screenshot showing the actual dealer fees, the actual add-ons, and the final price against the advertised price — not a salesperson's promise.
Only quotes from the past year count. We split them into four groups, newest first: the newest counts 50%, then 30%, 15% and 5%.
Fee Transparency
30%Are the dealer's fees reasonable? We add up every dealer fee and compare the total with the state median.
Add-on Behavior
30%How often does the dealer include quoted add-ons like paint protection or theft deterrent, the kind you can't say no to? Add-ons the dealer marks as optional don't count against them.
Price Accuracy
30%Does the advertised price include every charge you have to pay? We check each quote against the vehicle page: dealer fees, add-ons, the advertised price and the discount.
Data Quality
10%Does the quote list taxes, dealer fees, add-ons and government fees each on its own line? Each one is worth a quarter.
The four numbers behind the grade
Weighted ScoreThe raw component scores — the math that led to B.
Total Dealer Fees Comparison
Graded on 1 quote from the past year (1 on record) · Grades update as new data comes in · Dealers cannot pay to change their score.
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