Transparency Verdict
Mcgrath Honda Elgin earns an A.
One of the good ones.
You can walk in here with confidence. Fees are reasonable, add-ons are rare, and the final number usually matches the listing.
Strong confidence — based on 22 verified out-the-door quotes and 4 tracked negotiations · Elgin, IL
Collected Aug 1, 2025 – Sep 7, 2026 · Updated Sep 25, 2026
One of the dealers buyers can trust.
Mcgrath Honda Elgin qualifies for the CarEdge Certified license — an A-grade transparency score of 96/100 from 22 verified out-the-door quotes.
The full story
Why Mcgrath Honda Elgin earned this grade
Between August 2025 and September 2026, CarEdge negotiated or logged 22 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.
✓ What they do well
4 thingsDoc fee is in line with the market
At $377, their doc fee sits at or just under the IL average. Not exceptional, but nothing to fight over.
Mandatory add-ons are the exception
Only 14% of quotes include add-ons you can't decline. Across all recent quotes, add-ons average $186. Most shoppers here never see one.
Advertised pricing is largely honest
On average, the quoted price is only 0.2% above the listing — small enough to be fees, not markup games.
Shoppers who negotiated saved real money
Across 4 back-and-forth negotiations we tracked here, buyers saved an average of $781 from first quote to final. That tells you their opening number has room.
TipNever take the first quote. Their floor is lower than what they offer on day one.
22 verified OTD quotes from Mcgrath Honda Elgin
Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.
Recent Quotes
Verified out-the-door prices from real transactions
18 vehicle transactions — 22 individual quotes
Most Common Add-ons
At a Glance
Tips for Mcgrath Honda Elgin
- Minor add-ons (~$186) may appear. Ask what's included and if they can be removed.
- A-rated dealer! Focus on vehicle price negotiation—fees are already competitive.
- Doc fee ($377) is at or below IL average. One less thing to negotiate.
- Dealer markup is effectively 0% above listing (excluding taxes). This dealer keeps their fees minimal.
Keep researching
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On the lot right now
Separate from the grade above — this is what's currently listed. Useful for spotting aging stock with room to negotiate.
Current Inventory
View all 434 vehicles →$34,276
Median Price
26
Median Days Listed
77
Added This Week
Days on Market
How long vehicles have been listed. Older stock means more room to negotiate.
Nearby Rated Dealers
These dealers near Elgin have transparency scores based on verified pricing data.
Frequently Asked Questions
What fees does Mcgrath Honda Elgin charge?
Based on 22 verified out-the-door quotes collected by CarEdge, Mcgrath Honda Elgin charges a $377 documentation fee and averages $186 in dealer add-ons when present. Mcgrath Honda Elgin earns Transparency Grade A (96/100).
What is Mcgrath Honda Elgin's doc fee?
Mcgrath Honda Elgin charges a typical documentation fee of $377. The IL average is $377. This is based on 22 verified OTD quotes in our database.
Does Mcgrath Honda Elgin add mandatory add-ons?
Mcgrath Honda Elgin adds an average of $186 in dealer add-ons when present. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.
Is Mcgrath Honda Elgin a good dealer?
Mcgrath Honda Elgin has a transparency score of 96/100, earning a Grade A. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 22 verified OTD quotes. This is a well-above-average score, indicating transparent pricing practices.
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How we know this
Every number on this page came from a real deal.
Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.
For Mcgrath Honda Elgin in Elgin, IL, that has meant 22 verified OTD quotes across 4 negotiated deals logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.
Fee Transparency
30%Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.
Add-on Behavior
30%How often does the dealer stick you with mandatory add-ons like paint protection or theft deterrent — the kind you can't say no to? Add-ons the dealer discloses as optional don't count against them.
Price Accuracy
30%Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.
Data Quality
10%More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.
The four numbers behind the grade
Weighted ScoreThe raw component scores — the math that led to A.
Doc Fee Comparison
Pulled 22 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.
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