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Apple Ford White Bear Lake earns a B.
Fair on the big stuff, with a few small things to watch. Read the out-the-door carefully.
- $350
- Total dealer fees
- 60%
- Quoted add-ons
At the MN median
On 6 of 10 quotes, past year
Moderate confidence (latest quote Sep 2026)White Bear Lake, MNUpdated How we score dealersPart of Apple Used Autos
The full story
Why Apple Ford White Bear Lake earned this grade
Apple Ford White Bear Lake has a B grade based on 10 verified quotes from January through September 2026. The review considers dealer fees, required extras, selling prices and whether charges were clearly shown.
What they do well
- ✓ Dealer fees were clearly itemized. All 10 quotes showed fully itemized dealer fees, averaging $350. That matches the Median state fee in Minnesota, $350—the middle fee amount in the eligible quote sample.
Where to push back
Six quotes showed required extras averaging $391, and each of those six had a required-extra charge greater than zero. Ask which extras are required, whether any can be declined, and to have each cost listed on the written offer. Before agreeing, also ask for an itemized quote showing the vehicle selling price alongside the advertised price, plus dealer fees, required extras, taxes and government charges.
10 verified OTD quotes from Apple Ford White Bear Lake
Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.
Recent Quotes
Verified out-the-door prices from real transactions
All 10 quotes are from the past year and count toward the grade
Most Common Add-ons
At a Glance
Tips for Apple Ford White Bear Lake
- 6 of 10 quotes included add-ons (PULSE PROTECTS), not marked optional.
- 1 of 1 quote was approximately $399 above the advertised price, before taxes and government fees. Ask for the out-the-door price in writing first.
- Total dealer fees are at or below the state median. One less thing to negotiate.
- Recent quotes count most. This grade mostly reflects Mar to Sep 2026.
Keep researching
Look up another dealer by name, brand, city, or zip.
On the lot right now
Separate from the grade above: this is what's currently listed. Useful for spotting aging stock with room to negotiate.
Current Inventory
View all 504 vehicles →$42,642
Median Price
46
Median Days Listed
74
Added This Week
Days on Market
How long vehicles have been listed. Older stock means more room to negotiate.
Nearby Rated Dealers
These dealers near White Bear Lake have transparency scores based on verified pricing data.
Frequently Asked Questions
What fees does Apple Ford White Bear Lake charge?
Based on 10 verified out-the-door quotes from the past year, Apple Ford White Bear Lake charges $350 in dealer fees. Quoted add-ons average $234 when present. Apple Ford White Bear Lake earns Transparency Grade B (89/100).
Does Apple Ford White Bear Lake add dealer add-ons?
Apple Ford White Bear Lake adds an average of $234 in quoted add-ons when present. Quoted add-ons appeared on 6 of 10 quotes in the past year. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.
Does Apple Ford White Bear Lake's advertised price include all required charges?
On the 1 quote we could check, the out-the-door price before taxes and government fees was about $399 higher than the advertised price, mostly add-ons.
Is Apple Ford White Bear Lake a good dealership?
Apple Ford White Bear Lake has a transparency score of 89/100, earning a Grade B. This score is based on its dealer fees, quoted add-ons, advertised price accuracy and data quality from 10 verified OTD quotes from the past year. This is a well-above-average score, indicating transparent pricing practices.
What do reviews say about Apple Ford White Bear Lake?
CarEdge reviews Apple Ford White Bear Lake on 10 verified out-the-door quotes from the past year, not star ratings. It earns transparency grade B (89/100), with dealer fees of $350 versus an MN median of $350. On the 1 quote we could check, the out-the-door price before taxes and government fees was about $399 higher than the advertised price, mostly add-ons. Quoted add-ons appeared on 6 of 10 quotes in the past year.
Is Apple Ford White Bear Lake a transparent Ford dealer in White Bear Lake?
Yes. Apple Ford White Bear Lake holds CarEdge Transparency Grade B (89/100), based on 10 verified out-the-door quotes from the past year. That is well above average on dealer fees and add-ons.
How does Apple Ford White Bear Lake compare to other Ford dealers?
You can compare Apple Ford White Bear Lake's transparency score, dealer fees, and quoted add-ons against other Ford dealers using our comparison tool or by browsing Ford dealers in your area. Scores are based on the same methodology for every dealer. CarEdge's market guides Best Ford Dealerships in Minneapolis, Best Ford Dealerships in Minnesota and Best Ford Dealerships in the US rank Ford dealers on the same data.
Explore Ford and Minnesota dealer data
How we know this
Every number on this page came from a real deal.
Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.
For Apple Ford White Bear Lake in White Bear Lake, MN, that has meant 10 verified OTD quotes from the past year across 3 negotiated deals logged into our database. Each one is a PDF, an email, or a screenshot showing the actual dealer fees, the actual add-ons, and the final price against the advertised price — not a salesperson's promise.
Only quotes from the past year count. We split them into four groups, newest first: the newest counts 50%, then 30%, 15% and 5%.
Fee Transparency
30%Are the dealer's fees reasonable? We add up every dealer fee and compare the total with the state median.
Add-on Behavior
30%How often does the dealer include quoted add-ons like paint protection or theft deterrent, the kind you can't say no to? Add-ons the dealer marks as optional don't count against them.
Price Accuracy
30%Does the advertised price include every charge you have to pay? We check each quote against the vehicle page: dealer fees, add-ons, the advertised price and the discount.
Data Quality
10%Does the quote list taxes, dealer fees, add-ons and government fees each on its own line? Each one is worth a quarter.
The four numbers behind the grade
Weighted ScoreThe raw component scores — the math that led to B.
Total Dealer Fees Comparison
Graded on 10 quotes from the past year (10 on record) · Grades update as new data comes in · Dealers cannot pay to change their score.
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