A

Auto Credit Solutions earns an A.

Early deals look fair on fees and add-ons. CarEdge will firm this up as more data comes in.

$549
Median dealer fees

$66 below AZ median

50%
Quoted add-ons

On 2 of 4 quotes, past year

4
Quotes, past year →

4 verified quotes since 2025

Developing confidence (latest quote Nov 2026)Tempe, AZUpdated How we score dealers

Location

Tempe, AZ

8 rated dealers within 30 miles · Open full map →

The full story

Why Auto Credit Solutions earned this grade

Auto Credit Solutions had 4 verified quotes reviewed from November 2025 through November 2026. This review considers dealer fees, required extras, selling prices and whether charges were clearly shown.

What they do well

  • ✓ Dealer fees were clearly listed. All 4 quotes showed fully itemized dealer fees, making those charges easier to review.
  • ✓ Fees averaged slightly below the state reference. Average confirmed dealer fees were $602.15, compared with the Median state fee in Arizona of $615.50, the middle fee amount in the state’s saved monthly reference.

Where to push back

One quote showed $1,390 in required extras. That is evidence from one quote, not a charge shown across all four. Ask which extras are required, whether any can be removed, and request the selling price and each extra listed separately on your written offer. Compare the selling price with the vehicle’s advertised price before agreeing.

4 verified OTD quotes from Auto Credit Solutions

Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.

Recent Quotes

Verified out-the-door prices from real transactions

All 4 quotes are from the past year and count toward the grade

2019 Toyota 4Runner

SR5Used
$34,838
$599dealer feesNo add-ons
View Quote →

2026 Ram 2500

BIG HORN 4X4 CREW CAB 6'42 quotes
$78,698
$500dealer fees$1,390mandatory
View 2 Quotes →

Over a year old · shown for reference, not counted in the grade

2026 Ram 2500

BIG HORN 4X4 CREW CAB 6'4"New2 quotes
$79,779
$500dealer feesNo add-ons
View 2 Quotes →

2022 GMC Acadia

SR12248AUsed
$36,400
$500dealer feesNo add-ons
View Quote →

Most Common Add-ons

Quoted Add-ons
tintavg $595
1 quote
clear braavg $795
1 quote

At a Glance

Total dealer fees ($549) at or below the AZ median
Quotes fully itemized
Advertised price not checked

Tips for Auto Credit Solutions

  • 2 of 4 quotes included add-ons (Tint, Clear Bra), not marked optional.
  • A-rated dealer! Focus on vehicle price negotiation, since fees are already competitive.
  • Total dealer fees are at or below the state median. One less thing to negotiate.
  • Limited data (4 quotes from the past year). Score may change as we collect more information.

Frequently Asked Questions

What fees does Auto Credit Solutions charge?

Based on 4 verified out-the-door quotes from the past year, Auto Credit Solutions charges $549 in dealer fees. Quoted add-ons average $348 when present. Auto Credit Solutions earns Transparency Grade A (94/100).

Does Auto Credit Solutions add dealer add-ons?

Auto Credit Solutions adds an average of $348 in quoted add-ons when present. Quoted add-ons appeared on 2 of 4 quotes in the past year. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.

Is Auto Credit Solutions a good dealership?

Auto Credit Solutions has a transparency score of 94/100, earning a Grade A. This score is based on its dealer fees, quoted add-ons, advertised price accuracy and data quality from 4 verified OTD quotes from the past year. This is a well-above-average score, indicating transparent pricing practices.

What do reviews say about Auto Credit Solutions?

CarEdge reviews Auto Credit Solutions on 4 verified out-the-door quotes from the past year, not star ratings. It earns transparency grade A (94/100), with dealer fees of $549 versus an AZ median of $616. Quoted add-ons appeared on 2 of 4 quotes in the past year.

Explore Arizona dealer data

How we know this

Every number on this page came from a real deal.

Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.

For Auto Credit Solutions in Tempe, AZ, that has meant 4 verified OTD quotes from the past year across 1 negotiated deal logged into our database. Each one is a PDF, an email, or a screenshot showing the actual dealer fees, the actual add-ons, and the final price against the advertised price — not a salesperson's promise.

Only quotes from the past year count. We split them into four groups, newest first: the newest counts 50%, then 30%, 15% and 5%.

Fee Transparency

30%

Are the dealer's fees reasonable? We add up every dealer fee and compare the total with the state median.

Add-on Behavior

30%

How often does the dealer include quoted add-ons like paint protection or theft deterrent, the kind you can't say no to? Add-ons the dealer marks as optional don't count against them.

Price Accuracy

30%

Does the advertised price include every charge you have to pay? We check each quote against the vehicle page: dealer fees, add-ons, the advertised price and the discount.

Data Quality

10%

Does the quote list taxes, dealer fees, add-ons and government fees each on its own line? Each one is worth a quarter.

The four numbers behind the grade

Weighted Score

The raw component scores — the math that led to A.

Fee Transparency (30%)
90
Add-on Behavior (30%)
89
Price Accuracy (30%)
100
Data Quality (10%)
100

Total Dealer Fees Comparison

This dealer$549
AZ median$616

Graded on 4 quotes from the past year (4 on record) · Grades update as new data comes in · Dealers cannot pay to change their score.

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*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.