Transparency Verdict
Capital earns an A.
One of the good ones.
You can walk in here with confidence. Fees are reasonable, add-ons are rare, and the final number usually matches the listing.
Strong confidence — based on 20 verified out-the-door quotes and 3 tracked negotiations · Kosciusko, MS
Collected Mar 11, 2026 – Mar 11, 2026 · Updated Jun 6, 2026
Location
Kosciusko, MS
The full story
Why Capital earned this grade
Between March 2026 and March 2026, CarEdge negotiated or logged 1 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.
✓ What they do well
3 thingsDoc fee is genuinely reasonable
$0 is $413 below the MS average of $413. That's money you keep — most dealers in their market charge more.
Advertised pricing is largely honest
On average, the quoted price is only 2.3% above the listing — small enough to be fees, not markup games.
Shoppers who negotiated saved real money
Across 3 back-and-forth negotiations we tracked here, buyers saved an average of $2,080 from first quote to final. That tells you their opening number has room.
TipNever take the first quote. Their floor is lower than what they offer on day one.
! Where to push back
1 thingAdd-ons are baked into almost every deal
75% of quotes include dealer add-ons, averaging $900. This is their business model — inflate the OTD, then hope you don't line-item it.
TipDemand an itemized quote before signing anything. Every add-on is optional — refuse them unless you actually want them.
20 verified OTD quotes from Capital
Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.
Recent Quotes
Verified out-the-door prices from real transactions
16 vehicle transactions — 20 individual quotes
Most Common Add-ons
At a Glance
Tips for Capital
- A-rated dealer! Focus on vehicle price negotiation—fees are already competitive.
- Doc fee ($0) is at or below national average. One less thing to negotiate.
- This dealer typically doesn't add mandatory dealer add-ons. That's a good sign of transparency.
- Dealer markup is only +2% above listing (excluding taxes). This dealer keeps their fees minimal.
Frequently Asked Questions
What is Capital's doc fee?
Capital charges a typical documentation fee of $0. The MS average is $413. This is based on 1 verified OTD quotes in our database.
Does Capital add mandatory add-ons?
Based on our data, Capital does not typically add mandatory dealer add-ons to their quotes. This is a positive sign for buyers.
Is Capital a good dealer?
Capital has a transparency score of 90/100, earning a Grade A. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 1 verified OTD quotes. This is a well-above-average score, indicating transparent pricing practices.
How we know this
Every number on this page came from a real deal.
Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.
For Capital in Kosciusko, MS, that has meant 1 verified OTD quotes across 3 negotiated deals logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.
Fee Transparency
30%Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.
Add-on Behavior
30%How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?
Price Accuracy
30%Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.
Data Quality
10%More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.
The four numbers behind the grade
Weighted ScoreThe raw component scores — the math that led to A.
Doc Fee Comparison
Pulled 20 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.
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