F
Below 60 · Failing

Transparency Verdict

Florida Fine Cars earns an F.

Buyer beware.

We consistently see inflated fees, surprise add-ons, or big gaps between listing and OTD price. If you shop here, bring our data and be ready to walk.

Developing confidence — based on 5 verified out-the-door quotes · Miami, FL
Collected Aug 21, 2025Jan 9, 2026 · Updated May 3, 2026

Location

Miami, FL

8 rated dealers within 30 miles · Open full map →

The full story

Why Florida Fine Cars earned this grade

Between August 2025 and January 2026, CarEdge negotiated or logged 5 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.

What they do well

1 thing

Doc fee is genuinely reasonable

$0 is $979 below the FL average of $979. That's money you keep — most dealers in their market charge more.

! Where to push back

2 things

Add-ons are baked into almost every deal

80% of quotes include dealer add-ons, averaging $817. This is their business model — inflate the OTD, then hope you don't line-item it.

TipDemand an itemized quote before signing anything. Every add-on is optional — refuse them unless you actually want them.

Listing price and real price disagree

Quoted prices run 11.6% above the advertised listing — roughly $4,060 extra on a $35k vehicle. That's a pattern, not a rounding error.

TipThis dealer's listing price is a marketing number, not a real one. Don't anchor to it — anchor to an out-the-door target.

5 verified OTD quotes from Florida Fine Cars

Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.

Recent Quotes

Verified out-the-door prices from real transactions

3 vehicle transactions5 individual quotes

2024 Hyundai Santa Cruz XRT AWD

XRTNew2 quotes
$42,364
doc fee$869add-ons
View 2 Quotes →

2023 Chevrolet SILVERADO 2500HD

Used2 quotes
$41,042
doc fee$799add-ons
View 2 Quotes →

2015 Honda CIVIC

Used
$18,994
$1,299doc fee$799add-ons
View Quote →

Most Common Add-ons

1
paint protectionavg $799
3 quotes
2
cargo accessoriesavg $202
2 quotes
3
wheel locksavg $70
1 quote
4
floor matsavg $210
1 quote
5
bed matavg $155
1 quote
6
emergency kitavg $30
1 quote

At a Glance

Doc fee ($0) is at or below average
High dealer markup (+11.6% above listing)

Tips for Florida Fine Cars

  • Low-rated dealer. Get everything in writing. Ask for an itemized OTD quote before visiting.
  • Expect ~$653 in add-ons. Items like "dealer accessories," paint protection, and theft deterrent are typically negotiable.
  • Dealer markup is 12% above listing (excluding taxes). Ask for an itemized breakdown — doc fees and add-ons may be negotiable.
  • Doc fee ($0) is at or below FL average. One less thing to negotiate.
Live inventory

On the lot right now

Separate from the grade above — this is what's currently listed. Useful for spotting aging stock with room to negotiate.

Frequently Asked Questions

What is Florida Fine Cars's doc fee?

Florida Fine Cars charges a typical documentation fee of $0. The FL average is $979. This is based on 5 verified OTD quotes in our database.

Does Florida Fine Cars add mandatory add-ons?

Florida Fine Cars adds an average of $653 in dealer add-ons when present. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.

Is Florida Fine Cars a good dealer?

Florida Fine Cars has a transparency score of 53/100, earning a Grade F. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 5 verified OTD quotes. This is below average. Consider getting quotes from other dealers in the area for comparison.

How we know this

Every number on this page came from a real deal.

Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.

For Florida Fine Cars in Miami, FL, that has meant 5 verified OTD quotes logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.

Fee Transparency

30%

Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.

Add-on Behavior

30%

How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?

Price Accuracy

30%

Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.

Data Quality

10%

More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.

The four numbers behind the grade

Weighted Score

The raw component scores — the math that led to F.

Fee Transparency (30%)
100
Add-on Behavior (30%)
42
Price Accuracy (30%)
28
Data Quality (10%)
20

Doc Fee Comparison

This dealer$0
FL avg$979
National avg$400

Pulled 5 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.

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*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.