F
Below 60 · Failing

Transparency Verdict

Florida Fine Cars earns an F.

Buyer beware.

We consistently see inflated fees, surprise add-ons, or big gaps between listing and OTD price. If you shop here, bring our data and be ready to walk.

Developing confidence — based on 6 verified out-the-door quotes · Miami, FL
Collected Aug 21, 2025May 8, 2026 · Updated Jul 11, 2026

Location

Miami, FL

5 rated dealers within 30 miles · Open full map →

The full story

Why Florida Fine Cars earned this grade

Between August 2025 and May 2026, CarEdge negotiated or logged 6 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.

! Where to push back

3 things

Doc fee is significantly inflated

$1,299 is $386 above the FL average of $913. That's pure margin for the dealer, not cost of service.

TipThis fee is mostly not "standard paperwork" — it's profit. Push back, or get the equivalent off the vehicle price.

Add-ons are baked into almost every deal

83% of quotes include dealer add-ons, averaging $799. This is their business model — inflate the OTD, then hope you don't line-item it.

TipDemand an itemized quote before signing anything. Every add-on is optional — refuse them unless you actually want them.

Listing price and real price disagree

Quoted prices run 11.6% above the advertised listing — roughly $4,060 extra on a $35k vehicle. That's a pattern, not a rounding error.

TipThis dealer's listing price is a marketing number, not a real one. Don't anchor to it — anchor to an out-the-door target.

What they do well:Nothing stands out as a strength in this data. That's the finding.

6 verified OTD quotes from Florida Fine Cars

Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.

Recent Quotes

Verified out-the-door prices from real transactions

5 vehicle transactions6 individual quotes

2024 Mazda CX-90

3.3 TURBO PREFERREDUsed
$27,978
$1,299doc fee$799add-ons
View Quote →

2015 Porsche PANAMERA

$34,646
$1,299doc fee$799add-ons
View Quote →

2024 Hyundai SANTA CRUZ

XRT AWDUsed
$28,722
$1,299doc feeNo add-ons
View Quote →

2023 Chevrolet SILVERADO 2500HD

Used2 quotes
$41,042
$1,299doc fee$799add-ons
View 2Quotes →

2015 Honda CIVIC

Used
$18,994
$1,299doc fee$799add-ons
View Quote →

Most Common Add-ons

1
paint protectionavg $799
5 quotes

At a Glance

High dealer markup (+11.6% above listing)

Tips for Florida Fine Cars

  • Low-rated dealer. Get everything in writing. Ask for an itemized OTD quote before visiting.
  • Expect ~$666 in add-ons. Items like "dealer accessories," paint protection, and theft deterrent are typically negotiable.
  • Dealer markup is 12% above listing (excluding taxes). Ask for an itemized breakdown — doc fees and add-ons may be negotiable.
  • Doc fee ($1,299) is slightly above average. Worth asking for a reduction.
Live inventory

On the lot right now

Separate from the grade above — this is what's currently listed. Useful for spotting aging stock with room to negotiate.

Frequently Asked Questions

What fees does Florida Fine Cars charge?

Based on 6 verified out-the-door quotes collected by CarEdge, Florida Fine Cars charges a $1,299 documentation fee and averages $666 in dealer add-ons when present. Florida Fine Cars earns Transparency Grade F (48.9/100).

What is Florida Fine Cars's doc fee?

Florida Fine Cars charges a typical documentation fee of $1,299. The FL average is $913. This is based on 6 verified OTD quotes in our database.

Does Florida Fine Cars add mandatory add-ons?

Florida Fine Cars adds an average of $666 in dealer add-ons when present. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.

Is Florida Fine Cars a good dealer?

Florida Fine Cars has a transparency score of 48.9/100, earning a Grade F. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 6 verified OTD quotes. This is below average. Consider getting quotes from other dealers in the area for comparison.

Explore Florida dealer data

How we know this

Every number on this page came from a real deal.

Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.

For Florida Fine Cars in Miami, FL, that has meant 6 verified OTD quotes logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.

Fee Transparency

30%

Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.

Add-on Behavior

30%

How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?

Price Accuracy

30%

Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.

Data Quality

10%

More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.

The four numbers behind the grade

Weighted Score

The raw component scores — the math that led to F.

Fee Transparency (30%)
61
Add-on Behavior (30%)
40
Price Accuracy (30%)
28
Data Quality (10%)
100

Doc Fee Comparison

This dealer$1,299
FL avg$913
National avg$400

Pulled 6 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.

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*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.