A
90–100 · Exceptional

Transparency Verdict

Mcgrath Acura Of Downtown Chicago earns an A.

One of the good ones.

You can walk in here with confidence. Fees are reasonable, add-ons are rare, and the final number usually matches the listing.

Developing confidence — based on 6 verified out-the-door quotes and 1 tracked negotiation · Chicago, IL
Collected Aug 8, 2025Jul 13, 2026 · Updated Aug 4, 2026

Location

Chicago, IL

8 rated dealers within 30 miles · Open full map →

CarEdge Certified — Mcgrath Acura Of Downtown Chicago, Grade A, score 90 of 100
CarEdge Certified · Eligible

One of the dealers buyers can trust.

Mcgrath Acura Of Downtown Chicago qualifies for the CarEdge Certified license — an A-grade transparency score of 90/100 from 6 verified out-the-door quotes.

The full story

Why Mcgrath Acura Of Downtown Chicago earned this grade

Between August 2025 and July 2026, CarEdge negotiated or logged 6 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.

What they do well

1 thing

Add-ons are the exception, not the rule

Only 17% of quotes include dealer-installed add-ons, averaging $4,889 when present. Most shoppers here never see them.

! Where to push back

2 things

Doc fee is slightly padded

$378 is $8 above the IL average of $370. Not outrageous, but worth questioning.

TipAsk them to match the average. If they won't, factor it into your overall price — every dollar here is negotiable.

The listing isn't quite the price

Quoted prices run about 4.4% above the advertised listing. On a $35,000 vehicle that's roughly $1,540 in extra fees or markup.

TipGet an OTD quote in writing before you visit. Compare it to the listing — if there's a gap, ask them to account for every line.

6 verified OTD quotes from Mcgrath Acura Of Downtown Chicago

Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.

Recent Quotes

Verified out-the-door prices from real transactions

4 vehicle transactions6 individual quotes

2017 Lexus RX

350Used2 quotes
$25,157
$377doc feeNo add-ons
View 2 Quotes →

2021 Acura MDX

Technology PackageUsed2 quotes
$36,587
$378doc feeNo add-onsSaved $3,242
View 2 Quotes →

2023 Acura MDX

$49,794
$378doc fee$4,889add-ons
View Quote →

2026 Acura MDX

New
$72,600
$368doc feeNo add-ons
View Quote →

Most Common Add-ons

1
accessoriesavg $2,694
1 quote
2
protection planavg $2,195
1 quote

Tips for Mcgrath Acura Of Downtown Chicago

  • Expect ~$815 in add-ons. Items like "dealer accessories," paint protection, and theft deterrent are typically negotiable.
  • A-rated dealer! Focus on vehicle price negotiation—fees are already competitive.
  • Dealer markup is only +4% above listing (excluding taxes). This dealer keeps their fees minimal.
Live inventory

On the lot right now

Separate from the grade above — this is what's currently listed. Useful for spotting aging stock with room to negotiate.

Frequently Asked Questions

What fees does Mcgrath Acura Of Downtown Chicago charge?

Based on 6 verified out-the-door quotes collected by CarEdge, Mcgrath Acura Of Downtown Chicago charges a $378 documentation fee and averages $815 in dealer add-ons when present. Mcgrath Acura Of Downtown Chicago earns Transparency Grade A (90.2/100).

What is Mcgrath Acura Of Downtown Chicago's doc fee?

Mcgrath Acura Of Downtown Chicago charges a typical documentation fee of $378. The IL average is $370. This is based on 6 verified OTD quotes in our database.

Does Mcgrath Acura Of Downtown Chicago add mandatory add-ons?

Mcgrath Acura Of Downtown Chicago adds an average of $815 in dealer add-ons when present. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.

Is Mcgrath Acura Of Downtown Chicago a good dealer?

Mcgrath Acura Of Downtown Chicago has a transparency score of 90.2/100, earning a Grade A. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 6 verified OTD quotes. This is a well-above-average score, indicating transparent pricing practices.

Explore Acura and Illinois dealer data

How we know this

Every number on this page came from a real deal.

Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.

For Mcgrath Acura Of Downtown Chicago in Chicago, IL, that has meant 6 verified OTD quotes across 1 negotiated deals logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.

Fee Transparency

30%

Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.

Add-on Behavior

30%

How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?

Price Accuracy

30%

Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.

Data Quality

10%

More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.

The four numbers behind the grade

Weighted Score

The raw component scores — the math that led to A.

Fee Transparency (30%)
99
Add-on Behavior (30%)
80
Price Accuracy (30%)
88
Data Quality (10%)
100

Doc Fee Comparison

This dealer$378
IL avg$370
National avg$400

Pulled 6 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.

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*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.