Transparency Verdict
Mcgrath Acura Of Downtown Chicago earns a D.
Proceed with caution.
High fees or frequent add-ons are a pattern here. Get every number in writing, line by line, before you give them your deposit.
Developing confidence — based on 6 verified out-the-door quotes and 1 tracked negotiation · Chicago, IL
Collected Aug 8, 2025 – Jul 13, 2026 · Updated Jul 15, 2026
The full story
Why Mcgrath Acura Of Downtown Chicago earned this grade
Between August 2025 and July 2026, CarEdge negotiated or logged 6 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.
✓ What they do well
2 thingsDoc fee is in line with the market
At $377, their doc fee sits at or just under the IL average. Not exceptional, but nothing to fight over.
Add-ons are the exception, not the rule
Only 17% of quotes include dealer-installed add-ons, averaging $4,889 when present. Most shoppers here never see them.
! Where to push back
1 thingListing price and real price disagree
Quoted prices run 17.8% above the advertised listing — roughly $6,230 extra on a $35k vehicle. That's a pattern, not a rounding error.
TipThis dealer's listing price is a marketing number, not a real one. Don't anchor to it — anchor to an out-the-door target.
6 verified OTD quotes from Mcgrath Acura Of Downtown Chicago
Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.
Recent Quotes
Verified out-the-door prices from real transactions
4 vehicle transactions — 6 individual quotes
Most Common Add-ons
At a Glance
Tips for Mcgrath Acura Of Downtown Chicago
- Expect ~$815 in add-ons. Items like "dealer accessories," paint protection, and theft deterrent are typically negotiable.
- Dealer markup is 18% above listing (excluding taxes). Ask for an itemized breakdown — doc fees and add-ons may be negotiable.
Keep researching
Look up another dealer by name, brand, city, or zip.
On the lot right now
Separate from the grade above — this is what's currently listed. Useful for spotting aging stock with room to negotiate.
Current Inventory
View all 179 vehicles →$42,250
Median Price
40
Median Days Listed
20
Added This Week
Days on Market
How long vehicles have been listed. Older stock means more room to negotiate.
Nearby Rated Dealers
These dealers near Chicago have transparency scores based on verified pricing data.
Frequently Asked Questions
What fees does Mcgrath Acura Of Downtown Chicago charge?
Based on 6 verified out-the-door quotes collected by CarEdge, Mcgrath Acura Of Downtown Chicago charges a $377 documentation fee and averages $815 in dealer add-ons when present. Mcgrath Acura Of Downtown Chicago earns Transparency Grade D (64/100).
What is Mcgrath Acura Of Downtown Chicago's doc fee?
Mcgrath Acura Of Downtown Chicago charges a typical documentation fee of $377. The IL average is $384. This is based on 6 verified OTD quotes in our database.
Does Mcgrath Acura Of Downtown Chicago add mandatory add-ons?
Mcgrath Acura Of Downtown Chicago adds an average of $815 in dealer add-ons when present. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.
Is Mcgrath Acura Of Downtown Chicago a good dealer?
Mcgrath Acura Of Downtown Chicago has a transparency score of 64/100, earning a Grade D. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 6 verified OTD quotes. This is below average. Consider getting quotes from other dealers in the area for comparison.
Explore Acura and Illinois dealer data
How we know this
Every number on this page came from a real deal.
Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.
For Mcgrath Acura Of Downtown Chicago in Chicago, IL, that has meant 6 verified OTD quotes across 1 negotiated deals logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.
Fee Transparency
30%Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.
Add-on Behavior
30%How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?
Price Accuracy
30%Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.
Data Quality
10%More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.
The four numbers behind the grade
Weighted ScoreThe raw component scores — the math that led to D.
Doc Fee Comparison
Pulled 6 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.
Bring real numbers to this dealership
CarEdge Pro unlocks real dealer invoice data, target discounts, and out-the-door estimates — so you can push back on fees and add-ons with the actual numbers.
Try CarEdge Pro*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.