B

Auto Lenders Palm Harbor, Fl earns a B.

Early deals look mostly fair. Read the out-the-door carefully before you sign.

$895
Total dealer fees

$404 below FL median

50%
Quoted add-ons

On 1 of 2 quotes, past year

2
Quotes, past year →

2 verified quotes since 2026

Limited confidence (latest quote Oct 2026)Palm Harbor, FLUpdated How we score dealers

Early read. The grade may shift as we log more deals here.

Location

Palm Harbor, FL

8 rated dealers within 30 miles · Open full map →

The full story

Why Auto Lenders Palm Harbor, Fl earned this grade

Auto Lenders Palm Harbor, Fl had 2 verified quotes reviewed by CarEdge from June through October 2026. This is a small sample. The review considers dealer fees, required extras, selling prices and whether charges were clearly shown.

What they do well

  • ✓ Dealer fees were clearly listed: Both quotes fully itemized dealer fees. Average confirmed dealer fees were $895, below the Median state fee in FL of $1,299—the middle fee amount in the eligible quote sample.

Where to push back

One quote showed $299 in required extras; extras were not fully itemized in the other. Ask for any required extras to be listed separately in writing, and compare the vehicle’s selling price with its advertised price. Before agreeing, request an itemized written offer showing the selling price, dealer fees, required extras, taxes and government charges.

2 verified OTD quotes from Auto Lenders Palm Harbor, Fl

Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.

Recent Quotes

Verified out-the-door prices from real transactions

Both quotes are from the past year and count toward the grade

2024 Subaru Ascent

TouringUsed
$39,812
$895dealer fees$299mandatory
View Quote →

2025 Mazda Mazda3

PreferredUsed
$28,515
$895dealer feesNo add-ons
View Quote →

Most Common Add-ons

Quoted Add-ons
accessoriesavg $299
1 quote

At a Glance

Total dealer fees ($895) at or below the FL median
Advertised price not checked

Tips for Auto Lenders Palm Harbor, Fl

  • 1 of 2 quotes included add-ons (Accessories), not marked optional.
  • Total dealer fees are at or below the state median. One less thing to negotiate.
  • Limited data (2 quotes from the past year). Score may change as we collect more information.
Live inventory

On the lot right now

Separate from the grade above: this is what's currently listed. Useful for spotting aging stock with room to negotiate.

Frequently Asked Questions

What fees does Auto Lenders Palm Harbor, Fl charge?

Based on 2 verified out-the-door quotes from the past year, Auto Lenders Palm Harbor, Fl charges $895 in dealer fees. Quoted add-ons average $150 when present. Auto Lenders Palm Harbor, Fl earns Transparency Grade B (86/100), based on limited data (2 verified quotes).

Does Auto Lenders Palm Harbor, Fl add dealer add-ons?

Auto Lenders Palm Harbor, Fl adds an average of $150 in quoted add-ons when present. Quoted add-ons appeared on 1 of 2 quotes in the past year. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.

Is Auto Lenders Palm Harbor, Fl a good dealership?

Auto Lenders Palm Harbor, Fl earns a Grade B (86/100), based on limited data (2 verified quotes from the past year). The grade reflects its dealer fees, quoted add-ons, advertised price accuracy and data quality. This is a well-above-average score, indicating transparent pricing practices.

What do reviews say about Auto Lenders Palm Harbor, Fl?

CarEdge reviews Auto Lenders Palm Harbor, Fl on 2 verified out-the-door quotes from the past year, not star ratings. It earns transparency grade B (86/100), an early read that may change as more quotes come in, with dealer fees of $895 versus an FL median of $1,299. Quoted add-ons appeared on 1 of 2 quotes in the past year.

Explore Florida dealer data

How we know this

Every number on this page came from a real deal.

Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.

For Auto Lenders Palm Harbor, Fl in Palm Harbor, FL, that has meant 2 verified OTD quotes from the past year logged into our database. Each one is a PDF, an email, or a screenshot showing the actual dealer fees, the actual add-ons, and the final price against the advertised price — not a salesperson's promise.

Only quotes from the past year count. We split them into four groups, newest first: the newest counts 50%, then 30%, 15% and 5%.

Fee Transparency

30%

Are the dealer's fees reasonable? We add up every dealer fee and compare the total with the state median.

Add-on Behavior

30%

How often does the dealer include quoted add-ons like paint protection or theft deterrent, the kind you can't say no to? Add-ons the dealer marks as optional don't count against them.

Price Accuracy

30%

Does the advertised price include every charge you have to pay? We check each quote against the vehicle page: dealer fees, add-ons, the advertised price and the discount.

Data Quality

10%

Does the quote list taxes, dealer fees, add-ons and government fees each on its own line? Each one is worth a quarter.

The four numbers behind the grade

Weighted Score

The raw component scores — the math that led to B.

Fee Transparency (30%)
100
Add-on Behavior (30%)
58
Price Accuracy (30%)
100
Data Quality (10%)
82

Total Dealer Fees Comparison

This dealer$895
FL median$1,299

Graded on 2 quotes from the past year (2 on record) · Grades update as new data comes in · Dealers cannot pay to change their score.

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*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.