F
Below 60 · Failing

Transparency Verdict

Phil Smith Kia earns an F.

Buyer beware.

We consistently see inflated fees, surprise add-ons, or big gaps between listing and OTD price. If you shop here, bring our data and be ready to walk.

Developing confidence — based on 5 verified out-the-door quotes and 2 tracked negotiations · Lighthouse Point, FL
Collected Jun 11, 2026Jul 8, 2026 · Updated Jul 19, 2026

Location

Lighthouse Point, FL

8 rated dealers within 30 miles · Open full map →

The full story

Why Phil Smith Kia earned this grade

Between June 2026 and July 2026, CarEdge negotiated or logged 5 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.

! Where to push back

3 things

Doc fee is significantly inflated

$1,640 is $702 above the FL average of $938. That's pure margin for the dealer, not cost of service.

TipThis fee is mostly not "standard paperwork" — it's profit. Push back, or get the equivalent off the vehicle price.

Add-ons show up on most deals

40% of quotes include dealer add-ons, averaging $1,273. Expect them to try to include something — paint protection, nitrogen-filled tires, VIN etching.

TipNearly all aftermarket add-ons are optional and removable. Say "please take those off the quote" and watch the OTD drop.

Listing price and real price disagree

Quoted prices run 8.6% above the advertised listing — roughly $3,010 extra on a $35k vehicle. That's a pattern, not a rounding error.

TipThis dealer's listing price is a marketing number, not a real one. Don't anchor to it — anchor to an out-the-door target.

What they do well:Nothing stands out as a strength in this data. That's the finding.

5 verified OTD quotes from Phil Smith Kia

Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.

Recent Quotes

Verified out-the-door prices from real transactions

3 vehicle transactions5 individual quotes

2026 Kia Sportage

X-Line HybridNew2 quotes
$40,749
$1,640doc feeNo add-onsSaved $1,458
View 2Quotes →

2027 Kia Telluride

X-Line SX PrestigeNew2 quotes
$63,028
$1,640doc feeNo add-onsSaved $583
View 2Quotes →

2023 Kia Soul

LXUsed
$20,101
$1,560doc fee$1,995add-ons
View Quote →

Most Common Add-ons

1
protection planavg $1,273
2 quotes

At a Glance

Doc fee ($1,640) is well above average ($938)
High dealer markup (+8.6% above listing)

Tips for Phil Smith Kia

  • Doc fee is $1,240 above national average. Ask if they'll match competitors or reduce it.
  • Low-rated dealer. Get everything in writing. Ask for an itemized OTD quote before visiting.
  • Expect ~$509 in add-ons. Items like "dealer accessories," paint protection, and theft deterrent are typically negotiable.
  • Dealer markup is 9% above listing (excluding taxes). Ask for an itemized breakdown — doc fees and add-ons may be negotiable.
Live inventory

On the lot right now

Separate from the grade above — this is what's currently listed. Useful for spotting aging stock with room to negotiate.

Frequently Asked Questions

What fees does Phil Smith Kia charge?

Based on 5 verified out-the-door quotes collected by CarEdge, Phil Smith Kia charges a $1,640 documentation fee and averages $509 in dealer add-ons when present. Phil Smith Kia earns Transparency Grade F (54.8/100).

What is Phil Smith Kia's doc fee?

Phil Smith Kia charges a typical documentation fee of $1,640. The FL average is $938. This is based on 5 verified OTD quotes in our database.

Does Phil Smith Kia add mandatory add-ons?

Phil Smith Kia adds an average of $509 in dealer add-ons when present. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.

Is Phil Smith Kia a good dealer?

Phil Smith Kia has a transparency score of 54.8/100, earning a Grade F. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 5 verified OTD quotes. This is below average. Consider getting quotes from other dealers in the area for comparison.

Explore Kia and Florida dealer data

How we know this

Every number on this page came from a real deal.

Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.

For Phil Smith Kia in Lighthouse Point, FL, that has meant 5 verified OTD quotes across 2 negotiated deals logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.

Fee Transparency

30%

Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.

Add-on Behavior

30%

How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?

Price Accuracy

30%

Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.

Data Quality

10%

More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.

The four numbers behind the grade

Weighted Score

The raw component scores — the math that led to F.

Fee Transparency (30%)
30
Add-on Behavior (30%)
66
Price Accuracy (30%)
54
Data Quality (10%)
100

Doc Fee Comparison

This dealer$1,640
FL avg$938
National avg$400

Pulled 5 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.

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*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.