Transparency Verdict
Pat Lobb Toyota of Mckinney earns a B.
Mostly honest. Stay alert.
Fair on the big stuff, but there are small things to watch. Read the out-the-door carefully before you sign.
Moderate confidence — based on 17 verified out-the-door quotes and 2 tracked negotiations · McKinney, TX
Collected Aug 1, 2025 – Apr 30, 2026 · Updated May 1, 2026
The full story
Why Pat Lobb Toyota of Mckinney earned this grade
Between August 2025 and April 2026, CarEdge negotiated or logged 17 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.
✓ What they do well
1 thingDoc fee is in line with the market
At $225, their doc fee sits at or just under the TX average. Not exceptional, but nothing to fight over.
! Where to push back
2 thingsAdd-ons show up on most deals
53% of quotes include dealer add-ons, averaging $1,739. Expect them to try to include something — paint protection, nitrogen-filled tires, VIN etching.
TipNearly all aftermarket add-ons are optional and removable. Say "please take those off the quote" and watch the OTD drop.
The listing isn't quite the price
Quoted prices run about 3.6% above the advertised listing. On a $35,000 vehicle that's roughly $1,260 in extra fees or markup.
TipGet an OTD quote in writing before you visit. Compare it to the listing — if there's a gap, ask them to account for every line.
17 verified OTD quotes from Pat Lobb Toyota of Mckinney
Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.
Recent Quotes
Verified out-the-door prices from real transactions
12 vehicle transactions — 17 individual quotes
2024 Toyota Grand Highlander
2026 Toyota Grand Highlander Hybrid
Most Common Add-ons
At a Glance
Tips for Pat Lobb Toyota of Mckinney
- Expect ~$921 in add-ons. Items like "dealer accessories," paint protection, and theft deterrent are typically negotiable.
- Doc fee ($225) is at or below national average. One less thing to negotiate.
- Dealer markup is only +4% above listing (excluding taxes). This dealer keeps their fees minimal.
On the lot right now
Separate from the grade above — this is what's currently listed. Useful for spotting aging stock with room to negotiate.
Current Inventory
View all 819 vehicles →$40,813
Median Price
16
Median Days Listed
149
Added This Week
Days on Market
How long vehicles have been listed. Older stock means more room to negotiate.
Nearby Rated Dealers
These dealers near McKinney have transparency scores based on verified pricing data.
Frequently Asked Questions
What is Pat Lobb Toyota of Mckinney's doc fee?
Pat Lobb Toyota of Mckinney charges a typical documentation fee of $225. The TX average is $232. This is based on 17 verified OTD quotes in our database.
Does Pat Lobb Toyota of Mckinney add mandatory add-ons?
Pat Lobb Toyota of Mckinney adds an average of $921 in dealer add-ons when present. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.
Is Pat Lobb Toyota of Mckinney a good dealer?
Pat Lobb Toyota of Mckinney has a transparency score of 81.3/100, earning a Grade B. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 17 verified OTD quotes. This is a well-above-average score, indicating transparent pricing practices.
How we know this
Every number on this page came from a real deal.
Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.
For Pat Lobb Toyota of Mckinney in McKinney, TX, that has meant 17 verified OTD quotes across 2 negotiated deals logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.
Fee Transparency
30%Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.
Add-on Behavior
30%How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?
Price Accuracy
30%Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.
Data Quality
10%More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.
The four numbers behind the grade
Weighted ScoreThe raw component scores — the math that led to B.
Doc Fee Comparison
Pulled 17 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.
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