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Lexus Extended Warranty Review
Lexus is one of the top names that come to mind when auto enthusiasts talk about a reliable yet luxurious vehicle. Even though they produce quality cars, mistakes can still happen. An extended warranty can help provide extra protection in case of a manufacturer’s defect. But should you buy your warranty through Lexus? Find out in our Lexus extended warranty review.
We’re about to go over Lexus’s extended warranty offering. We’ll discuss coverage tiers, certified pre-owned options, and compare the warranties to third-party options.
The Highlights:
- We recommend the Lexus extended protection programs due to the flexibility of options and clearly stated coverage
- Lexus offers three plans for new and used cars, and one plan for certified pre-owned cars
- All repairs must be completed at a Lexus dealership
- All plans include perks such as roadside assistance and trip interruption coverage
Is It Worth Getting a Lexus Extended Warranty?
We need to discuss what’s included in a Lexus extended warranty before we can analyze if it’s worth buying one.
Lexus offers three tiers of plans to consider:
- Lexus Extra Care Powertrain. This program provides coverage for the engine, transmission, front and wheel-drive systems, and more. It is the lowest level program available.
- Lexus Extra Care Gold. You’ll have extensive coverage for most main systems of your vehicle, including what’s covered by the Extra Care Powertrain program.
- Lexus Extra Care Platinum. At the highest level available, this program covers most components in your vehicle.
Each of the above plans is available on new and used Lexus’s. For a used vehicle to be eligible, it must be within 9 model years and under 125,000 miles. Additionally, used vehicle plans can only be purchased when the vehicle is sold.
There’s also another level of coverage exclusively for Lexus certified pre-owned vehicles:
- Lexus Extra Care L/Certified Plan. This one and only option provides protection for major components in your vehicle. All L/Certified (which is their term for CPO) vehicles are eligible. The warranty may be purchased at any time prior to the expiration of the 2-year warranty that comes with all L/Certified vehicles.
If you’d like to know exactly which components are covered with each tier, Lexus has put together a comprehensive coverage map on their website.
New and used vehicles have a $0 or $100 disappearing deductible per repair visit. A disappearing deductible means that the deductible will be waived if your car is repaired at the same dealership that sold the extended warranty.
Every Lexus extended protection plan includes a number of helpful perks, such as:
- 24/7 roadside assistance within the continental U.S. and Canada for the entire duration of your agreement, providing coverage for towing, flat tires, battery jump starts, and fuel delivery services
- Substitute transportation when your vehicle is being worked on, up to $50 per day for a maximum of five days
- Trip interruption protection, providing for $100 per day for food and lodging if a breakdown occurs more than 150 miles from your home
Every Lexus extended warranty can be transferred at no cost. This greatly increases your resale value should you decide to sell your car.
Notice how we aren’t talking about prices in our Lexus extended warranty review? That’s because, as discussed in a previous post, every Lexus vehicle service contract has a unique price based on your VIN and mileage. Unfortunately, this means you need to obtain quotes in order to price shop.
So, is a Lexus extended warranty worth it? We think it looks like a comprehensive set of programs that is worth getting a quote for. If the price is right, it might be worth your money to have your vehicle warrantied by Lexus.
Lexus Factory Extended Warranty vs. Third-Party Extended Warranty
All third-party extended warranty providers do their best to mirror the coverage available by automakers’ warranties. While there is still some difference in coverage, you’ll discover that many of them cover the same components.
There is one crucial difference, though: where you can have your vehicle repaired. A Lexus extended warranty calls for having your repairs completed at a participating Lexus dealership. On the other hand, most third-party extended warranties allow you to take your vehicle to any repair shop that is licensed by ASE or AAA.
Does this matter? That depends largely on your distance from a Lexus dealership. We think it’s worthwhile to have your Lexus repaired by specialized technicians and using Lexus genuine parts. However, if the dealership is too far away, it might not be worth it.
What is Covered Under a Pre-Owned Lexus Extended Warranty?
If you’ve purchased a Lexus certified pre-owned vehicle, you have an entirely unique extended warranty available, which we discussed above. It has the same coverage as the warranty that comes standard with a certified pre-owned vehicle.
There is no deductible for repairs. You’ll also receive all of the perks we discussed that come with the other programs. You may purchase your extended warranty at any point during the two-year warranty that comes with your CPO vehicle.
Do We Recommend a Lexus Vehicle Service Contract?
Where do we land at the end of our Lexus extended warranty review? We do recommend the Lexus vehicle service contract. Lexus offers a wide variety of programs to suit anyone’s needs. We also like how they even make special mention of coverage for used vehicles, which is unusual.
Overall, we think it’s worth obtaining a quote for a Lexus extended warranty. You should also obtain a few quotes from third-party warranty vendors to compare prices and coverage conditions before making your decision.
If you’re looking for another option, we offer vehicle service contracts via our third-party vendor. Our vendor has upfront pricing and clear coverage. We’ll even provide a free consultation phone call to help you decide which warranty is right for you, even if you don’t select our option. Contact us today to schedule your consultation and request a quote.
Mazda Extended Warranty Review
Mazda is known for producing affordable and reliable vehicles. However, manufacturer defects can still happen. To protect yourself against these defects and hefty repair bills, we suggest having an extended warranty. But should you purchase that warranty directly from Mazda? Find out in our Mazda extended warranty review!
We’re about to go over the Mazda extended warranty offering. We’ll be discussing their tiers of coverage, compare their plans to third-party programs, and make our final recommendation.
The Highlights:
- There are two levels of coverage, Powertrain Confidence, and Total Confidence
- You have a wide selection of term lengths
- All repairs must be completed at a Mazda dealership
- We do recommend this program; it’s worth obtaining a quote from Mazda
Is It Worth Getting a Mazda Extended Warranty?
We can’t discuss if the Mazda warranty is worth it without discussing what’s covered by the warranty. The Mazda extended warranty program consists of two plans, which are:
- Powertrain Confidence. This level of coverage includes coverage for the engine, transmission, and drive train. No other systems are covered with this warranty.
- Total Confidence. This plan is said to have coverage for all of the same components as the New Vehicle Limited Warranty, which is what comes with every new vehicle and is quite comprehensive. It covers most major components and is often called a bumper-to-bumper warranty.
Both Mazda extended protection plans are fully transferable. Their website does not disclose if there is a fee for transferring. Either way, it’s a great way to increase your resale value.
There is a $0 or a $100 deductible, which you’ll select when you purchase your plan. Term lengths go in yearly increments all the way up to 9 years and 100,000 miles.
Repairs must be completed at a Mazda dealership. All repairs will be completed by Mazda-trained technicians, and they will use Mazda genuine parts to complete the repairs. Having genuine parts can go a long way in protecting you from further issues, as aftermarket parts are known to be less reliable.
In order to be covered by this warranty, the issue must stem from a manufacturer’s defect. Issues related to abuse, misuse, or neglect will not be covered. This is standard practice for all extended warranties.
Either Mazda extended protection plan includes 24/7 roadside assistance. The roadside assistance program includes:
- Towing to the nearest Mazda dealer
- Battery jump-starts
- Flat tire service
- Fuel delivery
- Lockout service
- Trip interruption expense reimbursement, although exact details are not mentioned
You can also bundle your Mazda warranty with other types of coverage, such as GAP protection and vehicle theft protection. Their website does not make it clear if bundling these types of protection together will save you money.
Notice how we aren’t discussing cost in our Mazda extended warranty review? As we discussed in a previous post, all vehicle service contracts have a unique price based on the VIN and mileage. No two cars will have the same cost. This means that if a program seems interesting, you’ll have to obtain a quote to discover the price.
So, is the Mazda extended warranty worth it? Mazda provides great coverage and flexible term lengths, which is what makes a promising extended warranty. It’s at least worth obtaining a quote and looking over the numbers.
Mazda Factory Extended Warranty vs. Third-Party Extended Warranty
Third-party extended warranty providers tend to mimic the coverage provided by automakers so that they can compete with them directly. As such, what’s covered throughout all the different extended warranty providers and the Mazda extended warranty are typically going to be quite similar.
One area is uniquely different between a Mazda extended warranty and any third-party warranty, however: repair options. With a Mazda vehicle service contract, you must have repairs completed at a Mazda dealership for your repairs to be covered.
On the other hand, most third-party warranty providers allow you to have repairs completed at any repair shop that is licensed by ASE or AAA. The warranty provider will pay for repairs over the phone, and you’ll only have to pay your deductible or any non-covered repairs.
Does this difference matter? That will depend on your distance from a Mazda dealership. We think having your vehicles completed at a dealership using genuine parts is worthwhile. However, if you’re too far from a Mazda dealership, it might be better to go for a third-party warranty.
What is Covered Under a Pre-Owned Mazda Extended Warranty?
If you’ve purchased a Mazda certified pre-owned vehicle, you might be wondering what your options are for an extended warranty. Unfortunately, there is no special mention of CPO vehicles on Mazda’s extended warranty website. This could mean they aren’t eligible, or it could just mean there’s no difference in coverage.
We suggest that you discuss your options with the dealership if you have a Mazda CPO. They’ll be able to tell you if you are eligible or if there is any other special coverage for a CPO.
Do We Recommend a Mazda Vehicle Service Contract?
What’s our ultimate opinion from the Mazda extended warranty review? We do recommend the Mazda vehicle service contract. It has comprehensive coverage and flexible terms with all the standard features we expect from an automaker’s extended warranty. It’s worth getting a quote from Mazda to see what your price will be for a Mazda extended warranty.
If you’d like another option, we offer vehicle service contracts through our partner. Our partner offers transparent pricing and clear coverage. We’ll even jump on the phone for a free consultation call to help you decide which warranty program is right for you, even if it’s not our program. Contact us today to schedule your consultation and request a quote.
Mini Extended Warranty Review
Mini creates a unique and precisely engineered car that has attracted enthusiasts from all walks of life. Even though they are well-crafted cars, manufacturer’s defects can still occur. That’s why we always suggest covering your vehicle with an extended warranty. But is a warranty from Mini worth it? Learn more in our Mini extended warranty review.
Today, we’re going to go over the Mini extended warranty offering. We’ll cover the different plans, term lengths, and make our ultimate recommendation.
The Highlights:
- All repairs must be completed at a Mini dealership, and there are only about 100 dealerships in the country
- There are three tiers to choose from with your choice of term lengths
- Only one option is available for certified pre-owned vehicles
- Third-party extended warranties provide a much wider network of shops to complete your repairs
- If the small number of dealerships isn’t an issue for you, we recommend the Mini extended warranty
Is It Worth Getting a Mini Extended Warranty?
Before we can analyze if the Mini vehicle service contract is worth buying, we first need to discuss what’s included in the warranty.
The Mini warranty program is broken up into three policies. All three of these policies are available for new and used Minis, whereas only the Platinum plan is available for Mini certified pre-owned vehicles. The plans are:
- Powertrain Plus. This bare-bones plan provides partial coverage for the engine, transmission, and final drive assembly. It’s designed to protect you against costly repairs caused by powertrain malfunctions.
- Gold. As the mid-tier plan, coverage is expanded to full coverage of the engine and transmission. Coverage is also added for the fuel system, cooling system, brakes, and steering.
- Platinum. This top tier plan intends to cover most components in the vehicle. It expands coverage to include full coverage of the infotainment system and partial coverage of the interior and exterior.
When it comes to term lengths, new and used cars have their choice of extending their factory warranty by four to seven years. Mileage coverage is either 75,000 miles or 100,000 miles, your choice.
Term lengths are a bit more complex for certified pre-owned vehicles. Here are the term length extension options for CPOs:
- CPO Elite – 1 year
- CPO – 2 years
- CPO Wrap Elite – 3 years
- CPO Wrap – 3 years
Every Mini extended warranty plan comes with 24/7 roadside assistance, which provides towing services, lockout assistance, fuel delivery, and battery jump-starts.
All repairs must be completed at an authorized Mini dealership. This can be seen as a downside, but you’ll have genuine Mini parts, and the technicians will be specifically trained to work on your car. However, according to the Mini website, there are approximately 100 Mini dealers in the United States. You’ll have to consider your distance from a dealership when deciding whether or not to purchase a Mini extended warranty.
We aren’t discussing prices for the plans in our Mini extended warranty review because vehicle service contracts are priced based on mileage and VINs. This means that no two Minis will have the same price for their extended warranty. We suggest obtaining a quote for a Mini vehicle service contract and then comparing that price to quotes from other providers.
Is the Mini extended protection plan worth getting? We believe it is. The only downside is that the small number of Mini dealerships around the country. Having only 100 dealerships could mean that you’ll have a breakdown too far from a Mini dealership. Other than this downside, we believe the Mini extended protection plans are thorough and worth considering.
Mini Factory Extended Warranty vs. Third-Party Extended Warranty
Third-party extended warranty providers typically offer similar coverage to automakers’ warranties so that they can remain competitive.
The major difference between getting an automaker’s extended warranty and a third-party option is where you can have your vehicle repaired. With a Mini extended warranty, all repairs must be completed at a Mini dealership. As mentioned, there are around 100 dealerships in the entire country. This might be a large downside, depending on your location and driving habits.
Conversely, most third-party extended warranty programs allow you to have repairs completed at any auto shop that is licensed by ASE or AAA. This is a massive difference in repair options, as most auto shops are licensed by one of those options.
Ultimately, it comes down to your situation. If you’re far from a Mini dealership, you should go for a third-party option. Otherwise, a Mini extended warranty might be a good fit for you.
What is Covered Under a Pre-Owned Mini Extended Warranty?
Mini certified pre-owned vehicles are only eligible for the Platinum program. This plan covers most components in your vehicle against manufacturer’s defects. There are a variety of term lengths available, which we discussed above.
If you’ve financed your CPO, Mini also sells GAP insurance and other types of coverage that you might be interested in bundling with your extended warranty.
Do We Recommend a Mini Vehicle Service Contract?
What’s the final result of our Mini extended warranty review? We do recommend the Mini extended warranty. There are plenty of coverage options so that you can select the plan that most interests you. The only downside is the small number of dealerships, which you’ll need to complete your repairs. If that’s not an issue for you, then we suggest getting a quote for a Mini extended protection plan.
If you’re looking for another warranty, we’ve partnered with a third-party vehicle service contract provider to bring you an easy-to-understand option. All of their prices are transparent, and coverage is clearly stated. We’ll even include a consultation call to help you decide which warranty is right for you, even if it’s not our program. Contact us today to request a quote and schedule your consultation.
Mercedes Extended Warranty Review
Mercedes are known for precision engineering combined with luxury interiors. Even with all their attention to quality, manufacturer’s defects still occur. That’s why we suggest that you cover your vehicle with an extended warranty. But should you get it directly from Mercedes? We’ll help you decide in our Mercedes extended warranty review.
We’re going to go over the Mercedes extended warranty program. We’ll discuss the component coverage, additional conditions, and make our ultimate recommendation.
The Highlights:
- Only one level of coverage
- Your choice of term lengths and mileage limitations
- Becomes active after your factory warranty expires
- We recommend the Mercedes extended protection program largely so that you can have repairs completed by a trained technician using genuine parts
Is It Worth Getting a Mercedes Extended Warranty?
We can’t discuss the Mercedes extended warranty without first going over what’s included in the warranty.
Mercedes only offers one plan, simply known as the Mercedes-Benz Extended Limited Warranty. This plan covers:
- Engine
- Transmission
- Turbocharger/supercharger
- Cooling system
- Fuel injection system
- Steering system
- Radio
- Radio receiver
- Speakers
- Climate control
- Navigation system
They specifically state that this is a sampling of what’s covered with the Mercedes extended warranty program and not an exhaustive list. In the fine print, they direct you to contact your Mercedes dealer to go over all covered components.
An exclusion list is also made available, which includes:
- Vehicle batteries
- Shock absorbers/suspension struts
- Communications infrastructure
- Soft top
- Glass
- Paint
- Appearance items
- Damage due to lack of maintenance or improper maintenance
- Damage caused by accidents, misuse, negligence, tampering, or alterations
- Repairs required due to normal wear and tear
- Normal maintenance
- Vehicles used for commercial purposes
- Any repairs that exceed the market value of the vehicle
Mercedes specifically states that the extended warranty goes into effect when the New Vehicle Limited Warranty expires. As such, the following lengths are available to extend your warranty:
- One year with your choice of 75,000 or 100,000 miles
- Two years with your choice of 75,000 or 100,000 miles
- Three years with your choice of 75,000 or 100,000 miles
All repairs must be completed at a Mercedes dealership. As such, all repairs will be completed by a Mercedes-trained technician and use genuine Mercedes parts. There are approximately 350 dealerships throughout the country to choose from. While not as many dealerships as Ford, there is likely a dealership near you.
The Mercedes extended warranty is fully transferable to another party. There is no mention of a fee for transferring ownership. Being able to transfer your warranty is a great way to boost your resale value.
There are no deductibles whatsoever. The Mercedes vehicle service contract is also completely refundable if canceled prior to the expiration of the New Vehicle Limited Warranty.
Something that stands out is the lack of additional perks, like roadside assistance. While not a big deal, we’re surprised to see that Mercedes isn’t offering more incentives to buy a warranty.
Notice how we aren’t discussing pricing in our Mercedes extended warranty review? That’s because, as discussed in a previous post about vehicle service contracts, prices vary based on VIN and mileage. This adds quite a bit of variance to prices, even for cars of the same make, model, and year. As such, you’ll need to obtain a quote from Mercedes or any other provider to see how much their coverage will cost you.
What’s the final call? Is a Mercedes extended warranty worth it? We think it is, provided that you’re near a dealership. Even though we wish there were more repair options, having Mercedes-trained technicians working on your vehicle is a massive upside. Additionally, having genuine parts used during your repairs will greatly extend the life of your vehicle.
Mercedes Factory Extended Warranty vs. Third-Party Extended Warranty
When it comes to coverage, third-party extended warranties often provide similar levels of coverage as car manufacturer’s extended warranties. They do mimic the coverage so that they can remain competitive.
One difference stands out, though: repair options. With a third-party extended warranty, you have your choice of any repair shop that is licensed by ASE or AAA, which is most repair shops. With a Mercedes extended protection plan, repairs must be completed at a dealership.
We typically advise you to choose based largely on your distance from a dealership. However, with Mercedes, we urge you to consider going to the added distance to have repairs completed at a dealership. Mercedes requires precision and advanced diagnostics that might not be available at a third-party shop. Additionally, most repair shops use aftermarket parts, which could shorten the life of your car.
What is Covered Under a Pre-Owned Mercedes Extended Warranty?
It does not appear as though there is any special coverage for a Mercedes certified pre-owned vehicle. There is no mention of CPO programs on any of the information that Mercedes has made available. This means that you’ll need to ask your closest dealership if there are any special considerations for Mercedes CPO vehicles.
Do We Recommend a Mercedes Vehicle Service Contract?
Where do we land on our Mercedes extended warranty review? We do recommend the Mercedes vehicle service contract. While we’d love for there to be more dealerships to complete your repairs, we believe that having your repairs done by Mercedes-trained technicians and genuine parts is well worth driving further for repairs. The Mercedes extended warranty provides excellent coverage, as well.
If you’re looking for another option, we have an agreement with a third-party vendor of vehicle service contracts to bring you another choice. They offer transparent component coverage and clear pricing. We’ll even include a consultation call to help you decide which warranty is right for you, even if it’s not our option. Reach out to us today to see if we can help you find the best warranty for your car.
Nissan Extended Warranty Review
Nissan is known for producing affordable and reliable vehicles. However, mistakes can still lead to manufacturer’s defects. That’s why we always suggest that people extend their factory warranty to prevent costly repair bills. But would it be best to buy it directly from Nissan? Explore a bit more with our Nissan extended warranty review.
Let’s take a look over Nissan’s extended warranty. We’ll take an in-depth look at coverage, term lengths, and certified pre-owned options.
The Highlights:
- There are three plans with flexible term lengths.
- All repairs must be completed at a Nissan dealership.
- Special plans are available for Nissan certified pre-owned vehicles.
- We recommend the Nissan warranty, due to its flexible and comprehensive coverage.
Is It Worth Getting a Nissan Extended Warranty?
We first need to examine what’s included in the Nissan vehicle service contract before we can talk about if it’s worth buying.
Nissan offers three levels of vehicle service contracts. These plans include:
Powertrain Preferred
This program primarily provides coverage for the engine, transmission, and drive axle. Some components in the braking system, electrical system, and suspension are also covered. In total, there are 839 components covered in this plan.
Silver Preferred
As the mid-tier program, 1,529 components are covered. Every system in the vehicle has some of its components covered, including the body, interior, and navigation systems.
Gold Preferred
The previous two plans are inclusion-based plans, meaning that components have to be specifically listed in order to be covered. The Gold Preferred plan is an exclusion-based program, which means that all components are covered unless they are specifically excluded. The full exclusionary list will be provided with your contract. To illustrate the number of components covered, Nissan says that 2,213 components are covered.
If you’re interested in a more detailed list of component coverage, the Nissan extended warranty team has put together this PDF of all components covered by every plan.
The Powertrain Preferred plan comes with 24/7 roadside assistance of up to $100 per claim, which includes fuel delivery, battery jump-starts, and lockouts.
Gold Preferred and Silver Preferred plans include the above benefits, along with:
- Car rental reimbursement; up to $35 per day with a maximum of five days
- Reimbursement for towing your vehicle to a Nissan dealer; up to $100 per claim
- Trip interruption benefits for breakdowns that occur more than 100 miles away from your home; up to $500 per claim
You’ll choose your deductible amount — either $0 or $100. You don’t have to pay anything else out of pocket, as dealerships will be paid directly by the warranty provider. This is standard for all automaker warranties.
All Nissan extended protection plans are fully transferable to a new party. Their documentation says that a fee may be applied, but they do not mention the cost.
As for term lengths, you’ll have your choice to extend your factory warranty by up to 8 years and 120,000 miles. The factory warranty for all new Nissans lasts for three years, so if you purchase the 8-year program, you’ll actually only be adding five years to the warranty. This same logic applies to mileage.
All repairs must be completed at a Nissan dealership, which is standard for automaker extended warranties. This might seem like a drawback, but having your repairs completed by Nissan-trained technicians using genuine Nissan parts will greatly extend the life of your vehicle. Aftermarket parts are typically less reliable, and that’s what most auto shops use for standard repairs.
Certified pre-owned vehicles have a separate plan, which we’ll discuss more below.
Notice that we aren’t discussing prices in our Nissan extended warranty review? That’s because, as we’ve mentioned in a prior post on the topic, vehicle service contract prices are determined based on your VIN and mileage. This means that two cars of the same make and model will have a different price for their VSCs. As such, you’ll need to have several providers send you quotes to determine who has the best price.
Is a Nissan extended warranty worth getting? We think so. It’s a quality warranty with three levels of coverage and your choice of term lengths. You can obtain the exact amount of coverage you’re after by customizing your plan. It’s well worth getting a quote and comparing it to other providers.
Nissan Factory Extended Warranty vs. Third-Party Extended Warranty
Most third-party extended warranty providers tend to copy the component coverage from the car manufacturer’s extended warranties. They copy them because they want to remain competitive. There will still be differences, so any prospective third-party warranty needs to be thoroughly examined and compared to a Nissan extended warranty.
The major difference between a Nissan extended protection plan and a third-party option is where you can have your vehicle repaired. With a Nissan extended warranty, all repairs must be completed at a Nissan dealership. With a third-party warranty, you can have your repairs completed at any repair shop that is licensed by ASE or AAA (although this may vary by the warranty provider).
As we mentioned earlier, having your car repaired at the dealership is usually a good thing. It only becomes a drawback when you are not located near a Nissan dealership, or you break down while on a road trip. You’ll have to consider your needs to see which option is right for you.
What is Covered Under a Pre-Owned Nissan Extended Warranty?
All Nissan certified pre-owned vehicles are eligible for two programs that are exclusive to their CPO vehicles:
CPO Limited Warranty
This plan covers up to 601 components from most major systems, has a $50 deductible, and offers a term length of 84 months or 100,000 miles.
CPO Gold Preferred Wrap
This plan adds coverage for 1,623 components from all major systems, has a $0 deductible, and has different options for term lengths.
Both programs offer 24/7 roadside assistance, trip interruption coverage, and car rentals under the same terms as the standard extended warranty.
Do We Recommend a Nissan Vehicle Service Contract?
What’s the final decision of our Nissan extended warranty review? We do recommend the Nissan vehicle service contract. They provide flexible coverage for both new and certified pre-owned vehicles so that you can purchase the level of coverage you’re after. We appreciate the benefits, and we think that every Nissan owner who is interested in a Nissan extended warranty should obtain a quote.
If you’re looking for another choice, we’ve partnered with a third-party provider for vehicle service contracts. Their programs come with clear coverage and transparent pricing. We’ll even give you a free consultation call to help you decide on the best warranty for you (even if it isn’t our option). Reach out to us today to obtain a quote.
