Get access to the same vehicle valuation tool that dealers rely on. With Black Book, you’ll have insider data to accurately assess trade-in and purchase values—empowering you to negotiate the best possible deal.
Auto insurance rates are climbing in 2025, and while that’s no surprise to most drivers, what might shock some is which states have the highest accident rates. Car accidents are a major factor driving insurance premiums higher, but they aren’t the only culprit. Rising car prices, increased repair costs, and even tariffs map push rates higher this year.
Using Insurify’s latest insurance data, we’ve identified the states with the most at-fault accidents in 2025 — and the states where drivers are least likely to be involved in a crash.
The States with the Highest Accident Rates
Insurify, a digital insurance marketplace licensed in all 50 states, connects drivers with quotes from over 100 providers. Thanks to this expansive data set, Insurify is able to track national trends, offering a unique look at which states have the highest accident rates.
Nationally, 5.3% of drivers have an at-fault accident on their record. But in some states, that number is significantly higher.
New England stands out as the region with the most accident-prone drivers. Massachusetts takes the top spot, with 8.1% of drivers having an at-fault accident on their record. New Hampshire follows closely behind at 7.7%, while Maine rounds out the top three at 7.6%. Rhode Island also ranks in the top five, with 7.1% of drivers reporting accidents.
North Carolina is the only non-New England state in the top five, with 6.6% of drivers having an at-fault accident on record.
Here’s a look at the 10 states with the highest accident rates in 2025:
On the other end of the spectrum, some states report far fewer accidents. Whether due to lower population density, better infrastructure, or safer driving habits, these states see fewer crashes than the national average.
Michigan has the lowest rate of at-fault accidents in the country, with just 2.6% of drivers having one on their record. Mississippi follows at 3.6%, while Illinois and New Mexico also rank among the least accident-prone states.
Interestingly, Florida, often criticized for aggressive driving, high insurance costs, and outrageous dealership fees, is also among the states with lower accident rates, at just 4.5%. This suggests that while Florida has unique insurance challenges, at-fault accidents aren’t the primary issue.
Here’s how all 50 states and the District of Columbia rank in terms of drivers with at-fault accidents on their record, as of 2025:
The visualization above was produced by CarEdge using Insurify data.
How Accident Rates Impact Insurance Costs
Having an at-fault accident on your record can significantly increase your car insurance premiums. On average, drivers who cause an accident see their rates rise by $800 or more per year, depending on the severity of the crash and their insurance provider. These rate hikes typically last three to five years before gradually returning to normal—assuming no additional accidents occur.
But even drivers with clean records aren’t immune to rising premiums. Insurance companies set rates based on the overall risk in a given area. If a state or city experiences high accident rates, insurers adjust their pricing accordingly to offset increased claim payouts. That means even if you’ve never been in an accident, living in a high-risk state could mean paying more for coverage.
If your rates have gone up, it may be time to compare insurance quotes and explore ways to lower your premium. Shopping around, maintaining a clean driving record, and improving your credit score can all help keep costs down in 2025. Stay safe out there!
If you’re looking to sell your car quickly and hassle-free, getting an instant cash offer for a car can be one of the easiest ways to do it. Instead of haggling with private buyers or trading in for a low-ball offer, these online platforms provide an upfront price based on your vehicle’s details. But which services are worth considering? We’ve reviewed five of the best options to help you get the most for your car in 2025.
CarEdge – Compare Offers and Skip the Dealership
Summary:CarEdge provides a transparent process for selling your car by offering market-based pricing insights and connecting you with vetted buyers. With a data-driven approach, CarEdge ensures you get a competitive instant cash offer while giving you the tools to make an informed decision.
CarEdge’s instant cash offer is sourced from three trusted partners: Peddle, givemethevin.com, and webuyanycar.com.
Pros:
Easiest way to compare cash offers from multiple online car buyers.
Black Book vehicle values are available through CarEdge, helping you know if you’re getting a fair instant cash offer.
Cons:
New in the game, but growing quickly.
Offers from others, like Carvana and EchoPark, will have to be requested separately.
The Verdict: CarEdge is a great choice for sellers who want a transparent, data-driven approach to getting the best instant cash offer for their car.
CarMax – A More Traditional Experience
Summary:CarMax is a well-known brand that offers a straightforward process for selling your vehicle. By entering your car’s details online, you’ll receive an instant cash offer that you can redeem at any of the 253 CarMax locations nationwide. The offer is valid for seven days, giving you time to compare deals.
Pros:
Convenient nationwide locations make it easy to complete the sale in person.
No obligation to sell, so you can shop around for a better offer.
Your offer is good for seven days.
Cons:
In-person visit required to finalize the deal.
The Verdict: CarMax is a great option for those who prefer an established company and don’t mind visiting a physical location to complete the sale. However, it can come with the unpleasant dealership experience that most drivers prefer to avoid.
Carvana – A Well-Known Name with Fluctuating Offers
Summary:Carvana provides a completely online selling experience. You enter your car’s details, receive an offer, and if you accept, Carvana will pick up your vehicle and issue payment, with no need to visit a dealership. Note that Carvana’s instant cash offers are known to fluctuate from day to day.
Pros:
Fully online process, making it convenient and hassle-free.
Fast payment, with most sellers getting paid right after pickup.
Cons:
Limited physical locations, so support is primarily online.
Offers fluctuatewidely based on market demand and inventory needs.
The Verdict: Carvana is a good option for sellers who want a fully digital, contact-free process. However, sellers should be aware that offers can fluctuate wildly day to day, depending on market conditions. Compare quotes from other instant cash buyers before you commit.
Kelley Blue Book – Dealership Visit Required
Summary:Kelley Blue Book (KBB) provides a tool that generates an instant cash offer based on your car’s details and market value. This offer can be redeemed at participating dealerships after an inspection.
Pros:
KBB is a widely respected name in the automotive industry.
Multiple participating dealerships, allowing you to compare offers.
Cons:
You still have to go to the dealership.
Offer may change after an in-person inspection.
Not all dealerships participate, which limits availability in some areas.
The Verdict: KBB Instant Cash Offer is a great option for those who prefer to sell their car through a well-known website with multiple dealership options. It’s not recommended for sellers who prefer to stay away from the dealership experience.
EchoPark – $250 Bonus, But Limited Locations
Summary:EchoPark provides an instant cash offer online, valid for seven days or 500 miles. If you sell your car to EchoPark within 48 hours of receiving the offer, they’ll add an extra $250 to your payment. However, you must bring your car to an EchoPark location to finalize the deal.
Pros:
Bonus incentive of $250 if you sell within 48 hours.
No obligation to buy, meaning you can sell your car outright without trading it in.
Cons:
Limited locations, so availability varies by region.
In-person visit required to complete the transaction.
The Verdict: EchoPark is a strong option for sellers who live near one of its locations and want to maximize their offer with the $250 bonus incentive.
Which Instant Cash Offer is Best in 2025?
The best option depends on your priorities. If you want the best offer without dealership hassles, CarEdge is a great option. With CarEdge’s car value tracking tool, you can see your car’s value change in real time. This makes it easier to decide when to sell. If you prefer a traditional dealership experience, CarMax or KBB Instant Cash Offer could work better. For those near an EchoPark location, the extra $250 incentive makes it a great pick.
Ultimately, all sellers should compare offers from each of these online car buyers to see where the best deal is. Instant cash offers for cars can vary widely from one buyer to the next.
Walking into a dealership can feel like stepping onto a high-pressure battlefield of negotiations. Salespeople are trained to close the deal quickly, and some will say almost anything to get you to sign on the dotted line. While many sales professionals are honest, there are common tactics designed to rush your decision or make a deal seem better than it really is.
If you’re buying a car in 2025, knowing these five common car salesperson lies can help you negotiate smarter and avoid getting taken for a ride. Don’t forget your custom Car Buying Guide to get the best deal, no matter what you’re in the market for!
“This price is only good today.”
This classic tactic creates a false sense of urgency, making you feel like you’ll lose out on a great deal if you don’t act fast. It’s meant to pressure you into making an impulsive decision before you have time to shop around or think things through.
Reality Check: While manufacturer promotions and incentives do expire, dealerships set their own pricing. If a dealer is truly motivated to sell, they’ll likely offer the same deal—or something very close to it—tomorrow, next week, or even next month. If you feel rushed, walk away and take your time.
“We’re losing money on this deal.”
Salespeople use this line to make you feel like you’re getting an unbelievable bargain. The idea is to make you hesitate to negotiate further, thinking that they’ve already cut the price as low as possible.
Reality Check: Dealerships rarely lose money on a car sale. Between manufacturer rebates, holdbacks, incentives, and extended warranties, dealers have plenty of ways to make up for any so-called ‘loss.’ They wouldn’t stay in business if they were truly selling at a loss, so don’t let this claim stop you from pushing for a better deal.
“We’ve had a lot of interest in this vehicle, and it might be gone tomorrow.”
This tactic plays on ‘fear of missing out’ and is meant to make you feel pressured to buy before someone else does.
Reality Check: Sure, popular models do sell quickly, but unless you’re after an extremely limited or in-demand car, there’s usually another one available. A salesperson may or may not have other interested buyers, but it’s almost always an attempt to rush your decision. If you’re unsure, leave the lot and check the dealership’s online inventory later—chances are, the car will still be there.
“We paid a lot more for your trade-in than it’s really worth.”
This is a classic numbers game. By making you believe you’re getting an above-market offer on your trade-in, the dealer can justify charging more for the new car—or distract you from negotiating on financing terms.
Reality Check: Trade-in values are based on wholesale market prices, not what the dealer “paid.” Often, if a dealer offers a high trade-in value, they make up for it by adding hidden fees, increasing the price of the new car, or adjusting loan terms. Before heading to the dealership, research your trade-in’s true market value using tools like CarEdge Insights so you know what your car is really worth.
Salespeople want to minimize concerns about a used car’s reliability. Saying a vehicle has no issues or a clean history can ease doubts and make you more likely to buy without further investigation.
Reality Check: Even if a car has no reported accidents on a Carfax or AutoCheck report, that doesn’t mean it’s problem-free. Hidden damage, flood history, or undisclosed mechanical issues could still exist.
Always get a third-party mechanical inspection (also known as a Pre-Purchase Inspection) before purchasing any used car. It’s a small price to pay to avoid thousands of dollars in unexpected repairs down the road.
Car dealerships use pressure tactics to speed up the sale, but with the right preparation, you stay in control. Here’s how to safeguard your purchase and maximize your savings:
Do Your Research – Know the fair market price of the car you’re considering. Use tools like CarEdge behind-the-scenes Insights to check real-time pricing and historical trends.
Take Your Time – If it’s meant to be, it’ll still be there tomorrow. Never feel pressured to buy on the spot. This is especially true of used car purchases.
Negotiate Based on the “Out-the-Door” Price – Dealers add fees, taxes, and extra costs. Always ask for a detailed breakdown of all charges. Use this free Out-the-Door Price Calculator to know what to expect.
Verify Everything – Don’t take a salesperson’s word for it. Get a vehicle history report, read the fine print, and get apre-purchase inspectionfor any used car.
Be Ready to Walk Away – The best negotiating tool? Your willingness to leave. If a deal doesn’t feel right, walk away and find a dealership that respects your time and budget.
CarEdge car buying experts are ready to help you save time, a LOT of stress, AND money. Get started today with your FREE Car Buyer’s Guide!
Spring car buying season is almost here, and for shoppers looking to score a deal, March could bring some great opportunities to save. As inventory levels continue to climb for certain automakers, discounts, low APR financing, and lease specials are becoming more generous.
If you’re in the market for a new car, it’s crucial to know which brands are struggling with excess inventory—because that’s where you’ll find the biggest savings. Based on current market data, these five car brands are most likely to offer the best deals in March 2025.
Jeep – Zero Percent APR Isn’t Going Anywhere
Jeep has been pushing 0% APR financing offers throughout February, and with inventory nearly three times higher than the industry average, these deals aren’t going anywhere anytime soon.
Here’s why we expect Jeep to advertise big incentives in March 2025:
160,000 new Jeeps are sitting on dealer lots, equalling 152 days of market supply at today’s average sales rate. That’s 55% above the industry average.
25% of new Jeeps on sale are leftover 2024 models, including plenty of slow-selling Grand Cherokees, Wagoneers, and Gladiators.
Nearly 4,000 new 2023 models remain unsold.
Jeep dealerships in the Upper Midwest and Pacific Northwest have the highest supply as we enter March, and likely to have the best Jeep deals.
Jeep’s push to move upmarket hasn’t gone according to plan, leaving dealers struggling to sell premium models like the Grand Wagoneer. The result? Deep discounts and aggressive lease deals. If you’re looking for an SUV in March, expect continued 0% APR offers and lease specials across Jeep’s lineup.
Nissan’s future in the U.S. is looking more uncertain by the day. Despite offering multiple zero percent financing deals in February, inventory is still piling up.
Nissan’s current inventory situation hints at big discounts to come in March:
Nissan has a 143-day supply of vehicles.
Nearly 20,000 leftover 2024 models remain unsold.
The Altima, Armada, and Frontier all have around 160 days of market supply, and are ripe for discounts.
Never-ending incentives might be hurting Nissan’s bottom line, but for car buyers, it’s great news. If you’re shopping for a Nissan in March, expect big discounts, low-interest financing, and lease deals to continue as dealers work to offload aging inventory.
Hyundai has been steadily building up inventory over the past few months, and now it’s sitting at its highest level in years.
Here’s why we think Hyundai will be one of the automakers with the best deals in March 2025:
Hyundai has a 147-day supply, meaning it would take 3.5 months to sell through inventory without new production.
Inventory is climbing rapidly – this is new territory for Hyundai. Unlike many of their industry peers, they’re not used to seeing dealership lots pile up with unsold inventory.
Market share ambitions – Hyundai has been gaining on the likes of Toyota and Honda in recent years. Incentives will be key to gaining ground in 2025.
In February, Hyundai was offering 2.99% APR for 72 months across most of its lineup. March could bring a return to 0% financing, especially for models like the Santa Fe, Tucson and Elantra. Hyundai is known for aggressive incentives when inventory gets too high, making March a prime time to negotiate a great deal.
Ram trucks are sitting unsold, and dealers are desperate to clear them out. This is largely due to declining sales, high prices, and rising competition in the full-size truck segment.
Here’s a look at the current inventory situation:
One-third of all Ram trucks for sale are leftover 2024 models.
3,895 new 2023 Ram trucks are still on dealer lots in 2025.
Ram’s U.S. sales have declined for three consecutive years.
Part of the problem is that Ram trucks have become increasingly expensive. While the average selling price of a new Ram is just below $60,000, a large portion of their inventory consists of high-end models priced over $80,000. In today’s economic climate, that’s a tough sell—especially with high interest rates making financing more expensive.
In February, Ram is offering 4.9% APR for 72 months, and up to $6,500 in cash allowance. The best truck deals in March are likely to be even better.
Ford is another automaker with rising inventory in 2025. When supply exceeds demand, incentives make a comeback. That’s exactly what we expect to see in March.
Ford’s Current Inventory Situation:
With 142 days of market supply heading into March, Ford has plenty of SUVs and trucks to sell.
The Ford Escape, Bronco, Maverick, and F-150 have the highest oversupply right now. These models are on track to receive the largest discounts.
90% of Ford Bronco listings are unsold 2024 models, making them particularly negotiable.
Ford dealers in the upper Midwest have the highest inventory, making Ford trucks and SUVs especially negotiable in those markets.
Ford has been aggressively discounting its EVs, but so far, gas-powered models haven’t seen the same incentives. If inventory continues to rise, expect bigger cash discounts and better financing offers in March.
Final Thoughts: The Best March Deals Are on the Horizon
March 2025 is shaping up to be a great time to buy a new car—but only if you know where to look. Jeep, Nissan, Hyundai, Ram, and Ford are all carrying excess inventory, and dealers will be under pressure to move cars fast. Use tools like CarEdge Insights to find the oldest inventory, and all of the best opportunities for negotiating serious savings.
For car buyers, that means: – Lower interest rates on financing deals – Hefty cash discounts on slow-selling models – More negotiability as dealers work to clear out old stock
🚗 Before you buy, make sure you’re getting the best deal possible. Use CarEdge’s Free Car Buyer’s Guide to compare deals, understand pricing trends, and negotiate like a pro!
Selling cars isn’t a walk in the park in 2025. High interest rates, rising production costs, and fierce competition all make turning a profit a challenge. And then there’s the looming threat of tariffs. These 5 car brands are facing mounting challenges in the U.S. market, creating an increasingly uncertain future. These companies are grappling with rising inventory levels alongside a shrinking customer base as the likes of Toyota, Tesla, and Subaru have gained fans and taken market share. Many have struggled to secure a strong foothold in America, while others are American icons that seem to be on their way out.
The following analysis delves into the factors driving these trends and the implications for each brand. These are the automakers at risk of leaving the U.S. market in the years to come.
Nissan
Nissan appears to be hurtling toward financial disaster. A merger with Honda has officially fallen through, manufacturing facilities are running well below capacity, and Nissans are sitting on dealer lots for longer than ever before. It’s likely that Nissan’s corporate leadership is considering all options right now. Just this past week, news broke that Honda would reconsider reviving takeover talks if Nissan’s CEO steps down. In November 2024, Nissan CEO Makoto Uchida said that the automaker needed to undertake serious restructuring to get out of what he called an “extremely tough situation.” It’s not yet clear how this will play out for what was once a top-selling automaker.
A look at the numbers puts Nissan’s predicament in focus. In the United States, Nissan is set up for 8.5% market share in terms of dealer footprint and manufacturing capability. Yet, U.S. market share remains low, hovering around 4.5%. There’s a huge mismatch here that can’t continue forever.
The likes of Toyota, Hyundai, Kia, and Subaru have taken market share from Nissan in the U.S. market. Sales haven’t exactly plummeted, but years of declines are starting to add up.
Here’s a look at how Nissan’s U.S. sales have fared compared to it’s immediate competitors over the last decade:
Although U.S. sales have steadily fallen, they’re still selling over 900,000 cars annually. However, Nissan’s corporate leadership has made it crystal clear that the company’s immediate threat is its balance sheet. Last year, an anonymous Nissan official told the Financial Times that the automaker has “12 to 14 months to survive.” A dire situation, indeed.
Mini
BMW owns the brand, and could pull the plug if sales continue to wane. Sales have tanked in recent years. It’s clear that Mini lost their niche in the American auto market as their vehicles grew in size. Mini’s best year was back in 2012, with 76,354 U.S. sales. How’s the bigger new model selling? Not well. There’s 188 days of supply for the new Countryman heading into spring car buying season.
Alfa Romeo
Alfa Romeo once had a bright future in North America. Following the brand’s arrival in 2016, sales climbed quickly, and peaked at nearly 24,000 units sold in 2018. However, it’s been steadily downhill ever since. In 2024, Alfa Romeo sold just 8,865 cars in the U.S. The Quadrifoglio versions of the Giulia and Stelvio have officially been canceled, leaving an even narrower lineup for American car buyers.
With recent leadership shakeups at Stellantis, it’s more likely than ever that some brands are on the way out. Alfa Romeo is at the top of that unfortunate list.
Be sure to check out just how far several Stellantis brands have fallen in the interactive graph below.
Chrysler
In 2025, Chrysler is exclusively a seller of minivans. Since the sunset of the Chrysler 300 sedan, the Pacifica and resurrected Voyager are all that’s left. Sales have fallen by 50% over the past decade. With Chrysler’s Airflow EV officially dead, it’s not clear if there’s a future at all for Chrysler.
Mitsubishi
The good news is that Mitsubishi’s U.S. sales were up in 2025, led higher by sales of the Mirage, the most affordable new car in America. The bad news is that Mirage has officially been cancelled, just as drivers are increasingly desperate for cheap new cars.
Mitsubishi has fallen far behind its Japanese rivals. Back in 2000, Mitsubishi wasn’t too far behind the likes of Toyota, Honda, and Nissan. In 2025, there are only 300 Mitsubishi dealers in the United States, a fraction of the competition’s footprint. It’s not clear if the success of the Outlander will be enough to keep the brand stateside in the long term.
Honorable mention: Fiat, Maserati, and Jaguar
Over the course of the past decade, sales of Jeep, Chrysler, Dodge, and Ram models have fallen sharply. Jeep and Ram remain mainstays in the U.S., but other brands under the Stellantis umbrella have a less certain future. Here’a a look at how sales of Stellantis’ brands have contracted over the last ten years. As you’ll notice, Fiat, Maserati, Chrysler, and Alfa Romeo are just a fraction of today’s market:
Make no mistake: Stellantis is in deep trouble. In the U.S. market, Stellantis (and FCA US) sales are down 42% from 2015 to 2024, tumbling from 2,243,907 vehicles sold in 2015, to just 1,303,570 sold in 2024. New leadership is looking to trim the fat, of which there is plenty in the U.S. market. Alfa Romeo and Chrysler are high on the list, but Fiat and Maserati are the clear runner ups.
Jaguar is essentially taking a year off in 2025, which is without a doubt a bad sign. With electrification progressing slower than anticipated, and sales of ICE models on the decline, it’s not clear if Jaguar will have a future in North America beyond 2025. Jaguar sold just 13,210 cars in America in 2024. That’s not enough to remain relevant in the decade to come.
What This Means For Car Buyers
The writing is on the wall for these struggling automakers. Whether it’s declining sales, bloated inventories, or corporate shakeups, these brands are facing serious uncertainty in the U.S. market. For car buyers, this presents both risks and opportunities.
Deals on the Horizon – As automakers like Nissan, Chrysler, and Mitsubishi fight to stay relevant, expect steeper discounts, better incentives, and negotiable prices on their remaining inventory.
Resale Value Concerns – If a brand exits the market, resale values can plummet due to concerns over service, parts availability, and long-term support.
CarEdge Insights
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