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Finding the cheapest cars to insure isn’t just about picking vehicles with the lowest sticker price. Many factors matter, from advanced safety features and affordable repair costs to the typical driver profile. To help car shoppers make smarter decisions, we analyzed insurance data for over 300 models, comparing the least and most expensive vehicles to insure. Our rankings focus on what a 40-year-old driver with a clean record and good credit can expect to pay for full coverage, driving an average of 13,000 miles each year.
At CarEdge, we’ve analyzed millions of listings and insurance data points to give you transparent, reliable insights. Our goal is simple: help you make smarter, more informed car-buying decisions with real data you can trust.
Click on any vehicle to see a full breakdown of insurance costs, as well as other factors in the total cost of ownership.

Insurance costs can vary widely depending on the car you drive, but our analysis shows which models consistently land among the cheapest cars to insure. At the top of the list is the Mazda CX-5, with an average annual premium of just $1,912. Closely behind are the Honda CR-V ($1,916) and Hyundai Kona ($1,925).
Subaru models also make a strong showing, with the Outback ($1,929) and Crosstrek ($1,933) offering affordable coverage thanks to their safety features and all-weather versatility. Even a minivan, the Chrysler Voyager ($1,933), ranks among the least expensive vehicles to insure, showing that family-friendly designs often keep premiums low.
Other affordable picks include the Hyundai Tucson ($1,941), Mazda CX-30 ($1,945), and Kia Niro ($1,950). For drivers who want something rugged, the Jeep Wrangler ($1,949) also makes the list.
Overall, the data highlights a clear trend: mainstream, affordable SUVs and crossovers dominate the rankings for low insurance costs.
Looking for more insurance rankings? This is just the beginning. See the complete data right here.
Wondering which cars have the most expensive insurance premiums? We’ve got the data you’re looking for.
👉 These are the 10 most expensive cars to insure right now.
Did you know that auto insurance companies don’t always reward loyalty with lower rates? Most drivers don’t find this out until they finally get around to shopping for lower quotes. It can’t hurt to see if you’re getting your best rate. Find out with CarEdge’s insurance quote comparison tool!
Why wait for incoming 2026 models if 2025 crossovers and SUVs are more affordable? Labor Day sales are here, and it’s clear which automakers are looking to sell some SUVs before year-end sales arrive in a few month’s time. From 0% APR financing to dirt-cheap leases, here are the best SUV deals for Labor Day 2025.

Labor Day Deal: Lease from $299/month
Offer valid through: 9/30/2025
Base MSRP with destination: $51,095
Lease the 2025 Audi Q4 e-tron for $299/month for 24 months, $4,244 due at signing. This lease offer includes the $7,500 EV lease credit, which ends on September 30, 2025.
See offer details, and view Audi listings in your area

Labor Day Deal: Lease with $0 down
Offer valid through: 9/2/2025
Base MSRP with destination: $27,335
Lease the 2025 Buick Encore GX AWD Preferred for $349/month for 39 months with $0 down at signing for current GM lessees (ultra-low mileage lease).
See offer details, and view local Buick listings

Labor Day Deal: 0% APR for 60 months
Offer valid through: 9/2/2025
Base MSRP with destination: $34,995
For Labor Day 2025, lock in 0% APR for 60 months, or lease the Equinox EV LT trim from $319/month for 24 months with $3,649 due before taxes and fees.
The Equinox EV qualifies for the $7,500 federal EV tax credit, which ends on September 30, 2025.

Labor Day Deal: Lease with just $2,509 due
Offer valid through: 9/2/2025
Base MSRP with destination: $21,895
Lease the 2025 Chevrolet Trax for $269/month for 36 months, $2,509 due at signing. The Trax is one of the few crossovers available for well under $25,000.
See offer details, and view local Chevrolet listings

Labor Day Deal: Lease for just $159/month
Offer valid through: 9/2/2025
Base MSRP with destination: $48,850
Lease the 2025 Honda Prologue AWD EX for $159/month for 24 months, $2,599 due at signing.
This lease well under $200/month with little money down is the best EV lease offer for Labor Day. This offer includes the application of the federal EV tax credit, which ends on September 30, 2025. It’s wild seeing a nearly $50,000 car available to lease for $159 a month.
See offer details, and view local Honda listings

Labor Day Deal: 0% APR for 60 months
Offer valid through: 9/2/2025
Base MSRP with destination: $38,695
This is a rare offer for one of Hyundai’s best-sellers, but it’s not quite surprising since revamped 2026 Palisade models are now arriving daily.
Labor Day Deal: 0% APR for 60 months
Offer valid through: 9/2/2025
Base MSRP with destination: $35,795
Santa Fe sales have slowed following a spike with the introduction of the redesign last year. But that doesn’t mean it’s a bad SUV by any means. This is a great offer that won’t last forever.
See offer details, and view local Hyundai listings

Labor Day Deal: $6,000 Bonus Cash Allowance
Offer valid through: 9/2/2025
Base MSRP with destination: $41,030
Jeep is offering $6,000 off the 2025 Grand Cherokee L Limited 4×4 in August. The Grand Cherokee is one of the better-selling Jeep models right now, but with an oversupply on dealership lots, even the Grand Cherokee isn’t safe from clearance sales. See Jeep offer details.
See offer details, and view local Jeep Grand Cherokee L listings

Labor Day Deal: Lease the 2024 Corsair for $276/month
Offer valid through: 9/2/2025
Base MSRP with destination: $41,030
Lease the 2024 Lincoln Corsair for $276/month for 24 months with $4,325 due at signing.
It’s important to note that this offer is for remaining 2024 inventory, but it’s the most affordable Lincoln offer we’ve seen in recent years. Leasing a luxury SUV is virtually unheard of for under $300/month.
See offer details, and view Lincoln listings

Labor Day Deal: $10,000 Lease Cash
Offer valid through: 9/2/2025
Base MSRP with destination: $51,475
The 3-row Mazda CX-90 is a great choice for growing families. This particular offer is for the CX-90 Hybrid, which is a plug-in hybrid with 26 miles of all-electric range before the hybrid engine kicks in.
See offer details, and view Mazda listings in your city

As Nissan looks to claw back market share from Hyundai, Kia, Toyota, and the others, big incentives continue for Labor Day 2025. We’ve never seen such an abundance of zero percent financing for months on end.
All of the following Nissan SUVs have 0% APR for 60 months right now:
See offer details, and view local Nissan listings

Lease the 2025 Model Y Long Range Rear-Wheel Drive from $399/month for 36 months with $3,000 due at signing. This lease offer includes the $7,500 EV lease credit, which ends on September 30, 2025.
Tesla doesn’t announce when incentives will expire, so this offer could change at any time.

Labor Day Deal: 0% APR for 72 months
Offer valid through: 9/2/2025
Base MSRP with destination: $41,420
The Volkswagen ID.4 may be German-engineered, but it’s manufactured entirely in Chattanooga, Tennessee. That means it qualifies for the $7,500 EV tax credit, which expires on September 30.
See offer details, and view local VW listings
Although it’s not the official best time to buy a car, Labor Day is one of the few times of the year that lease offers truly shine. The top place trophy goes to December’s year-end clearance sales, but September will have plenty to offer SUV shoppers. Dealers want 2025 inventory gone before 2026 models start to crowd dealership lots. That means more sales, and the beginnings of a buyer’s market.
Time is of the essence for Labor Day 2025 lease deals. Most manufacturer incentives end on September 2, but some sales could stretch through the month. EV buyers should know that the $7,500 federal tax credit expires on September 30, so act fast.
Tired of car buying hassles? Let a professional do it for you! Learn how CarEdge makes car buying (or leasing) easier than ever before.
Luxury brands are making big moves this Labor Day. Lease deals dominate as automakers like Audi, BMW, Rivian, and others work to broaden their appeal and lower the barrier to entry for shoppers eyeing a luxury badge. Below, we’ve rounded up the best luxury car deals you can find for Labor Day 2025. Remember, shop prepared with expert insights for the luxury market, or let AI do it all for you.

Lease the 2025 Alfa Romeo Tonale for $294/month for 36 months, $4,999 due at signing.
See offer details, and view Alfa Romeo listings

Lease the 2025 Audi Q4 e-tron for $299/month for 24 months, $4,244 due at signing.
See offer details, and view Audi listings in your area

Lease the 2025 BMW X3 for $599/month for 39 months, $5,589 due at signing.
See offer details, and view BMW listings in your area

Lease the 2025 Range Rover Velar for $749/month for 36 months, $6,995 due at signing.
See offer details, and view local Range Rover listings

Lease the 2024 Lincoln Corsair for $276/month for 24 months with $4,325 due at signing.
See offer details, and view Lincoln listings

Lease the Lucid Air Pure for $509/month for 36 months with $2,869 due at signing.

Lease the 2025 Mercedes-Benz GLA 250 SUV for $469/month for 36 months, $4,663 due at signing.
See offer details, and view local Mercedes-Benz listings

Lease the 2025 Polestar 3 for $399/month for 27 months with $5,399 due at signing.
See offer details, and view Polestar inventory

$12,000 – $15,500 in combined lease savings
For Labor Day deal season, Rivian is offering an Endless Adventure Bonus, and an Electric Refresh offer. For eligible vehicles and buyers, these offers can compliment the $7,500 EV lease credit, which ends in September.
See offer details at Rivian.com

Lease the 2025 Tesla Model 3 rear-wheel drive for $299/month for 36 months with $3,000 due at signing.
See offer details at Tesla.com

Lease the 2025 Volvo XC40 Core Bright for $409/month for 36 months, $2,689 due at signing.
See offer details, and view Volvo listings
A few times each year, luxury cars become a little more attainable for millions of drivers as incentives spike. Labor Day 2025 is one of those times. From lease specials with surprisingly low monthly payments to 0% APR financing, August and September will be your best shot at a deal until December.
Most of these luxury lease deals expire on September 2, 2025. We’ll update this page with the new deals that arrive following Labor Day.
Don’t go it alone. Shop prepared with market data on your side, made possible by CarEdge Pro. Or better yet, let CarEdge Concierge handle the hard part: finding the right car and negotiating the best terms, so you can focus on enjoying the drive.
Let us know how we can help!
CarEdge is a trusted resource for car buyers, offering data-backed insights, negotiation tools, and expert guidance to help consumers save time and money. Since 2019, CarEdge has helped hundreds of thousands of drivers navigate the car-buying process with confidence. Learn more at CarEdge.com.
This Labor Day, automakers are rolling out rare incentives to keep truck sales moving along, and that means 0% APR financing, cheap lease payments, and cash discounts on full-size trucks. If you’ve had your eye on a full-sized truck, these September Labor Day deals are worth a closer look.
Most Labor Day sales run through September 2, 2025, but since Labor Day falls on September 1 this year, it’s likely that many of these promotions will stick around well into the month.

Labor Day Deal: Lease the F-150 for $499/month for 36 months with $499 due at signing
With just $499 due at signing, Ford’s Labor Day lease special is about as close as it gets to a no-money-down offer on America’s best-selling truck.
This offer expires on 9/2/2025. See Ford F-150 local listings and offer details.

Labor Day Deal: 0% APR for 36 months
Chevy is keeping things simple with 0% APR for 36 months on the Silverado 1500. At today’s high interest rates, this adds up to several thousand dollars in interest savings.
This offer expires on 9/2/2025. See Silverado local listings and offer details.

Labor Day Deal: 0% APR for 36 months
Clearly, GM is looking to sell some trucks. The Sierra 1500 matches its Chevy sibling this Labor Day with 0% financing for three years.
This offer expires on 9/2/2025. See Sierra 1500 local listings and offer details.

Labor Day Deal: 1.99% APR for 72 months in select markets
Toyota’s 1.99% APR for up to 72 months is one of the longest-term low-interest deals on the list, though availability may vary by region. Be sure to check offer details for your ZIP code.
This offer expires on 9/2/2025. See Tundra local listings and offer details.

Labor Day Deal: 2.9% APR for 72 months
A 2026 model with low-APR incentives? Unexpected, but we’ll take it! The 2026 Ram 1500 comes with 2.9% APR financing for six years.
This offer expires on 9/2/2025. See Ram 1500 local listings and offer details.

Labor Day Deal: 0% APR for 60 months plus $7,500 federal tax credit (ends 9/30/2025)
The Silverado EV offers up to 492 miles on a charge thanks to its massive battery. It’s also the best electric truck for towing, according to many reviewers. To top that off, it charges like a beast.
If you plan to take advantage of the $7,500 EV tax credit that expires on September 30, you’ll need to stick below the $80,000 price cap for trucks.
This offer expires on 9/2/2025. See Silverado EV local listings and offer details.
Automakers are leaning on heavy incentives to keep sales strong, and buyers are the ones reaping the benefits. From zero percent financing to dirt cheap leases, the Labor Day truck deals this August and September are head-turners.
Among them, Ford’s lease offer with nearly zero money down stands out as a true gem — a rare find in today’s high interest rate environment. No matter what truck you’re after, just don’t wait too long. After September, the next real chance for savings won’t arrive until the year-end clearance sales in December.
Full-sized truck deals don’t get much better than this. With 0% APR offers and Ford’s cheap lease deals, and even regional APR specials from Toyota, September is the sweet spot for locking in a truck deal. Prices are only headed higher in 2026, so waiting could cost you.
At CarEdge, you’ll never overpay for a pickup. Learn more about how CarEdge makes truck shopping quick and easy.
If you’re looking for the cheapest way to get into a new car, leasing is the way to go. Labor Day lease specials are here, with manufacturer deals that last through September 2, 2025. Expect nothing less than leases under $200/month, low money down, and the last big hurrah of EV lease deals before the tax credit expires. We’ve pulled the best Labor Day lease deals that offer the best value right now.
As always, the following advertised manufacturer offers exclude taxes, title, and fees. The dealer sets the final price.

Lease the 2025 Acura ADX for $429/month for 36 months, $3,499 due at signing
See offer details, and view local Acura listings

Lease the 2025 Alfa Romeo Tonale for $294/month for 36 months, $4,999 due at signing
See offer details, and view Alfa Romeo listings

Lease the 2025 Audi Q4 e-tron for $299/month for 24 months, $4,244 due at signing
See offer details, and view Audi listings in your area

Lease the 2025 BMW i4 eDrive40 for $399/month for 36 months, $4,999 due at signing
See offer details, and view local BMW listings

Lease the 2025 Buick Encore GX AWD Preferred for $349/month for 39 months with $0 down at signing for current GM lessees (2020 model or newer)
See offer details, and view local Buick listings

Lease the 2025 Cadillac Optiq EV with $479/month for 24 months, $4,989 due at signing
This offer includes a $2,000 lease incentive for current owners or lessees of 2011 or newer Cadillac vehicles.
See offer details, and view local Cadillac listings

Lease the 2025 Chevrolet Trax for $269/month for 36 months, $2,509 due at signing
See offer details, and view local Cadillac listings

Lease the 2025 Chrysler Pacifica Plug-In Hybrid for $513/month for 39 months with $3,999 due at signing
This offer includes a $7,500 EV incentive from Chrysler.
See offer details, and view local Chrysler listings

Lease the 2025 Dodge Durango for $459/month for 36 months, $3,999 due at signing
See offer details, and view local Dodge listings

Lease the 2025 Ford F-150 STX for $499/month for 36 months, $499 due at signing
This is the best F-150 Labor Day lease deal we’ve ever seen, hands down.
See offer details, and view local F-150 listings

Lease the 2025 Genesis GV60 Standard RWD for $389/month for 33 months, $5,999 due at signing
This offer includes $13,750 in lease incentives, making it the best luxury lease deal for Labor Day 2025.
See offer details, and view local Genesis listings

Lease the 2025 Honda Prologue AWD EX for $159/month for 24 months, $2,599 due at signing
This lease well under $200/month with little money down is the best EV lease offer for Labor Day. This offer includes the application of the federal EV tax credit, which ends on September 30, 2025.
See offer details, and view local Honda listings

Lease the 2025 Hyundai IONIQ 5 SE RWD for $199/month for 24 months, $3,999 due at signing
This offer includes the $7,500 EV lease bonus, which is likely to expire after September 30.
See offer details, and view local Hyundai listings

Lease the 2025 Infiniti QX50 Pure AWD for $509/month for 36 months, $6,569 due at signing
See offer details, and view local Infiniti listings

Lease the 2026 Jaguar F-PACE for $949/month for 36 months, $6,995 due at signing
See offer details, and view local Jaguar listings

Lease the 2025 Jeep Wrangler 4xe for just $293/month for 24 months, $3,999 due at signing
This offer includes the $7,500 Jeep incentive for plug-in hybrids.
See offer details, and view local Jeep listings

Lease the 2025 Kia Niro EV for $109/month for 24 months, $3,999 due at signing
Kia is practically giving the Niro EV away with a shockingly low monthly payment of just over one hundred bucks.
See offer details, and view local Kia listings

Lease the 2025 Range Rover Velar for $749/month for 36 months, $6,995 due at signing
See offer details, and view local Range Rover listings

Lease the 2025 Lexus RX 350 Premium AWD for $569/month for 36 months with $4,999 due
See offer details, and view local Lexus listings

Lease the 2024 Lincoln Corsair for $276/month for 24 months with $4,325 due at signing
It’s important to note that this offer is for remaining 2024 inventory, but it’s the most affordable Lincoln offer we’ve seen in recent years.
See offer details, and view Lincoln listings

Lease the Lucid Air Pure for $509/month for 36 months with $2,869 due at signing
This is a shockingly low luxury EV lease deal for Labor Day 2025.

Lease the 2025 Mazda CX-90 Plug-In Hybrid for $109/month for 24 months, $6,749 due at signing
If you can afford the amount due at signing, this is a stellar deal. In fact, it might be Mazda’s best lease offer in recent years.
See offer details, and view local Mazda listings

Lease the 2025 Mercedes-Benz GLA 250 SUV for $469/month for 36 months, $4,663 due at signing
See offer details, and view local Mercedes-Benz listings

Lease the 2025 MINI Hardtop 2-Door for $299/month for 39 months, $4,119 due at signing
See offer details, and view local MINI listings

Lease the Nissan Sentra SV FWD for $269/month for 36 months, $2,409 due at signing
See offer details, and view Nissan listings

Lease the 2025 Polestar 3 for $399/month for 27 months with $5,399 due at signing
See offer details, and view Polestar inventory

Lease the all-new Porsche Macan Electric for $949/month for 39 months, $4,929 due at signing
See offer details, and view Porsche listings

Lease the 2025 Ram 1500 Big Horn for $429/month for 42 months, $3,999 due at signing
This offer is for returning FCA lessees (Ram, Chrysler, Jeep, Dodge, and others).
See offer details, and view Ram listings

Between $12,000 – $15,500 in lease savings
For Labor Day deal season, Rivian is offering an Endless Adventure Bonus, and an Electric Refresh offer.When you combine those lease specials with the $7,500 EV tax credit ending in September, you get well over $10,000 in lease savings.
See offer details at Rivian.com

Lease the 2024 or 2025 Subaru Solterra for just $299/month with $299 due at signing
This is one of the best Subaru lease specials in recent years, and is not likely to last past September 2.
See offer details, and view local Subaru listings

Lease the 2025 Corolla for $189/month for 36 months with $3,999 due (select markets)
See offer details, and view Toyota listings

Lease the 2025 Model 3 for $299.month for 24 months with $3,000 due at signing
This Tesla Labor Day offer includes the $7,500 EV tax credit, which will end on September 30.
See offer details at Tesla.com

Lease the 2025 Volkswagen Tiguan S for $299/month for 36 months, $3,999 due at signing
See offer details, and view Volkswagen listings

Lease the 2025 Volvo XC40 Core Bright for $409/month for 36 months, $2,689 due at signing
See offer details, and view Volvo listings
Labor Day is one of the few times of the year that lease offers truly shine. Dealers want 2025 inventory gone before 2026 models start to crowd dealership lots. That’s why we’re seeing a flood of great lease offers in September.
Time is of the essence for Labor Day 2025 lease deals. Most manufacturer incentives end on September 2, but some dealer-specific sales could stretch through the month.
Tired of car buying hassles? Let a professional do it for you! Learn more about CarEdge Concierge, the most-trusted car buying service out there.