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Fordโ€™s Weak Memorial Day Sales Reveal a Struggling Automaker

Fordโ€™s Weak Memorial Day Sales Reveal a Struggling Automaker

As Memorial Day car sales heat up across the country, most automakers are pulling out all the stops to move inventory. Not Ford. While competitors like Chevrolet, Jeep, and Ram are offering thousands off in cash allowances and low-APR financing, Fordโ€™s incentives are noticeably absentโ€”or underwhelming at best. At the same time, Ford is raising prices on three of its most popular models, all while sitting on one of the highest inventories in the market.

Itโ€™s a bold move, and not a good sign.

New tariffs imposed by the Trump administration are beginning to ripple through the auto market, and Fordโ€™s latest actions suggest itโ€™s feeling the pressure more than most. From new price hikes to a disappointing Memorial Day sales strategy, the evidence is piling up: Ford is hurting.

Ford Raises Prices as Tariffs Hit Home

Effective May 2, Ford began raising prices on three of its most in-demand, Mexico-built vehicles: the Mustang Mach-E, Maverick, and Bronco Sport. The hikesโ€”up to $2,000 on select trimsโ€”arrived just days after Ford warned investors that tariffs would add $2.5 billion in costs this year and suspended its earnings guidance.

A Ford spokesperson claimed the move was part of โ€œusualโ€ mid-year adjustments, โ€œcombined with some tariffs we are facing.โ€ But calling this business-as-usual is a stretch. Ford is among the first major automakers to increase sticker prices in response to the tariffs, and it likely wonโ€™t be the last.

Whatโ€™s especially notable is who hasnโ€™t raised prices yet: General Motors. GM says it will also face billions in additional costs from tariffs, but so far, it has not raised MSRPs. That puts Ford in a uniquely precarious positionโ€”caught between bloated inventory and rising production costs, with few appealing offers to draw in buyers.

Fordโ€™s Memorial Day Deals Fall Flat

Ford Memorial Day sales

Fordโ€™s Memorial Day incentives are lackluster to say the least. In contrast to Chevrolet, Jeep, and Ram, which are offering steep discounts and compelling APR financing, Ford is mostly sticking to the basics during a prime time for selling cars. For shoppers hoping for big Memorial Day deals from the Blue Oval, itโ€™s slim pickings.

Hereโ€™s how Fordโ€™s incentives stack up against rival brands for top models:

Offers for the Ford F-150 are no where near the deals available for other full-size trucks.

APR OfferCash OfferLease Offer
F-150None advertisedEmployee pricing ($3,000 – $5,000 savings est.)Lease the XLT from $619/mo for 48 months with $5,388 due
Silverado 15000.9% APR for 60 months$3,500 cash allowanceLease the LT 2FL from $409/mo for 36 months with $5,289 due
Ram 15001.9% APR for 72 months$7,000 cash for FCA lessees, and employee pricing ($3,000 – $5,000 savings est.)Lease the Big Horn from $369/mo for 42 months with $4,519 due

The Explorer is Fordโ€™s #2 seller, after the F-Series truck. The absence of lease specials and noteworthy cash offers is telling during a top month for incentives.

APR OfferCash OfferLease Offer
Ford Explorer5.9% APR for 72 monthsEmployee pricing ($2,000 – $4,000 savings est.)None advertised
Chevrolet TraverseNone advertisedNone advertisedLease from $429/mo for 24 months with $5,539 due
Jeep Grand Cherokee6.9% APR for 72 months$4,500 cash for FCA lessees, and employee pricing ($2,000 – $4,000 savings est.)Lease from $259/mo for 24 months with $3,769 due

The Chevrolet Blazer, GMC Terrain, and Jeep Compass all have better offers for Memorial Day.

APR OfferCash OfferLease Offer
Ford Bronco SportNone advertisedEmployee pricing ($2,000 – $3,000 savings est.)None advertised
GMC Terrain0.9% APR for 36 months$3,000 cashNone advertised
Chevrolet Blazer1.9% APR for 36 months$1,000 cashLease from $309/mo for 24 months with $3,399 due
Jeep Compass6.9% APR for 72 monthsEmployee pricing ($1,500 – $2,500 savings est.), & FCA owners get $2,000 bonus cashFCA lessees can lease from $279/mo for 42 months with $4,159 due

Chevrolet is looking to dominate Memorial Day SUV sales with 0% financing on last yearโ€™s Tahoe and Suburban models. Fordโ€™s Expedition will be a serious underdog with GMโ€™s May incentives. 

APR OfferCash OfferLease Offer
Ford ExpeditionNone advertisedEmployee pricing ($3,000-$5,000 savings est.), & $2,000 cashNone advertised
Chevrolet Suburban0% APR financing for 60 months (2024s)None advertisedLease from $879/mo for 39 months with $9,619 due
Chevrolet Tahoe0% APR financing for 60 months (2024s)None advertisedLease from $779/mo for 36 months with $10,359 due
Jeep Grand Wagoneer3.9% APR for 72 months (2024s)Employee pricing ($3,000-$5,000 savings est.), & $2,500 in cashNone advertised

The Ford Escape sells in great numbers โ€” Ford sold 147,000 copies in 2024. This Memorial Day, competitors are looking to take back market share. With offers like this, theyโ€™re likely to succeed. 

APR OfferCash OfferLease Offer
Ford EscapeNone advertisedEmployee pricing ($1,500-$2,500 savings est.), & $3,000 cashNone advertised
Dodge Hornet0% APR for 72 monthsFCA lessees get $7,500 cashLease from $259/mo for 36 months with $4,469 due (for FCA lessees)
Chevrolet Equinox2.9% APR for 36 monthsNone advertisedLease from $299/mo for 36 months with $2,449 due
Toyota RAV44.99% APR for 60 monthsNone advertisedLease from $329/mo for 36 months with $3,999 due

Clearly, Fordโ€™s offers pale in comparison to GM, Stellantis, and others. This isnโ€™t a normal Memorial Day playbookโ€”itโ€™s a sign that Ford may not be in a position to offer better deals, even if it wants to.

Inventory Levels Signal a Bigger Problem

Fordโ€™s pricing strategy becomes even more puzzling when you look at its inventory. As of early May 2025, the overall new car market has about 73 days of supply. Ford? 105 days. Thatโ€™s 44% higher than average, with 496,328 new Ford vehicles sitting on dealership lots. Lincoln, Fordโ€™s luxury arm, is in similar shape with 107 days of supply.

Any automaker with this much unsold inventory would normally be slashing prices, not raising them.

Letโ€™s compare Fordโ€™s inventory to its competitors. All numbers reflect Market Day Supply:

Only Jeep has more bloated inventory than Ford. This underscores just how much trouble Ford may be in.

What It All Means for Shoppers and the Industry

Fordโ€™s latest movesโ€”raising prices while letting inventory swellโ€”paint the picture of an automaker caught off guard. While other brands use Memorial Day to clear out excess stock, Ford appears unable or unwilling to match their deals.

Itโ€™s not just a missed opportunityโ€”itโ€™s a warning sign.

Rising costs from tariffs are impacting the whole industry, but Fordโ€™s early price hikes and weak incentive strategy show it may be struggling more than its peers. And if the 25% tariff on imported vehicles remains in place, analysts say the U.S. auto market could shrink by over 1 million vehicles a year. Fordโ€™s aggressive pricing shifts could be a signal of whatโ€™s to come.

Final Thoughts

Fordโ€™s Memorial Day playbook is unlike anything weโ€™ve seen from the company in yearsโ€”and not in a good way. The combination of rising prices, massive inventory, and timid incentives suggests Ford is under significant pressure. While other automakers are absorbing tariff-related costs or offering buyers compelling reasons to act now, Ford is sending mixed signals.

For shoppers, itโ€™s a reminder to compare deals carefully. If you’re in the market for a new vehicle this Memorial Day, Ford might not be the best place to start.

The Best Memorial Day Lease Deals: New Cars From $129/Month

The Best Memorial Day Lease Deals: New Cars From $129/Month

Memorial Day sales always bring the deals, but May 2025 arrived with some unique challenges. Following the tariff-induced buying spree of March and April, there are far fewer new cars on the lot right now. As new inventory tightens, automakers are targeting slower-selling models โ€” and pricing them accordingly.

Weโ€™ve rounded up the best Memorial Day lease deals for 2025 based on manufacturer-advertised offers. As always, lease deals vary by region, credit score, and availability, and not all dealers participate. These offers expire no later than June 2, 2025.

Here are the best Memorial Day lease specials available in May 2025.

Memorial Day Lease Deals โ€“ Sedans

The cheapest Memorial Day lease deal in 2025

2025 Tesla Model 3

$349/month for 36 months with $0 down at signing with all incentives applied. 

The Model 3 is not just a great EV, itโ€™s an excellent sedan with a very low cost to operateSee offer details.

2025 Hyundai IONIQ 6 SEL

$199/month for 24 months with $3,999 down at signing
Offer includes $7,500 lease bonus applied.
One of the best EV lease deals available right now โ€” sleek styling, long range resulting from extreme efficiency, and in May, an ultra-low cost. See offer details. 

Browse IONIQ 5 listings with local market insights

2025 Toyota Corolla LE

$219/month for 36 months with $3,999 due at signing
The Corolla remains a top pick for affordability, fuel efficiency, and reliability โ€” and this lease makes it even more appealing. See offer details. 

Browse Toyota listings with local market insights

2025 Kia K4

$229/month for 24 months with $3,499 due at signing
Kiaโ€™s replacement for the Forte comes packed with major upgrades, from modern tech to head-turning styling. This price undercuts the competition, even in the budget sedan segment. See offer details.

Browse Kia listings with local market insights

2025 Hyundai Sonata SEL Sport

$269/month for 36 months with $3,499 due at signing
A midsize sedan with modern looks, good power, and comfort โ€” for under $300/month? Thatโ€™s a solid deal. See offer details.

Browse Sonata listings with local market insights

2025 Honda Accord LX

$279/month for 36 months with $3,699 due at signing
The Accord offers legendary resale value, a roomy interior, and great efficiency. This is a reliable choice at a fair monthly cost. See offer details.

Browse Accord listings with local market insights

Memorial Day SUV Lease Deals

Memorial Day SUV lease deals

2025 Buick Encore GX (FWD Preferred)

$296/month for 39 months with $0 due at signing
Returning lessees of 2020+ GM vehicles get one of the only $0-down leases this Memorial Day. Compact, upscale, and practical. See offer details.

Browse Buick listings with local market insights

2025 Chevrolet Equinox

$299/month for 36 months with $2,449 due at signing (current lessees)
Reliable, family-friendly, and freshly redesigned. A safe bet if you’re looking for a mainstream compact SUV. See offer details.

Browse Chevrolet listings with local market insights

2024 Jeep Grand Cherokee

$259/month for 24 months with $3,769 due at signing (current FCA lessees)
Still one of the best midsize SUV leases if you qualify. Great ride quality, upscale interior, and off-road ability. See offer details.

Browse Jeep listings with local market insights

2025 Kia Sportage Plug-In Hybrid X-Line AWD

$279/month for 24 months with $3,999 due at signing
A unique offering: all-wheel drive, plug-in hybrid range, and a stylish design โ€” all for under $300/month. See offer details.

Browse Kia listings with local market insights

The Best Memorial Day Truck Lease Deals

Memorial Day truck lease deals

2025 Toyota Tacoma SR5

$269/month for 36 months with $3,999 due at signing (select markets)
This deal is regional, but if it applies to your area, it’s one of the cheapest truck leases this May. Redesigned and more capable than ever. See offer details.

Browse Tacoma listings with local market insights

2025 Ram 1500 Big Horn Crew Cab (V6)

$369/month for 42 months with $4,519 due at signing (current FCA lessees)
A great deal on one of Americaโ€™s top full-size trucks. If you qualify for loyalty and donโ€™t mind a longer lease, itโ€™s hard to beat. See offer details.

Browse Ram listings with local market insights

2025 GMC Sierra 1500 Crew Cab Elevation 4WD

$399/month for 24 months with $3,019 due at signing (current GM lessees)
Short-term lease on a well-equipped, full-size truck. However, beware the high cost of ownership for the Sierra 1500. Leasing is a great way to avoid steep depreciation. Limited to GM lessees. See offer details.

Browse Sierra listings with local market insights

2025 Toyota Tundra SR5

$489/month for 36 months with $4,999 due at signing (select markets)
Rare to see lease offers on the Tundra. High upfront, but lower monthly than a loan โ€” great if you want a newer truck more often. See offer details.

Browse Tundra listings with local market insights

Memorial Day EV Lease Deals

Memorial Day EV lease deals

2025 Tesla Model 3

$349/month for 36 months with $0 down at signing with all incentives applied. 

The Model 3 is the best-selling electric sedan for lots of reasons, including intuitive tech, fast charging, and the ease of locating one of Teslaโ€™s thousands of Superchargers. In May, we can add affordability to the list of reasons to love the Model 3. See offer details.

2025 Kia Niro EV Wind

$129/month for 24 months with $3,999 due at signing
In terms of monthly payment, the Kia Niro EV is the most affordable lease on this list. However, the Niro EV isnโ€™t as advanced or fast-charging as the Model 3 or IONIQ 6, so this may not be the best option for road trippers. If youโ€™re EV-curious and qualify, this is an incredible value for getting around town with big fuel savings. See offer details.

Browse Kia listings with local market insights

2025 Hyundai IONIQ 5 SEL

$249/month for 24 months with $3,999 due at signing (with $7,500 lease bonus)
Award-winning design and charging speed โ€” now at a great lease price. See offer details.

Browse IONIQ 5 listings with local market insights

2025 Chevrolet Equinox EV LT (2WD)

$289/month for 24 months with $2,399 due at signing (current lessees)
GMโ€™s new EV crossover has been a hot seller, but with affordable lease offers like this, there must be plenty of inventory to sell. See offer details.

Browse Equinox EV listings with local market insights

2025 Subaru Solterra Premium

$249/month for 36 months with just $249 due at signing
You read that right. Subaruโ€™s electric SUV comes with a near-zero upfront cost โ€” extremely rare in todayโ€™s market. It doesnโ€™t support fast charging, and its range falls short of class leaders, but with just a few hundred dollars due at signing, this is a deal worth a test drive. See offer details.

Browse Subaru listings with local market insights

Final Thoughts: Lease Smarter This Memorial Day

the best new car deals this month | CarEdge

Whether you’re after an affordable sedan, SUV, or pickup, Memorial Day 2025 lease deals offer something for every driver โ€” and every budget. But act fast: these offers expire by June 2, and lease incentives are always subject to availability and market demand.

Need help deciding what works best for you?

  • Let us find your car, negotiate your price, and prepare the paperwork with CarEdge Concierge, or
  • Compare local deals and market conditions with CarEdge Pro to find the best opportunities to save big.

Your CarEdge consumer advocates are always here to assist! Let us know how we can help.

5 Best Memorial Day SUV Deals in May 2025: 0% Financing and Bonus Cash Offers

5 Best Memorial Day SUV Deals in May 2025: 0% Financing and Bonus Cash Offers

In 2025, some brands are pulling back on promotions due to rising tariffs and economic uncertainty โ€” but several standout SUV deals remain. From zero-percent financing to big-time cash offers, this monthโ€™s incentives could save you thousands.

Here are the 5 best Memorial Day SUV deals for May 2025. All offers expire on June 2, 2025, unless otherwise noted.

2024 Jeep Grand Cherokee 4xe

Memorial Day SUV deals: Jeep Grand Cherokee

Best Deal: 0% APR for 72 months or employee pricing plus $4,500 bonus cash

If you’re looking for a family-friendly SUV with real off-road chops and plug-in hybrid tech, this is the one to beat. Jeep is offering dual incentive paths this month โ€” but for most buyers, the 0% APR deal will deliver the most value.

Why itโ€™s great:

  • Rare long-term interest-free financing
  • Up to $4,500 in bonus cash if you choose employee pricing
  • 25-mile electric range with gas backup

๐Ÿ” See local Grand Cherokee 4xe deals with CarEdge Pro

2024 Chevrolet Tahoe

Memorial Day 2025 Chevrolet Tahoe  deals

Best Deal: 0% APR for 60 months

The Chevy Tahoe remains one of the most in-demand full-size SUVs, and itโ€™s not often you see 0% financing on a vehicle in this segment. This Memorial Day deal applies to the final batch of 2024 models still on lots.

Why itโ€™s great:

  • Zero interest = big long-term savings
  • Ideal for families who need space, towing, and road trip comfort
  • Inventory is dwindling โ€” shop early

๐Ÿ“ Search Tahoe listings near you before inventory runs out

2024 Chevrolet Suburban

Memorial Day SUV deals: Chevrolet Suburban

Best Deal: 0% APR for 60 months

Need even more room than the Tahoe offers? The Suburban adds cargo space and third-row comfort โ€” now with the same interest-free financing deal. This is one of the best Memorial Day SUV deals weโ€™ve ever seen for this SUV.

Why itโ€™s great:

  • Full-size SUV with luxury-level ride quality
  • Massive cargo space without massive interest payments
  • Great deal for large families or road trip warriors

๐Ÿ” Find eligible Suburbans before theyโ€™re gone

2025 Chrysler Pacifica PHEV

Memorial Day 2025 minivan deals

Best Deal: 0% APR for 72 months

Okay, itโ€™s technically a minivan, but for many families cross-shopping 3-row SUVs, the Pacifica plug-in hybrid is a smarter pick โ€” and the only PHEV in its class. Chrysler continues to offer stellar interest-free financing while supplies last.

Why itโ€™s great:

  • Up to 32 miles of electric range
  • Qualifies for potential federal and state EV incentives
  • Highly negotiable, as itโ€™s a slow seller

๐Ÿ” Compare minivan and SUV deals with CarEdge Car Search

2025 Infiniti QX60

Memorial Day luxury SUV deals

Best Deal: 1.9% APR for 60 months + $1,000 bonus cash

If youโ€™re shopping for luxury SUVs this spring, Infinitiโ€™s QX60 deal is one of the few offers under 2% APR โ€” and it includes bonus cash. With upscale comfort, great tech, and a smooth ride, this midsize luxury SUV is well positioned for value-focused premium shoppers.

Why itโ€™s great:

  • Low APR and bonus cash in a high-rate market
  • Seats up to 7 with plenty of luxury touches
  • Rare Memorial Day incentive for a luxury model

๐Ÿ” Browse QX60 listings with CarEdge market data

Memorial Day SUV Deals Are Heating Up โ€” But Wonโ€™t Last Long

From rugged plug-in hybrids to full-size family haulers, these are the top Memorial Day SUV deals of 2025 โ€” but time is running out. With all offers set to expire by June 2, shoppers should move quickly to take advantage of these low finance rates and generous cash incentives.

Need help landing the best deal? Let CarEdge Concierge handle the negotiation for you, or compare your local SUV deals with CarEdge Pro to make a data-driven choice. Either way, youโ€™ll save time, money, and stress.

5 Best Memorial Day Truck Deals: Silverado, Tacoma & More [May 2025]

5 Best Memorial Day Truck Deals: Silverado, Tacoma & More [May 2025]

Looking to score a great deal on a new truck this Memorial Day? May is traditionally one of the best times of year to shop for pickups, and 2025 is no exception. Despite inventory pressure and shifting incentives due to ongoing auto tariffs, several automakers are rolling out offers worth the test drive.

Weโ€™ve rounded up the five best Memorial Day truck deals available right now, including 0% financing, big cash allowances, and rare lease promotions. All offers expire on June 2, 2025, unless noted otherwise.

2024 Jeep Gladiator

Memorial Day truck deals - Jeep Gladiator

Best Deal: $10,250 bonus cash or 2.9% APR for 72 months

Jeep is going big to clear out leftover 2024 Gladiators, and this might be the most aggressive truck deal of the year. With over 1,200 units still sitting on lots nationwide, dealers are motivated to move inventory โ€” fast.

๐Ÿ” Browse Gladiator deals near you

2025 Chevrolet Silverado 1500

Memorial Day truck deals - 2025 Chevrolet Silverado 1500

Best Deal: 0.9% APR for 60 months + $3,500 total cash allowance

Chevyโ€™s flagship truck gets a competitive low-APR deal paired with thousands in bonus cash. With Silverado inventory holding steady this spring, Chevy is offering solid incentives to keep up momentum heading into the summer.

๐Ÿ” Search Silverado listings with local deal data

2025 Toyota Tacoma SR5

Memorial Day truck deals - 2025 Toyota Tacoma

Best Deal: $269/month for 36 months, $3,999 due at signing (select markets)

Fresh off a full redesign, the new Tacoma is more refined, tech-savvy, and efficient than ever. This lease deal is one of the few affordable midsize truck options this month โ€” if itโ€™s available in your region.

๐Ÿ” See if this Tacoma deal applies in your area

2025 Toyota Tundra

Memorial Day truck deals - Toyota Tundra

Best Deal: 2.99% APR for 72 months (regional offer)

Toyota rarely offers below-market APRs on its full-size trucks โ€” they donโ€™t have to. But for Memorial Day 2025, some regions are seeing extended 2.99% APR financing on over 20 different Tundra trims. If youโ€™re in the right market, this is a standout offer.

๐Ÿ” Check APR eligibility by ZIP code at Toyota.com

2025 Nissan Frontier (King Cab)

Best Deal: Up to $4,500 cash savings

Nissanโ€™s no-nonsense Frontier continues to be one of the best values in the midsize truck segment. With up to $4,500 off the King Cab, this is a strong deal for buyers looking for capability without breaking the bank.

๐Ÿ” Search Frontier deals with local pricing tools

Let CarEdge Help You Close the Best Truck Deal

These five Memorial Day truck deals prove that savings are still out there โ€” if you know where to look. Whether you’re after low-interest financing, serious bonus cash, or an affordable lease, Memorial Day 2025 offers something for every truck shopper. Just remember, all offers expire on June 2, and inventory for certain trims is limited.

Want expert help negotiating your deal? Use CarEdge Concierge for white-glove car buying support. Prefer the DIY route? CarEdge Pro helps you compare deals, spot negotiable listings, and avoid overpaying. Either way, weโ€™ve got the tools to help you drive home with confidence.

Top 10 Car Deals in May: Finance, Lease, and Cash Offers for Memorial Day 2025

Top 10 Car Deals in May: Finance, Lease, and Cash Offers for Memorial Day 2025

Each year, May car deals are synonymous with Memorial Day sales. However, 2025 is full of challenges for automakers. With rising tariffs and economic uncertainty, some automakers are pulling back on promotions. Still, there are deals to be had if you know where to look. Weโ€™ve rounded up ten standout car deals in May 2025 featuring interest-free financing, cash incentives, and $0-down leases.

All May offers expire on June 2, 2025. Letโ€™s dive in!

2024 Jeep Gladiator

Jeep Gladiator Memorial Day specials
  • Best Deal: $10,250 bonus cash or 2.9% APR for 72 months

This is one of the biggest cash incentives weโ€™ve seen this year. With 1,255 2024 Gladiators left to sell, Jeep is motivated to clear out last yearโ€™s models before spring turns to summer.

Browse Jeep listings with local market data

2025 Nissan Ariya

2025 Nissan Ariya Memorial Day deals
  • Best Deal: 0% APR for 72 months or $7,500 customer cash

The Nissan Ariya is gaining in popularity, with CarEdge Pro showing that demand is rising. As the Ariya sales increase, this 0% APR offer may disappear in June. Nissanโ€™s customer cash offer essentially matches the federal EV tax credit. With that incentive in limbo, itโ€™s a great offer all-around.ย 

Find the most negotiable EVs in your city

2024 Jeep Grand Cherokee 4xe

Memorial Day Jeep deals - May 2025
  • Best Deal: 0% APR for 72 months or employee pricing plus $4,500 bonus cash

In May, Jeep continues to offer huge savings on this plug-in hybrid SUV. The Grand Cherokee 4xe is just as comfortable hauling a family as it is venturing off the beaten path. Most buyers would save the most with Jeepโ€™s 0% financing offer.

See Jeep Grand Cherokee listings with local market insights

2025 Tesla Model 3

Tesla Model 3 lease deals May 2025
  • Best Deal: 0% APR for 60 months, or lease the rear-wheel drive Model 3 for $349/month for 36 months with $0 due at signing before taxes and fees. 

EV fans, take note. Tesla has only offered interest-free financing a few times in its history. This is also the first time Tesla has ever offered a zero-down lease deal. For buyers looking to finance a new car in 2025, this could save you thousands of dollars. 

Tesla offers are subject to change at any time, so act fast if youโ€™re interested!

Learn more at Tesla.com

2025 Chrysler Pacifica PHEV

Memorial Day minivan deals 2025
  • Best Deal: 0% APR for 72 months

This offer isnโ€™t new, but itโ€™s still a standout deal. Chrysler has been offering zero percent financing for the Chrysler PHEV minivan for months on end. According to CarEdge Pro, sales of the Pacifica are finally picking up. We wouldnโ€™t be surprised if this is the final month for this APR incentive.

See minivan deals in your city with CarEdge Car Search

2025 Chevrolet Silverado 1500

Memorial Day Silverado deals
  • Best Deal: 0.9% APR for 60 months, plus $3,500 total cash allowance

The Silverado remains a favorite in the full-size truck segment, and this Memorial Day, itโ€™s one of the few trucks offering low-APR financing incentives. Combine that with a generous $3,500 cash allowance, and youโ€™ve got one of the best deals in May for a top-selling 2025 pickup.

Browse Silverado listings with local market insights

2024 Chevrolet Tahoe

2025 Chevrolet Tahoe APR deals
  • Best Deal: 0% APR for 60 months

GM has a few hundred 2024 Tahoes left to sell, and with an offer like this, theyโ€™ll be sold by Memorial Day. Full-size SUVs rarely see interest-free offers. This is a big win for families needing space and capability without a high finance cost.

Find eligible vehicles on dealership lots (before supply runs out!)

2024 Chevrolet Suburban

  • Best Deal: 0% APR for 60 months

Zero-percent financing is unheard of for the Chevy Suburban. This is a rare deal to say the least. The Suburban is unmatched in cargo space and passenger comfort, making it ideal for large families or anyone needing serious room. Donโ€™t expect any 2024s to be left by the end of May. Act quickly if youโ€™re serious about this offer!

See Suburban listings in your area

2025 Rivian R1T and R1S

  • Best Deal: $0-down lease offers for select trims

Rivian has launched a limited-time lease deal on R1T and R1S electric vehicles, offering $0 down on models equipped with dual motors, the Max battery pack, and a performance upgrade. Available through May 31, 2025, this promotion includes a $6,500 credit toward the lease down payment, plus the built-in $7,500 federal EV credit for U.S.-made electric vehicles.

Learn more at Rivian.com

2025 Toyota Tundra

Toyota Memorial Day deals

In select markets, Toyota is offering 2.99% APR for 72 months for 22 different trims of the Toyota Tundra. Rarely does Toyota offer such a great financing deal, since they typically donโ€™t have any issues with demand. Each month, Toyotaโ€™s offers are more regional than we see from other OEMs. This APR special is available in certain parts of Texas, as well as other regions. See if this incentive applies to your area at Toyota.com.

Let CarEdge Take the Hassle Out of Your Journey

Despite a more challenging market in 2025, this yearโ€™s Memorial Day car deals still offer real savings for prepared buyers. From 0% APR financing to generous lease incentives and bonus cash, there are solid opportunities if you know where to look. Act quickly before these offers expire on June 2. Some of these offers apply to very limited inventory.

Ready to take the next step? Whether you want expert help negotiating your deal or prefer to go the DIY route, CarEdge has you covered. Use CarEdgeโ€™s car buying service for hands-on support from auto experts, or tap into CarEdge Pro to compare local deals, track pricing trends, and uncover negotiable listings near you. No matter your budget, weโ€™ve got the tools and services to make car buying easy, once and for all. 

2025 Used Car Market Update: Itโ€™s a Sellerโ€™s Market In May

2025 Used Car Market Update: Itโ€™s a Sellerโ€™s Market In May

In May 2025, the used car market is heating up โ€” and fast. Between rising prices, a shortage of low-mileage vehicles, and renewed demand driven by economic uncertainty, itโ€™s officially a sellerโ€™s market. But that doesnโ€™t mean buyers are out of luck. Hereโ€™s whatโ€™s driving the shift, how used car prices are trending, and what shoppers can do to stay ahead of the game this summer.

Why Used Car Prices Are Rising Again

CarEdgeโ€™s own Ray Shefska recently checked how much his 2020 MINI Clubman was worth on the used market. Just six weeks after receiving a $16,600 offer, that same car was valued at $19,000 โ€” a 15% increase in value. While Rayโ€™s experience may sound extreme, it perfectly illustrates the broader trends driving up used car prices this spring.

So whatโ€™s going on? Several forces are converging this spring to push prices higher:

  1. Used car demand is rising. Auto tariffs and fears of continued inflation have consumers acting fast. Many shoppers are buying now to avoid potentially higher prices later.
  2. Seasonality is back. Warmer weather has always brought car buyers out in droves โ€” and this year is no different. Think of it as the โ€œspring rushโ€ for cars, a trend that skipped only one year in recent memory: 2020.
  3. The chip shortage echo. The pandemic-era production slump from 2021โ€“2022 wiped out about 15 million new vehicles. Four years later, that shortfall is hitting the used market hard. With fewer gently-used cars in circulation, buyers are competing for a smaller pool of desirable inventory.

One result? The average age of a used car for sale is now 6.7 years โ€” a 26% increase from 2020, when the average was just 5.3 years according to Manheim. However, many buyers still prefer a more gently-used vehicle, so younger pre-owned cars are selling for a steep premium in 2025.

๐Ÿ‘‰ Track your car’s value for free with the CarEdge Garage

Average Used Car Prices Are Back on the Rise

After peaking above $28,000 in 2022, average used car prices dipped to just under $25,000. But now, prices are bouncing back.

Cox Automotive reports that the supply of used cars under $15,000 โ€” often the most in-demand by budget-conscious buyers โ€” is at its lowest level since 2021. These affordable vehicles are also selling the fastest.

Wholesale price data from Black Book shows that used car values are up 2.75% over the past two months โ€” but thatโ€™s just the average. Zoom in on the most desirable vehicles, and the price increases are even sharper.

Younger Used Cars Are Gaining Value Fastest

Vehicles that are 0 to 2 years old are appreciating much faster than older cars. Buyers have caught on to the sharp depreciation that hits new cars as soon as they leave the lot โ€” and theyโ€™re now prioritizing lightly-used vehicles instead.

Thatโ€™s creating a perfect storm: low supply, high demand, and rapidly climbing prices for newer used cars. Meanwhile, older vehicles โ€” especially those over 6 years old โ€” are either holding steady or even losing value.

May 2025 used car market update

The takeaway? The younger the used car, the stronger its market value right now.

We track used car prices weekly here. Add this to your bookmarks if youโ€™re in the market!

What This Means for Sellers

If youโ€™re thinking about selling a car thatโ€™s less than five years old โ€” especially one with low mileage โ€” now is the time. Dealers and private buyers are paying top dollar for clean, late-model vehicles.

  • The average used car sells with about 70,000 miles on the odometer. If yours has under 30,000 miles, itโ€™s a standout โ€” and worth a serious premium.
  • The hottest vehicles on the market are 2021โ€“2024 models with clean histories and relatively low mileage.

๐Ÿ’ฐ See your car’s value instantly โ€” and get a cash offer on the spot!

Itโ€™s Officially a Sellerโ€™s Market โ€” But Smart Buyers Can Still Win

Yes, prices are rising. But used car shoppers still have a chance to land a great deal โ€” especially if new car incentives dry up due to tariff pressures or reduced inventory. Hereโ€™s how to stay ahead:

โœ… Find Aging Inventory

Use CarEdge Car Search to locate used cars that have sat on dealer lots the longest. These units are often the most negotiable.

โœ… Know How to Negotiate

Arm yourself with free negotiation cheatsheets and walk into the dealership with confidence. A well-informed buyer is a powerful buyer.

โœ… Donโ€™t Skip the Inspection

A pre-purchase inspection can save you thousands down the road. Itโ€™s your best defense against buying a lemon.

โœ… Be Flexible

Keep your options open. If one deal falls through or a dealer wonโ€™t budge on price, move on. Also, donโ€™t get talked into paying for overpriced add-ons or junk fees. Hereโ€™s whatโ€™s legit, and whatโ€™s a ripoff.

โœ… Use a Car Buying Expert

Feeling overwhelmed? Let a professional handle the hard part. CarEdgeโ€™s Car Buying Service offers expert help โ€” and now features our most affordable option ever.

Final Thoughts

The 2025 used car market is undergoing rapid changes heading into May. Values are rising, inventory is tightening, and shoppers are rushing to lock in deals before prices rise further. Whether youโ€™re selling a low-mileage car for top dollar or hunting for a well-priced used vehicle, the key is to do your homework, whether youโ€™re buying or selling.

Top 10 Car Deals in May: Finance, Lease, and Cash Offers for Memorial Day 2025

Why 2025โ€™s Memorial Day Car Sales Are Disappointing

Car buyers are eagerly anticipating Memorial Day sales, traditionally a prime time for deep discounts and attractive incentives. However, early indicators suggest that 2025โ€™s deals may fall short of expectations. This year, several headwindsโ€”including ongoing tariff uncertainty, persistently high auto loan rates, and shrinking vehicle inventoriesโ€”are clouding the outlook for May promotions. These factors are likely to dampen the kind of aggressive incentives shoppers have come to expect from Memorial Day car sales.

Hereโ€™s why some auto industry analysts are bracing for a quieter sales weekend in 2025.

Inventory Is Falling As Buyers Get Ahead of Tariffs

Memorial Day car sales 2025

According to Cox Automotive, the industry-wide new vehicle supply dropped to just 70 days at the start of April, a 23% decline from March. CarEdge Pro reports that inventory levels remained similarly tight in late April. This spring rush has been fueled in part by buyers trying to get ahead of potential price hikes tied to looming tariff concerns.

As Memorial Day approaches, inventory constraints are particularly pronounced at brands like Lexus, Toyota, Honda, and Subaru. With fewer cars on the lot, these automakers are unlikely to offer standout holiday deals this year.

But thereโ€™s still hope for deal huntersโ€”if you know where to look.
Several brands are sitting on inventory levels well above the industry average heading into May. These brands have over 90 days of market supply, and are likely to have the best Memorial Day car sales in May 2025:

  • Ford, Lincoln
  • Nissan, Infiniti
  • Stellantis brands (Jeep, Ram, Dodge, Chrysler)
  • Hyundai
  • Mazda
  • Luxury brands like Jaguar and Land Rover

These car brands will have more flexible pricing and stronger incentives as they look to catch up to the competition. Many are also still working through large volumes of unsold 2024 modelsโ€”more on that below.

๐Ÿ‘‰ See the fastest and slowest-selling new cars right now

Last Yearโ€™s Models Are This Yearโ€™s Deals

Memorial Day 2025 car sales

Manufacturers are under pressure to clear out 2024 models, four months into the new year. In April 2025, 348,000 of the 3.1 million new cars for sale in America were 2024 models. Many of them are trucks like the Ford F-150 and Ram 2500. There are also plenty of last year’s electric vehicles that remain unsold. These are prime targets for zero percent financing Memorial Day specials.

Here’s a look at cars and trucks with the most remaining 2024 inventory as Memorial Day 2025 approaches:

MakeModelUnsold 2024s (in April 2025)
FordF-15032,189
FordBronco18,555
RamRam 250010,080
FordExpedition8,699
AcuraZDX4,238
JeepGrand Cherokee3,709
LincolnNautilus2,375
LincolnCorsair2,049

Unsold 2024 models will be the most negotiable cars in May 2025. You should be able to confidently negotiate at least 15% off MSRP for any remaining 2024 model, even those impacted by auto tariffs. Use CarEdge Pro to find aging car inventory in your city.

Low APR Incentives: A Closer Look

Low APR deals are a win-win for both dealers and buyers. For dealers, it’s about liquidating stock without slashing sticker prices dramatically, which can devalue the brand. For buyers, these subsidized rates lower the monthly payment, making an upgrade more feasible. Expect to see APR offers as low as 0% for qualified buyers on select models, alongside generous cash-back offers and lease deals.

In fact, there are already several 0% APR offers on the market todayโ€ฆ

๐Ÿ‘‰ See the best APR and cash offers this month

The Most Negotiable New Cars and Trucks

As we inch closer to Memorial Day, certain vehicles stand out for their negotiability. While the specific models and deals will be confirmed as the holiday approaches, here are some categories to watch:

  • Last Year’s Inventory: Memorial Day car sales are the manufacturer’s best chance to clear out the last of 2024โ€™s remaining inventory. Expect crazy deals on these, especially trucks, Jeeps and electric vehicles.
  • Truck Deals: Automakers have simply priced new trucks too high, and buyers are pushing back. This has led to an oversupply of new trucks on dealer lots. Expect big deals on Ram trucks, and the Ford F-150. In fact, there are already some great low APR offers out there. Check out the truck deals.
  • Brands with High Inventory: As we outlined above, several popular car and truck brands have more than 90 days of market supply heading into May. Expect Ford, Jeep, Ram, Dodge, Hyundai, and Mazda to have the best deals due to high supply.

Gear Up for the Deals

This Memorial Day, CarEdge is your go-to resource for navigating these sales. Not only will we provide a one-stop resource for the best car sales, weโ€™ll also share car market insights that you won’t find anywhere else. ๐Ÿ‘‰ Bookmark this page and check back in early May to see what automakers have to offer! Head to this page for the best deals right now, no matter when you’re reading this.

These 5 Automakers Will Have the Best Deals in May 2025

These 5 Automakers Will Have the Best Deals in May 2025

Spring is usually a strong season for car sales, and automakers are feeling the pressure to move aging inventory as tariff uncertainty mounts. Even as some brands are making progress, others โ€” like Ram, Nissan, and Infiniti โ€” still have plenty of unsold vehicles. That means buyers can expect another round of aggressive financing offers, employee pricing programs, and big discounts on leftover models when May deals are announced.

Here are five automakers on track to offer the biggest discounts in May 2025.

Ram: Cash Savings > Employee Pricing

May 2025 Ram deals

Ramโ€™s inventory is stuck in neutral with over 144 days of supply. Thatโ€™s twice the industry average of 74 days of supply in April 2025. Ram dealers still have more trucks than they can sell, including plenty of aging inventory:

  • 117,992 Ram trucks remain on dealer lots, including 24,101 leftover 2024s.
  • Over 10,000 2024 Ram 2500s are still unsold.
  • Dealerships in the Interior West and Pacific Northwest have the highest supply of Ram trucks.

Ramโ€™s โ€œFreedom of Choiceโ€ program is back, offering buyers either employee pricing or traditional cash incentives. In most cases, employee pricing isn’t the better deal. In April, current lessees could get up to $10,500 off a 2025 Ram 1500, or $4,000 in brand loyalty cash on the 2024 Ram 2500.

Expect those same offers to continue in May โ€” especially since inventory hasnโ€™t budged. With tariffs already impacting Ram 2500s built in Mexico, thereโ€™s extra urgency to sell them now.

See Ram Deals and Discounts Near You

Ford: Employee Pricing Extended

Ford deals May 2025

Ford is keeping the pressure on with its โ€œFrom America, For Americaโ€ employee pricing offer extended through May. And while the campaign helped lower inventory from 139 to 109 days of supply, Ford still has more to sell.

  • High supply remains for the Escape, Bronco, F-150, and Mustang Mach-E.
  • Ford dealerships in the Interior West, Pacific Northwest, and Southwest are most overstocked.
  • In April, Fordโ€™s best APR offers were replaced by employee pricing. We expect some of the more conventional offers to return for May.

Even with employee pricing, shoppers should compare deals carefully. Some traditional APR offers or cash discounts may offer better savings than the flat-rate pricing Ford advertises. Hereโ€™s our full review of Fordโ€™s employee pricing offer

Compare Ford Offers In Your Area

Nissan: Every Sale Counts

May 2025 Nissan deals

In recent months, Nissanโ€™s financial struggles have been in the spotlight. Unless sales improve, Nissan could be headed for serious trouble. However, Nissanโ€™s situation has improved in April, but theyโ€™re far from out of the woods. Inventory levels remain high enough to justify continued deals in May.

  • 98-day supply of new Nissan vehicles.
  • 7,200 leftover 2024 models still unsold.
  • High supply of the Altima, Pathfinder, and Frontier.
  • Nissan dealerships in Texas and the Western U.S. are the most overstocked.

Incentives are still aggressive. Expect low-APR offers (perhaps 0% APRs) on models like the Rogue and Altima, lease specials on the refreshed Armada and Murano, and clearance pricing on aging stock. And for fans of the discontinued Nissan Titan pickup, this is your last chance โ€” just 399 new Titans remain on sale.

See Todayโ€™s Best Nissan Incentives

Infiniti: Luxury Deals You Shouldnโ€™t Overlook

Infiniti has quietly become one of the most overstocked luxury brands. Nissanโ€™s luxury nameplate is even making appearances on the list of slowest-selling cars today. With 131 days of supply, dealers are eager to make sales โ€” especially on slow-moving models. Only Jaguar has slower-selling luxury cars right now.

  • The QX50, QX55, and QX80 are among the most overstocked.
  • April offers included 1.9% APR on several SUVs and up to $4,000 in cash savings on the QX80. We expect these deals to continue in May.
  • High inventory at dealerships in the Southeast, Midwest, and Pacific Northwest gives car buyers in these regions the upper hand in price negotiations.

While the QX60 is made in Tennessee, other Infiniti models built in Mexico and Japan may face price hikes. That makes May a good time to buy before those increases take effect.

Check Infiniti Offers Near You

Jeep: Employee Pricing Likely to Stay

Jeepโ€™s Freedom of Choice employee pricing offer seems to be working โ€” inventory dropped slightly in April โ€” but itโ€™s still 62% above the industry average.

  • 120 days of supply heading into May.
  • 20,297 leftover 2024 Jeeps still remain.
  • Jeep oversupply is highest in the Southwest, Interior West, and Pacific Northwest.

Expect Jeep to continue its low-APR financing and patriotic marketing through May. Whether youโ€™re eyeing a Grand Cherokee, Gladiator, or Wagoneer, thereโ€™s still plenty of room to negotiate, especially on leftover 2024s.

Find the Best Jeep Deals In Your ZIP Code

May 2025 is shaping up to be a great month for car shoppers, especially if youโ€™re flexible about the brand or model. Jeep, Nissan, Infiniti, Ram, and Ford are all under pressure to move vehicles quickly. That gives you the upper hand in negotiations.

For car buyers, that means:

  • Lower interest rates on financing deals
  • Hefty cash discounts on slow-selling models
  • More negotiability as dealers work to clear out old stock

๐Ÿš— Before you buy, make sure youโ€™re getting the best deal possible. Use CarEdgeโ€™s Free Car Buyerโ€™s Guide to compare offers, track inventory trends, and negotiate with confidence. Weโ€™re simply here to help!

New Survey: 83% of Car Buyers Will Cancel Purchase if Prices Rise 25%

New Survey: 83% of Car Buyers Will Cancel Purchase if Prices Rise 25%

Amid a volatile market and looming auto tariffs, a new consumer survey conducted by CarEdge reveals that most Americans are unwillingโ€”or unableโ€”to tolerate further increases in car prices and monthly payments. The Spring 2025 Car Buyer Survey, which gathered over 400 responses from prospective new and used car shoppers, shows just how sensitive demand is to monthly payment hikes.

Key Findings: New Car Buyers

  • Even without any additional price increase, 42% say theyโ€™ve already canceled their car purchase plans due to high prices.
  • 65% of new car buyers say they would exit the market entirely if monthly payments rose by just 5%.
  • 78% would be out if payments rose by 15%, and more than 83% would stop shopping entirely if payments climb 25%.

โ€œThese numbers make it clear: new car affordability is reaching a breaking point,โ€ said Zach Shefska, Co-Founder and CEO of CarEdge. โ€œIf monthly payments increase even slightly, automakers are going to lose a huge chunk of their customer base. 

From 2022 to 2024, incentives were increasing. Now, that trend is reversed, with incentives making up just 7% of the average transaction price. With auto loan rates averaging 9% APR for new cars, any decline in manufacturer incentives could spell trouble for buyers and sellers alike.โ€

Key Findings: Used Car Buyers

  • 37% of used car shoppers report theyโ€™ve already given up on buying due to high prices.
  • Used car shoppers show similar price sensitivity, with 60% saying theyโ€™d be out of the market if prices rose 5%.
  • That figure climbs to 74% at a 15% price increase, and 82% of buyers say theyโ€™d walk away if payments rose 25%.

Income Breakdown: Even High Earners Are Walking Away

The latest CarEdge Car Buyer Survey highlights a striking reality: car buyers at all income levels are reaching their breaking point.

  • Lower income buyers are hit hardest: Among new car buyers with household incomes below $50,000, a staggering 51% have already canceled their purchase plans due to high prices. 
  • For used car shoppers in the same income bracket, the figure is nearly identical at 49%.

Even middle-income households are feeling the pressure:

  • 43% of new car shoppers earning $50,000โ€“$100,000 have also exited the market.
  • 37% of used car shoppers in this income range say theyโ€™ve given up their purchase plans.

And while some might assume high earners are unaffected by todayโ€™s car prices, the data says otherwise:

  • Higher-income households are slightly more resilient in the used market, but even among those earning $150,000 or more, 44% say they would be out of the market if used car prices rise by 5%.
  • Among households earning over $200,000 annually, 32% of prospective new car buyers say theyโ€™ve already walked away. In the used market, 25% of shoppers in this high-income bracket report the same.
  • While only 9% of all new car buyers said they wouldnโ€™t change their plans regardless of price, that number jumps to 24% among households earning $150,000 or more.

โ€œCar affordability impacts all households,โ€ said Shefska. โ€œEven six-figure earners are pushing back. That should be a wake-up call to automakers who have spent years increasing MSRPs and abandoning affordable (sub $25,000) vehicles.โ€

Across the board, households making over $100,000 per year are more price-sensitive than expected, with many drawing firm lines as affordability concerns mount. It’s not just new car shoppers who are reconsidering making a vehicle purchase. We see similar trends among used car buyers:

Shockingly, among households earning over $200,000 per year considering a used vehicle, one quarter say they’ve already canceled their purchasing plans. Thatโ€™s the same percentage as those in the same income bracket who say they wouldnโ€™t change their plans even if used car prices rose by 25%.

Market Implications

These findings come at a time when tariffs are threatening to push car prices even higher. The Trump administrationโ€™s recent pause on some trade duties does not include the automotive sector, where tariffs on imported vehicles remain in place.

โ€œAny further price increasesโ€”whether from tariffs, panic buying, or other pressuresโ€”are likely to trigger a significant drop in demand,โ€ noted Ray Shefska, CarEdge Co-Founder and used car sales veteran with 43 years of experience. โ€œAutomakers should think twice before pushing through further price hikes without offering offsetting incentives.โ€

The average new car transaction price is $47,962, according to Cox Automotive. A 5% increase in new car prices would send average transaction prices above $50,000 for the first time. Our data suggests that if that were to happen, 65% of would-be new car buyers would be out of the market.

CarEdge Car Buyer Survey

Used Car Prices Are Not Immune

While the average used car is more affordable than a new one, used car prices are not insulated from the effects of rising new car prices. If tariffs or production constraints push new car prices even higher, many buyers will inevitably turn to the used car marketโ€”increasing demand and potentially driving up prices for pre-owned vehicles.

As of April 2025, the average used vehicle listing price stands at $25,180, well below the 2022 peak of over $28,000โ€”but still high by historical standards.

โ€œAs demand shifts into the used market, we will see a second wave of price inflation,โ€ Zach Shefska warned. โ€œThat could squeeze budget-conscious buyers even further and delay car ownership for many. We have already seen material price increases at dealer wholesale auctions, and we anticipate price increases to show up on the showroom floor quickly.โ€


About CarEdge

Founded in 2019 by father-and-son team Ray and Zach Shefska, CarEdge is a leading platform dedicated to empowering car shoppers with free expert advice, in-depth market insights, and tools to navigate every step of the car-buying journey. From researching vehicles to negotiating deals, CarEdge helps consumers save money, time, and hassle. Join the hundreds of thousands of happy consumers who have used CarEdge to buy their car with confidence. With trusted resources like the CarEdge Research Center, Vehicle Rankings and Reviews, and hundreds of guides on YouTube, CarEdge is redefining transparency and fairness in the automotive industry. Follow us on YouTube, TikTok, X, Facebook, and Instagram for actionable car-buying tips and market insights.Contact for Media Inquiries:
[email protected] | www.CarEdge.com

5 Things Smart Car Buyers Do โ€” And 5 Mistakes Uninformed Shoppers Make

5 Things Smart Car Buyers Do โ€” And 5 Mistakes Uninformed Shoppers Make

Buying a car is one of the biggest financial decisions most people make. But not everyone walks into the dealership with the same game plan. At CarEdge, weโ€™ve seen the best and worst of car buying strategies โ€” and letโ€™s just say some deals are smarter than others.

Whether you’re buying, leasing, shopping new, or going used, here are the smart moves we recommend โ€” and the costly mistakes to avoid.

5 Things Smart Car Buyers Do

1. Get Pre-Approved Before Visiting the Dealership

Smart buyers always secure financing ahead of time. This gives you a baseline to compare against dealer financing, strengthens your negotiating position, and protects you from inflated interest rates.

How to Get Pre-Approved Like a Pro

  1. Check your credit score
    Lenders use it to determine your rate. Knowing it helps you estimate what youโ€™ll qualify for.
  2. Compare rates from multiple sources
    Look at credit unions, banks, and online lenders. Even a 1% difference in APR can save you hundreds (or thousands).
  3. Apply for pre-approval
    Most lenders let you apply online in minutes. A soft credit check is usually enough to see your rate.
  4. Know your loan terms
    Look beyond the monthly payment. Consider the loan length, APR, and total amount financed.
  5. Bring your pre-approval to the dealership
    Use it as leverage. The dealer may offer better financing to win your business โ€” just be sure to read the fine print.

Finance your car like a pro with this Free Financing Cheat Sheet

2. Use Data to Determine a Fair Out-the-Door Price

Smart shoppers donโ€™t stop at MSRP. They research the true market value, calculate taxes and fees, and request the final out-the-door price upfront โ€” often by phone or email. As long as you share your ZIP code for tax and fee calculations, thereโ€™s no reason a dealer canโ€™t share their out-the-door price.ย 

Concerned about your trade-in? Tell them you want to treat that as a separate transaction, and it shouldnโ€™t impact the OTD price. 

3. Time Their Purchase Strategically

Want a better deal? Smart buyers shop at the end of the month, end of the quarter, or during model year transitions. Dealers are more motivated to close deals when sales targets are on the line.

See the slowest-selling cars in America. These models are highly negotiable!

4. Negotiate Every Line of the Deal

Itโ€™s not just about the price of the car. Smart buyers also negotiate:

  • The value of their trade-in
  • Dealer add-ons
  • Financing and F&I products like warranties or GAP

Take these FREE Cheat Sheets with you to the dealership โ€“ youโ€™ll be glad you did!

5. Think Like a Pro When Leasing

Smart lessees understand their contractโ€™s money factor, residual value, and capitalized cost โ€” not just the monthly payment. They negotiate the selling price just like a cash buyer and always request the lease worksheet before signing.

Sound intimidating? No worries โ€” Hereโ€™s our Complete Guide to Leasing a Car

5 Mistakes Uninformed Car Buyers Still Make

1. Focusing Only on Monthly Payments

A low monthly payment might look good, but it often hides a bad deal. Uninformed buyers donโ€™t calculate total cost โ€” or worse, they fall for 84-month financing just to โ€œmake it work.โ€ Car salespeople are trained to manipulate loan terms so that even buyers with poor credit and little money for a down payment can get into a car thatโ€™s outside their budget. Financially, this is a recipe for disaster. 

Every car buyer should focus on one number: the out-the-door price. The OTD price is not just the selling price of the car, it also includes taxes and fees so you know how much youโ€™re really paying. Check out our free OTD price calculator for real-world examples.

2. Walking Into the Dealership Without Research

The worst way to start a deal is blind. Shoppers who skip research are more likely to overpay, fall for sales pressure, or miss out on available incentives.

Luckily, weโ€™ve got exactly what you need to do your research. Here are just a few of our best free resources:

Free Original Window Sticker โ€“ Know ALL about the vehicle before you head to the dealership.

Check for the latest incentives โ€“ See 0% APR financing, cheap lease offers, and cash deals.

See how your car ranks โ€“ Compare depreciation, maintenance and insurance costs, and more with CarEdgeโ€™s Research Hub.

Car Buying Calculators โ€“ From car loan calculators to depreciation forecasts, and everything in between.

Weโ€™re on a mission to demystify car buying, selling, and ownership for all. Weโ€™ve got car buying help for every budget.

3. Trading In Without Knowing Their Carโ€™s Value

Smart buyers use tools like CarEdgeโ€™s Car Value Comparison tool to know exactly what their vehicle is worth. The uninformed? They let the dealer set the price.

Always treat your trade-in as a separate transaction. Expect the dealership salesperson try and force the transactions together, but make it clear youโ€™re not interested in that.

[Free Guide] Car Trade-In Tactics for Success

4. Signing a Lease They Donโ€™t Understand

A โ€œsign and driveโ€ lease might seem simple โ€” until you get hit with overage fees or lease-end penalties. Always review the full lease terms and avoid large down payments.

Avoid Costly Mistakes with These 7 Cheat Sheets, From Leasing to Buying & More!

5. Assuming Used = Cheaper

Not always. Some used vehicles cost more to finance than new ones โ€” and buyers often skip vital checks like accident history, open recalls, or a mechanicโ€™s inspection. Learn more about the importance of a pre-purchase inspection. Don’t get stuck with an unreliable car!

In 2025, the average used car loan rate is about 14% APR. Thatโ€™s about 5% more than new car loan rates. Car buyers with excellent credit can even qualify for zero percent financing on select models. Always consider the total cost of ownership before deciding which vehicle is best for your budget.

Final Thoughts

Car buying cheat sheet

Car buying doesnโ€™t have to be intimidating โ€” but it does require a plan. Whether youโ€™re buying or leasing, the smartest thing you can do is show up informed and ready to negotiate.

Need help getting the best deal?
๐Ÿ“ž Talk to a CarEdge Concierge for white-glove service โ€” have us negotiate your deal from start to finish!
๐Ÿ“Š DIY negotiators save BIG with CarEdge Pro. See local pricing and market trends before you buy.