CarEdge Insights
CarEdge saved me over 4,500 dollars on a brand new Honda Pilot. I can't say thank you enough.
Price intelligence
Find a wide range of vehicle listings with market insights on new and used listings near you.
The Most Expensive Cars to Insure in 2025
Not all cars are created equal when it comes to insurance costs. While some models are budget-friendly, others will cost drivers thousands more every year in premiums. High repair bills, performance-focused designs, and riskier driver profiles are just some of the factors that push insurance rates higher.
To help you make sense of it, we analyzed insurance data for over 300 models and ranked the most expensive cars to insure in 2025. Our data is based on a 40-year-old driver with good credit, a clean record, and about 13,000 miles driven per year.
At CarEdge, we’ve built our rankings on millions of listings and insurance data points so you can shop smarter, with full transparency on what ownership really costs.
The 10 Most Expensive Cars to Insure
Insurance costs can soar when it comes to sports cars, luxury SUVs, and high-performance trucks. At the very top is the Nissan GT-R, with an average annual premium of $6,079. That’s nearly triple the cost of insuring the cheapest mainstream SUVs.
The Chevrolet Corvette Z06 ($3,351) and both the GMC Hummer EV ($3,218) also ranks among the priciest, thanks to high repair costs and a massive battery. The Ford F-450 ($3,179) shows that heavy-duty trucks can be just as expensive to cover as exotic performance cars.
The Hyundai Palisade is the big surprise on the list. As a popular family hauler, it’s unclear why insurers are charging more for coverage of the Palisade. On average, it costs $2,995 to insure the Palisade for one year.
Other costly models include the Chevrolet Corvette Stingray ($3,145), Nissan Z ($2,916), Toyota GR Supra ($2,914), and GMC Sierra 3500HD ($2,913).
Looking for more insurance rankings? This is just the beginning. See the complete data right here.
Why Are These Cars So Expensive to Insure?
A few key factors make these cars and trucks the most expensive models to insure right now.
- Performance and risk: Sports cars like the Nissan GT-R and Corvette Z06 are built for speed, which insurers associate with higher accident risks.
- Repair and replacement costs: EVs and luxury models, like the Hummer EV and Palisade, require expensive parts and specialized service.
- Size and liability: Large trucks such as the Ford F-450 and GMC Sierra can cause more damage in a collision, raising liability exposure.
What Are the Cheapest Cars to Insure?
Looking for the models with the lowest insurance premiums? We’ve got you covered.
👉 Here are the 10 cheapest cars to insure right now.
Are You Overpaying for Insurance?
Even if your car isn’t on this list, there’s a good chance you’re paying more than you should. Studies have shown that 3 out of 4 drivers qualify for a lower rate when shopping around. Insurance companies often don’t reward loyalty, and drivers can save by comparing quotes.
With CarEdge’s insurance quote comparison tool, you can see if you’re getting the best rate in minutes. It’s free, quick, and could save you hundreds per year.
The Cheapest Cars to Insure in 2025
Finding the cheapest cars to insure isn’t just about picking vehicles with the lowest sticker price. Many factors matter, from advanced safety features and affordable repair costs to the typical driver profile. To help car shoppers make smarter decisions, we analyzed insurance data for over 300 models, comparing the least and most expensive vehicles to insure. Our rankings focus on what a 40-year-old driver with a clean record and good credit can expect to pay for full coverage, driving an average of 13,000 miles each year.
At CarEdge, we’ve analyzed millions of listings and insurance data points to give you transparent, reliable insights. Our goal is simple: help you make smarter, more informed car-buying decisions with real data you can trust.
Click on any vehicle to see a full breakdown of insurance costs, as well as other factors in the total cost of ownership.
The 10 Cheapest Cars to Insure
Insurance costs can vary widely depending on the car you drive, but our analysis shows which models consistently land among the cheapest cars to insure. At the top of the list is the Mazda CX-5, with an average annual premium of just $1,912. Closely behind are the Honda CR-V ($1,916) and Hyundai Kona ($1,925).
Subaru models also make a strong showing, with the Outback ($1,929) and Crosstrek ($1,933) offering affordable coverage thanks to their safety features and all-weather versatility. Even a minivan, the Chrysler Voyager ($1,933), ranks among the least expensive vehicles to insure, showing that family-friendly designs often keep premiums low.
Other affordable picks include the Hyundai Tucson ($1,941), Mazda CX-30 ($1,945), and Kia Niro ($1,950). For drivers who want something rugged, the Jeep Wrangler ($1,949) also makes the list.
Overall, the data highlights a clear trend: mainstream, affordable SUVs and crossovers dominate the rankings for low insurance costs.
Looking for more insurance rankings? This is just the beginning. See the complete data right here.
What Are the Most Expensive Cars to Insure?
Wondering which cars have the most expensive insurance premiums? We’ve got the data you’re looking for.
👉 These are the 10 most expensive cars to insure right now.
Are You Getting Your Best Rate?
Did you know that auto insurance companies don’t always reward loyalty with lower rates? Most drivers don’t find this out until they finally get around to shopping for lower quotes. It can’t hurt to see if you’re getting your best rate. Find out with CarEdge’s insurance quote comparison tool!
All of the Best Labor Day SUV Sales for September 2025
Why wait for incoming 2026 models if 2025 crossovers and SUVs are more affordable? Labor Day sales are here, and it’s clear which automakers are looking to sell some SUVs before year-end sales arrive in a few month’s time. From 0% APR financing to dirt-cheap leases, here are the best SUV deals for Labor Day 2025.
Audi Labor Day Deals
2025 Audi Q4 e-tron
Labor Day Deal: Lease from $299/month
Offer valid through: 9/30/2025
Base MSRP with destination: $51,095
Lease the 2025 Audi Q4 e-tron for $299/month for 24 months, $4,244 due at signing. This lease offer includes the $7,500 EV lease credit, which ends on September 30, 2025.
See offer details, and view Audi listings in your area
Buick Labor Day Deals
2025 Buick Encore GX
Labor Day Deal: Lease with $0 down
Offer valid through: 9/2/2025
Base MSRP with destination: $27,335
Lease the 2025 Buick Encore GX AWD Preferred for $349/month for 39 months with $0 down at signing for current GM lessees (ultra-low mileage lease).
See offer details, and view local Buick listings
Chevrolet Labor Day Deals
2025 Chevrolet Equinox EV
Labor Day Deal: 0% APR for 60 months
Offer valid through: 9/2/2025
Base MSRP with destination: $34,995
For Labor Day 2025, lock in 0% APR for 60 months, or lease the Equinox EV LT trim from $319/month for 24 months with $3,649 due before taxes and fees.
The Equinox EV qualifies for the $7,500 federal EV tax credit, which ends on September 30, 2025.
2025 Chevrolet Trax
Labor Day Deal: Lease with just $2,509 due
Offer valid through: 9/2/2025
Base MSRP with destination: $21,895
Lease the 2025 Chevrolet Trax for $269/month for 36 months, $2,509 due at signing. The Trax is one of the few crossovers available for well under $25,000.
See offer details, and view local Chevrolet listings
Honda Labor Day Deals
2025 Honda Prologue
Labor Day Deal: Lease for just $159/month
Offer valid through: 9/2/2025
Base MSRP with destination: $48,850
Lease the 2025 Honda Prologue AWD EX for $159/month for 24 months, $2,599 due at signing.
This lease well under $200/month with little money down is the best EV lease offer for Labor Day. This offer includes the application of the federal EV tax credit, which ends on September 30, 2025. It’s wild seeing a nearly $50,000 car available to lease for $159 a month.
See offer details, and view local Honda listings
Hyundai Labor Day Deals
2025 Hyundai Palisade
Labor Day Deal: 0% APR for 60 months
Offer valid through: 9/2/2025
Base MSRP with destination: $38,695
This is a rare offer for one of Hyundai’s best-sellers, but it’s not quite surprising since revamped 2026 Palisade models are now arriving daily.
2025 Hyundai Santa Fe
Labor Day Deal: 0% APR for 60 months
Offer valid through: 9/2/2025
Base MSRP with destination: $35,795
Santa Fe sales have slowed following a spike with the introduction of the redesign last year. But that doesn’t mean it’s a bad SUV by any means. This is a great offer that won’t last forever.
See offer details, and view local Hyundai listings
Jeep Labor Day Deals
2025 Jeep Grand Cherokee L
Labor Day Deal: $6,000 Bonus Cash Allowance
Offer valid through: 9/2/2025
Base MSRP with destination: $41,030
Jeep is offering $6,000 off the 2025 Grand Cherokee L Limited 4×4 in August. The Grand Cherokee is one of the better-selling Jeep models right now, but with an oversupply on dealership lots, even the Grand Cherokee isn’t safe from clearance sales. See Jeep offer details.
See offer details, and view local Jeep Grand Cherokee L listings
Lincoln Labor Day Deals
2024 Lincoln Corsair
Labor Day Deal: Lease the 2024 Corsair for $276/month
Offer valid through: 9/2/2025
Base MSRP with destination: $41,030
Lease the 2024 Lincoln Corsair for $276/month for 24 months with $4,325 due at signing.
It’s important to note that this offer is for remaining 2024 inventory, but it’s the most affordable Lincoln offer we’ve seen in recent years. Leasing a luxury SUV is virtually unheard of for under $300/month.
See offer details, and view Lincoln listings
Mazda Labor Day Deals
2025 Mazda CX-90
Labor Day Deal: $10,000 Lease Cash
Offer valid through: 9/2/2025
Base MSRP with destination: $51,475
The 3-row Mazda CX-90 is a great choice for growing families. This particular offer is for the CX-90 Hybrid, which is a plug-in hybrid with 26 miles of all-electric range before the hybrid engine kicks in.
See offer details, and view Mazda listings in your city
Nissan Labor Day Deals
As Nissan looks to claw back market share from Hyundai, Kia, Toyota, and the others, big incentives continue for Labor Day 2025. We’ve never seen such an abundance of zero percent financing for months on end.
All of the following Nissan SUVs have 0% APR for 60 months right now:
- 2025 Nissan Rogue
- 2025 Nissan Murano
- 2025 Nissan Pathfinder
See offer details, and view local Nissan listings
Tesla Labor Day Deals
2025 Tesla Model Y
Lease the 2025 Model Y Long Range Rear-Wheel Drive from $399/month for 36 months with $3,000 due at signing. This lease offer includes the $7,500 EV lease credit, which ends on September 30, 2025.
Tesla doesn’t announce when incentives will expire, so this offer could change at any time.
Volkswagen Labor Day Deals
2025 Volkswagen ID.4
Labor Day Deal: 0% APR for 72 months
Offer valid through: 9/2/2025
Base MSRP with destination: $41,420
The Volkswagen ID.4 may be German-engineered, but it’s manufactured entirely in Chattanooga, Tennessee. That means it qualifies for the $7,500 EV tax credit, which expires on September 30.
See offer details, and view local VW listings
Is Labor Day the Best Time to Buy a Car?
Although it’s not the official best time to buy a car, Labor Day is one of the few times of the year that lease offers truly shine. The top place trophy goes to December’s year-end clearance sales, but September will have plenty to offer SUV shoppers. Dealers want 2025 inventory gone before 2026 models start to crowd dealership lots. That means more sales, and the beginnings of a buyer’s market.
Time is of the essence for Labor Day 2025 lease deals. Most manufacturer incentives end on September 2, but some sales could stretch through the month. EV buyers should know that the $7,500 federal tax credit expires on September 30, so act fast.
Tired of car buying hassles? Let a professional do it for you! Learn how CarEdge makes car buying (or leasing) easier than ever before.
The Best Luxury Lease Deals of Labor Day 2025
Luxury brands are making big moves this Labor Day. Lease deals dominate as automakers like Audi, BMW, Rivian, and others work to broaden their appeal and lower the barrier to entry for shoppers eyeing a luxury badge. Below, we’ve rounded up the best luxury car deals you can find for Labor Day 2025. Remember, shop prepared with expert insights for the luxury market, or let AI do it all for you.
Alfa Romeo Tonale
Lease the 2025 Alfa Romeo Tonale for $294/month for 36 months, $4,999 due at signing.
See offer details, and view Alfa Romeo listings
Audi Q4 e-tron
Lease the 2025 Audi Q4 e-tron for $299/month for 24 months, $4,244 due at signing.
See offer details, and view Audi listings in your area
BMW X3
Lease the 2025 BMW X3 for $599/month for 39 months, $5,589 due at signing.
See offer details, and view BMW listings in your area
Range Rover Velar
Lease the 2025 Range Rover Velar for $749/month for 36 months, $6,995 due at signing.
See offer details, and view local Range Rover listings
Lincoln Corsair
Lease the 2024 Lincoln Corsair for $276/month for 24 months with $4,325 due at signing.
See offer details, and view Lincoln listings
Lucid Air
Lease the Lucid Air Pure for $509/month for 36 months with $2,869 due at signing.
Mercedes-Benz GLA 250
Lease the 2025 Mercedes-Benz GLA 250 SUV for $469/month for 36 months, $4,663 due at signing.
See offer details, and view local Mercedes-Benz listings
Polestar 3
Lease the 2025 Polestar 3 for $399/month for 27 months with $5,399 due at signing.
See offer details, and view Polestar inventory
Rivian R1S and R1T
$12,000 – $15,500 in combined lease savings
For Labor Day deal season, Rivian is offering an Endless Adventure Bonus, and an Electric Refresh offer. For eligible vehicles and buyers, these offers can compliment the $7,500 EV lease credit, which ends in September.
See offer details at Rivian.com
Tesla Model 3
Lease the 2025 Tesla Model 3 rear-wheel drive for $299/month for 36 months with $3,000 due at signing.
See offer details at Tesla.com
Volvo XC40
Lease the 2025 Volvo XC40 Core Bright for $409/month for 36 months, $2,689 due at signing.
See offer details, and view Volvo listings
Are Luxury Car Specials Worth It This Labor Day?
A few times each year, luxury cars become a little more attainable for millions of drivers as incentives spike. Labor Day 2025 is one of those times. From lease specials with surprisingly low monthly payments to 0% APR financing, August and September will be your best shot at a deal until December.
Most of these luxury lease deals expire on September 2, 2025. We’ll update this page with the new deals that arrive following Labor Day.
Don’t go it alone. Shop prepared with market data on your side, made possible by CarEdge Pro. Or better yet, let CarEdge Concierge handle the hard part: finding the right car and negotiating the best terms, so you can focus on enjoying the drive.
Let us know how we can help!
About CarEdge
CarEdge is a trusted resource for car buyers, offering data-backed insights, negotiation tools, and expert guidance to help consumers save time and money. Since 2019, CarEdge has helped hundreds of thousands of drivers navigate the car-buying process with confidence. Learn more at CarEdge.com.
![The Best Labor Day Full-Size Truck Deals [September 2025]](https://caredge.com/wp-content/uploads/2025/06/2025-Ford-F-150-Tremor-1080x675.jpg)
The Best Labor Day Full-Size Truck Deals [September 2025]
This Labor Day, automakers are rolling out rare incentives to keep truck sales moving along, and that means 0% APR financing, cheap lease payments, and cash discounts on full-size trucks. If you’ve had your eye on a full-sized truck, these September Labor Day deals are worth a closer look.
Most Labor Day sales run through September 2, 2025, but since Labor Day falls on September 1 this year, it’s likely that many of these promotions will stick around well into the month.
2025 Ford F-150
Labor Day Deal: Lease the F-150 for $499/month for 36 months with $499 due at signing
With just $499 due at signing, Ford’s Labor Day lease special is about as close as it gets to a no-money-down offer on America’s best-selling truck.
This offer expires on 9/2/2025. See Ford F-150 local listings and offer details.
2025 Chevrolet Silverado 1500
Labor Day Deal: 0% APR for 36 months
Chevy is keeping things simple with 0% APR for 36 months on the Silverado 1500. At today’s high interest rates, this adds up to several thousand dollars in interest savings.
This offer expires on 9/2/2025. See Silverado local listings and offer details.
2025 GMC Sierra 1500
Labor Day Deal: 0% APR for 36 months
Clearly, GM is looking to sell some trucks. The Sierra 1500 matches its Chevy sibling this Labor Day with 0% financing for three years.
This offer expires on 9/2/2025. See Sierra 1500 local listings and offer details.
2025 Toyota Tundra
Labor Day Deal: 1.99% APR for 72 months in select markets
Toyota’s 1.99% APR for up to 72 months is one of the longest-term low-interest deals on the list, though availability may vary by region. Be sure to check offer details for your ZIP code.
This offer expires on 9/2/2025. See Tundra local listings and offer details.
2026 Ram 1500
Labor Day Deal: 2.9% APR for 72 months
A 2026 model with low-APR incentives? Unexpected, but we’ll take it! The 2026 Ram 1500 comes with 2.9% APR financing for six years.
This offer expires on 9/2/2025. See Ram 1500 local listings and offer details.
2025 Chevrolet Silverado EV
Labor Day Deal: 0% APR for 60 months plus $7,500 federal tax credit (ends 9/30/2025)
The Silverado EV offers up to 492 miles on a charge thanks to its massive battery. It’s also the best electric truck for towing, according to many reviewers. To top that off, it charges like a beast.
If you plan to take advantage of the $7,500 EV tax credit that expires on September 30, you’ll need to stick below the $80,000 price cap for trucks.
This offer expires on 9/2/2025. See Silverado EV local listings and offer details.
Don’t Expect Prices to Get Any Cheaper in 2026
Automakers are leaning on heavy incentives to keep sales strong, and buyers are the ones reaping the benefits. From zero percent financing to dirt cheap leases, the Labor Day truck deals this August and September are head-turners.
Among them, Ford’s lease offer with nearly zero money down stands out as a true gem — a rare find in today’s high interest rate environment. No matter what truck you’re after, just don’t wait too long. After September, the next real chance for savings won’t arrive until the year-end clearance sales in December.
Final Word
Full-sized truck deals don’t get much better than this. With 0% APR offers and Ford’s cheap lease deals, and even regional APR specials from Toyota, September is the sweet spot for locking in a truck deal. Prices are only headed higher in 2026, so waiting could cost you.
At CarEdge, you’ll never overpay for a pickup. Learn more about how CarEdge makes truck shopping quick and easy.
