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Do You Have Equity In Your Car Lease? How to Find Out and Cash In

Do You Have Equity In Your Car Lease? How to Find Out and Cash In

Whether you’re considering a lease for your next car or currently have a car on lease, you’re probably aware that a lease gives you no ownership. However, many dealerships processing end-of-lease returns neglect to mention an important detail. In some cases, when a lease is returned, the car has equity on it worth hundreds or even thousands. It’s called auto lease equity, and it’s money that should go in your pocket.

What auto lease equity means

car lease equity - what to do at the end of a lease

When you lease a car, you don’t get to drive it as much as you want. Rather, the lease is made out for a specific mileage level. Depending on the model and contract, you could be allowed anything from 30,000 miles to 60,000 miles in the three years that you keep the car. If you go over your mileage limit, you will be charged for overages when it’s time to return the car at the end of the 36-month lease period. This can be an expensive miscalculation on your part, so be careful to not exceed your mileage limit, unless you’re prepared to pay up at the end.  

Should the opposite happen – if you manage to drive less than you’re allowed – you’ll have ended up paying more for the car than you’ve actually used. It’s this difference that makes up the equity that you have in your car. When the dealership sells the car on the used market, they are likely to get more than they originally hoped for, as they expected the car to have more mileage. They should give you a share of this windfall. Depending on the model and how many miles you’ve managed to save, you could have equity worth a substantial sum of money in the car.

How to tell if you have car least equity

If you’re wondering whether you have auto lease equity, the process is simple.

  1. Start by finding your lease payoff amount, which you can get from your leasing company.
  2. Next, check your car’s current market value using trusted tools like the CarEdge Instant Car Value tool, or by looking at local listings for the same make, model, and mileage.
  3. If your car’s market value is higher than the lease payoff, you have positive equity—meaning you can potentially sell or trade in your car for a profit. If the payoff is higher, you’re in negative equity, and it may be better to hold onto the lease until it ends.

See, we told you it would be simple. It’s worth checking if you have lease equity, especially if you’re not too happy with your current ride.

What do you get for lease equity?

Most dealerships don’t pay cash for the lease equity that your car brings them. Rather, they offer to give you credit that you can put towards your next lease, buying a new car, or even if you decide to buy the leased car outright. That’s always an option. Unfortunately, dealerships are often less than upfront about lease equity, and often fail to bring up the subject in the hope that their customers won’t know enough to ask.

See all of your lease-end options

Before you hand in the key at the end of your lease, it’s important that you look at the odometer and determine how many miles you’ve saved. If you’re under your lease mileage allowance, you should bring it up when it comes time to give back the car. Doing so could save you a lot of money in the form of a hefty discount on your next car.

Now for some free car leasing advice from CarEdge co-founder Ray Shefska! Subscribe to our YouTube channel for more tips and tricks for buyers and sellers.

Year-End Car Sales: When 2025’s Sales Begin, and How to Maximize Savings

Year-End Car Sales: When 2025’s Sales Begin, and How to Maximize Savings

If you’re shopping for a car in 2025, timing matters more than ever. Interest rates, expiring EV incentives, and dealership lots overflowing with new models have created a rare window for buyers to save big. But here’s the catch: not everyone should buy now.

For most car shoppers, the smartest move is to wait for year-end car sales in November and December. EV buyers are the exception, and we’ll explain why.

When Do Year-End Car Sales Begin in 2025?

Mark your calendar. The first big wave of year-end deals will show up around Black Friday in late November. But the real flood of discounts lands in December, when automakers and dealers face the end-of-year crunch.

This is when manufacturers pile on cash rebates, 0% APR financing, and lease specials to hit sales targets and clear out inventory. Dealers are under pressure too, eager to move 2025 models off the lot before they officially become “last year’s cars.”

Now that we’ve covered when showtime will arrive, let’s get into who should wait for year-end specials, and who should just go ahead and buy now.

EV Buyers: Act Before September 30, 2025

year-end car sales 2025

If you’re considering an electric vehicle, the clock is ticking. The federal EV tax credit expires on September 30, 2025. New IRS guidance confirms that buyers can still claim the credit as long as they have a binding written order with a deposit in place by that date—even if delivery happens later.

For the first time ever, electric vehicle inventory is lower than the overall new car market, at least by the Market Day Supply measure of demand. As buyers rush to snag their $7,500 point-of-sale discount or tax credit, several top electric models have fallen below 30 days of market supply. This makes EVs less negotiable for the time being, at least until inventory builds back up.

Ray Shefska, CarEdge co-founder, puts it plainly:

“EV shoppers should take advantage of the federal tax credits before they expire. Do it now, not later. It will be a while before EVs pile up on dealership lots again, so now is your best chance at savings.”

If you’re buying an EV, September is your deadline. After that, the credit vanishes, and you’ll be left paying more until inventory builds back up in 2026. Check out local EV listings with insider market data.

ICE Buyers: Wait for Year-End Sales

Toyota year-end sales 2025

If you’re shopping for a gas-powered or hybrid vehicle, patience will pay off. Unlike EV buyers who need to act fast, the best move for everyone else is to wait until year-end sales in November and December.

That’s when automakers roll out their biggest discounts of the year to clear 2025 models off lots and make room for 2026 arrivals. Expect 0% APR financing, thousands in cash rebates, and aggressive lease specials once Black Friday kicks off the season.

Ray Shefska puts it this way:

“Manufacturers and dealers get more aggressive in December than at any other time of the year. That’s when you’ll see the deals worth waiting for.”

If you’re buying an ICE or hybrid model, hold off until year-end. You’ll likely save more by waiting just a few months than by rushing into a deal today.

What Cars Will Have the Best Year-End Sales?

If you’re hunting for the deepest discounts this November and December, look at leftover 2025 models. With 2026 vehicles already arriving, automakers don’t want unsold inventory sitting around. That’s where the best year-end car sales will be found.

As of September 2025, two-thirds of all new car inventory is from the 2025 model year. Open to something older for a greater discount? There are 90,000 2024 models that are still looking for buyers. Buyers should confidently negotiate at least 15% off MSRP for these cars and trucks that will soon reach their second birthday without a buyer.

Expect to see aggressive year-end car deals on:

  • Crossovers and SUVs from brands like Nissan, Mazda, Hyundai, Kia, and Ford. Don’t expect Toyota, Lexus, or Honda to match the sales from these brands with higher inventory.
  • Trucks and larger SUVs, which dealers are most eager to clear out before 2026 pricing arrives. These are high-margin vehicles, but dealers know they also depreciate quickly.
  • Select luxury models, where MSRP hikes are already announced for next year. Look for big deals from Audi, Lincoln, and BMW. 

Put simply: year-end sales are the last chance to score thousands off a 2025 model before automakers reset the board with higher 2026 prices.

Why Not Wait? Blame 2026 MSRPs

If you’re thinking about waiting until next year, think twice. Automakers are already rolling out price hikes for 2026 models, and they’re not small. Subaru has announced increases across much of its lineup, Chevrolet is sneaking in higher MSRPs and padded destination fees, and other brands are following suit.

The truth is, MSRPs rarely fall, and 2026 will be no exception. Even if incentives improve later, higher sticker prices and fees mean many buyers will end up paying more. That’s why year-end 2025 car sales are your best shot at grabbing a 2025 model before the price resets upward.

Falling Interest Rates Could Change the Game

Here’s another reason to wait: the Federal Reserve is expected to cut interest rates in late 2025, with meetings in September, October, and December. By November and December, auto financing could finally become more affordable.

Lower rates mean two things:

  1. Cheaper payments for buyers. Even a 1% drop in your rate could total over $1,000 in savings over a typical 72-month auto loan.
  2. A potential rush of competition for popular models, especially Toyotas, Hondas, and Lexuses that rarely feature low-APR incentives.

That’s why it pays to be prepared. Shoppers who know what fair pricing and rates look like will be better positioned when demand picks up.

Remember to Shop the Deals

Dealers love to talk about monthly payments, but don’t let that distract you from the total out-the-door cost. Always shop around before accepting a higher APR from the dealership, especially if you’re buying in-demand models like Toyota, Lexus, or Honda. Competitors like Mazda, Hyundai, and Kia commonly offer greater discounts and APR incentives.

CarEdge can help you compare financing offers, negotiate discounts, and avoid dealer tricks. Whether you’re looking at year-end clearance sales or considering one of the last EV credits, the right strategy can save you thousands.

See how we can help make car buying easy and pain-free, no matter your budget.

The Fastest and Slowest-Selling EVs in October 2025

The Fastest and Slowest-Selling EVs in October 2025

Last month, EVs were flying off dealer lots in the last days of the federal tax credit. Now, in October, the market is adapting to a new reality without incentives. Knowing which models are moving quickly, and which are stagnant, can give you the upper hand.

We analyzed October 2025 car market data to find the EVs with the lowest and highest market day supply (MDS). MDS measures how many days it would take to sell through current inventory at the current sales pace. Here are the standouts in today’s EV market.

Top 10: The Fastest-Selling EVs Right Now

The Audi Q6 e-tron is the fastest-selling EV in 2025

These are the EVs with the lowest market day supply as of October 2025. That means they’re in high demand right now, and likely harder to negotiate on due to limited availability.

MakeModelMarket Day SupplyTotal For Sale45-Day SalesAverage Selling Price
AudiQ6 e-tron43714,644$67,518
VolkswagenID.467565,351$47,481
HondaPrologue111,9748,514$54,017
HyundaiIONIQ 5255,6049,967$51,650
PorscheMacan EV388561,152$87,805
BMWi4391,6391,889$66,479
ChevroletEquinox EV449,2159,911$40,041
JeepWagoneer S441,4441,554$59,543
KiaEV6623,1562,277$49,353
PorscheTaycan661,094742$141,455


Source: CarEdge Pro

For the first time ever, the Audi Q6 e-tron is the fastest-selling EV in America. The Volkswagen ID.4 is in second place as the September rush lifted sales rates. VW Group has three models in the top 10 right now, which is far from usual. The Macan EV has been a hot seller for Porsche.

Mercedes-Benz, Chevrolet, and Hyundai also have models in the top 10. The Chevy Equinox EV and Hyundai IONIQ 5 are the best-selling electric cars outside of Tesla right now, at least in terms of total sold. 

Bottom 10: The Slowest-Selling EVs in 2025

The Cadillac Escalade IQ is the slowest-selling EV in 2025

These EVs have the highest MDS, meaning they’re sitting unsold for far longer than average. Buyers may be able to score bigger discounts on these models — especially with CarEdge’s AI Negotiator doing the legwork for you.

MakeModelMarket Day SupplyTotal For Sale45-Day SalesAverage Selling Price
CadillacEscalade IQ1943,639844$142,724
HyundaiIONIQ 91574,3801,256$70,060
VolkswagenID.BUZZ1423,058967$67,503
VolvoEX901241,435521$88,031
CadillacVistiq1094,6361,917$81,766
CadillacLyriq977,0133,239$66,145
GMCSierra EV1133,9141,555$87,106
GMCHummer EV964,7842,239$98,791
ChevroletSilverado EV863,2241,688$74,597
FordMustang Mach-E8516,6458,791$47,979

Source: CarEdge Pro

Cadillac’s Escalade IQ is the slowest-selling EV in America right now, with an eye-popping 194 days of supply. Luxury EVs dominate the slowest sellers, including the Volvo EX90 and Cadillac Vistiq.

Volkswagen’s ID.BUZZ has never been the hot seller that was once expected. Industry insiders suspect this is because of two things: high prices and slow charging compared to the competition.

The Ford Mustang Mach-E also finds itself here again, although sales have been picking up quickly. For buyers, these EVs are the most negotiable in October, but only if you know how to negotiate. Or, let AI negotiate for you.

What This Means for EV Shoppers

If you’re chasing a deal, start your search with the slowest sellers. High inventory levels give you leverage, and dealers will be more motivated to talk price. Federal incentives are gone, so traditional car market dynamics will shape negotiability moving forward. Where supply far exceeds supply, you’ll always have more leverage.

Thinking about leasing? It’s worth considering. EVs tend to depreciate faster than gas-powered cars, and leasing can protect you from steep resale losses down the road. See depreciation forecasts for free with CarEdge’s Research Hub.

Want Help Navigating the EV Market?

CarEdge AI Negotiator

With CarEdge Concierge, our experts handle everything from finding available inventory to negotiating with dealers. Already know the exact EV you want? Use our first-ever AI Negotiator and let CarEdge AI negotiate with dealers anonymously on your behalf. It’s our most affordable car buying help ever!

You can also explore free tools like cost of ownership comparisons, car market updates, and our most popular free resource, downloadable negotiation cheat sheets. There’s no reason to shop unprepared in 2025.

The Fastest and Slowest Selling Trucks in November 2025

The Fastest and Slowest Selling Trucks in November 2025

The gap between the fastest and slowest-selling pickups is wider than ever in 2025. With some trucks selling in just over a month, and others sitting unsold for over six months, knowing what’s hot (and what’s not) can make or break your next deal. 

That’s why understanding Market Day Supply (MDS) is more important than ever for anyone buying or selling a truck in 2025. At CarEdge, we used real-time inventory and sales data to identify the fastest- and slowest-selling trucks in November.

MDS tells us how long it would take to sell all the current inventory of a particular model at the current sales pace, assuming no new units are added. A low MDS means a truck is selling quickly. A high MDS, on the other hand, signals oversupply, and that can mean buyers have more leverage at the dealership.

Whether you’re buying new or considering a trade-in, here’s what the latest market data from CarEdge Pro reveals about the best-selling and worst-selling trucks in America.

The 10 Fastest-Selling Trucks in November 2025

The fastest-selling trucks in November 2025

These trucks are in high demand and selling quickly. But if you’re hoping to negotiate a deal on one of these, don’t count on much wiggle room unless you work with a pro.

MakeModelMarket Day SupplyTotal For Sale45-Day SalesAverage Selling Price
ToyotaTacoma4251,24554,331$45,723
ToyotaTundra4630,62130,099$63,206
FordF-450 Super Duty581,5781,233$96,354
FordF-150 Lightning866,8433,563$69,161
ChevroletSilverado EV862,9461,541$60,307
ChevroletSilverado 2500HD10430,61113,288$40,224
HondaRidgeline10411,9135,167$26,414
ChevroletSilverado 150010777,79932,621$29,978
ChevroletColorado11927,94910,527$25,301
GMCSierra 150011956,67621,350$35,094

Source: CarEdge Pro

The Toyota Tacoma is the fastest-selling pickup truck in November 2025. On average, this heavy duty pickup truck sits on the lot for a little under two months before finding a buyer. Toyota’s Tundra is in second place at 46 days of supply, with trucks from GM far behind.

We didn’t expect to see two electric trucks on the list of fastest-selling pickups this month. Now that federal EV incentives have expired, the F-150 Lightning and Silverado EV are not likely to return to this list anytime soon.

The 10 Slowest-Selling Trucks in October 2025

Slowest-selling trucks in November 2025

On the flip side, these trucks are struggling to move. Some of these trucks are taking more than six months to sell on average. If you’re in the market, these pickup trucks offer room for negotiation, especially with DIY market insights.

MakeModelMarket Day SupplyTotal For Sale45-Day SalesAverage Selling Price
RamRam 250018439,1369,577$67,626
FordF-350 Super Duty15131,0719,252$76,907
FordF-250 Super Duty14546,27514,321$71,249
NissanFrontier14521,6056,687$22,513
JeepGladiator14519,5166,039$34,416
RamRam 350014411,6523,636$48,755
FordMaverick13637,26912,313$33,733
FordRanger13522,1057,358$43,481
RamRam 150013052,20118,037$30,467
FordF-150120114,33842,806$59,535

Source: CarEdge Pro

The Ram 2500 is the slowest-selling truck in America right now. Trucks from Stellantis brands (Ram and Jeep) take up four of the bottom 10 spots in November. Sellers can expect these slow-selling trucks to sit on the lot for at least four months, but this creates great chances to negotiate savings for buyers.

Thinking About Buying or Selling?

As the truck market ebbs and flows, it’s easy to become overwhelmed. Luckily, there are new tools and services available that take the hassle out of buying a truck entirely. Here’s how CarEdge can help.

👉 Negotiate anonymously with CarEdge AI (NEW!)

👉 Have a pro negotiate your deal with CarEdge’s Car Buying Service

👉 See your truck’s real market value with CarEdge Pro

The Fastest and Slowest Selling SUVs in November 2025

The Fastest and Slowest Selling SUVs in November 2025

It’s true that SUVs have taken over the car market in recent years, but not all are hot sellers. In fact, the gap between the fastest and slowest-selling models is growing. In 2025, some SUVs and crossovers are being scooped up as soon as they hit the lot, while others are sitting unsold for more than six months. Whether you’re a buyer looking for a great deal or a seller trying to time the market, understanding which SUVs are moving (or not) is essential.

We analyzed November car market data to find the SUVs with the lowest and highest market day supply (MDS). MDS is a measure of how many days it would take to sell through current inventory at the current sales pace. Here are the winners and losers in 2025’s SUV market.

Top 10: The Fastest-Selling SUVs Right Now

The fastest-selling SUV in November 2025 is the Toyota Sienna

These are the SUVs and crossovers with the lowest market day supply as of November 2025. That means they’re in high demand right now, and are likely harder to negotiate on due to limited availability.

MakeModelMarket Day SupplyTotal For Sale45-Day SalesAverage Selling Price
ToyotaSienna197,70418,358$51,910
ToyotaHighlander255,92810,765$52,072
ToyotaGrand Highlander2613,73327,573$55,573
LexusNX Hybrid312,1823,189$54,595
ToyotaCorolla Cross3414,73919,477$31,303
LexusGX352,8583,659$80,224
ToyotaSequoia364,4085,483$83,585
LexusRX Hybrid364,4655,526$63,418
LexusRX398,3159,702$59,010
ToyotaRAV44070,76480,355$37,313

Source: CarEdge Pro

All of the top 10 fastest-selling SUVs in 2025 are Toyota or Lexus models. Car buyers are valuing reliability and affordability above all else right now, and the latest data reflects that.

Bottom 10: The Slowest-Selling SUVs in 2025

The slowest-selling SUVs in America

These SUVs have the highest market day supply, which means they’re sitting unsold for longer. Buyers may be able to score better deals on these slowest-selling SUVs in October, especially with this new AI negotiator doing the work for you.

MakeModelMarket Day SupplyTotal For Sale45-Day SalesAverage Selling Price
JaguarF-PACE3322,299312$70,966
MaseratiGrecale301675101$82,255
VolvoXC9021015,6423,349$71,761
JeepCompass19821,3584,843$31,924
Land RoverDiscovery1891,145272$73,959
MazdaCX-518743,56710,487$34,343
BuickEnclave18513,9123,377$52,747
NissanArmada1856,7561,641$71,331
HyundaiSanta Fe18442,76810,438$42,928
JeepGrand Cherokee17747,73012,137$46,865

Source: CarEdge Pro

Many of these models fall into the luxury segment. With recent inflation and persistently high interest rates, buyers are thinking twice about buying luxury vehicles in 2025. Jaguar’s F-PACE is the slowest-selling SUV today. Surprisingly, just one Stellantis model is in the bottom 10. Land Rover has quickly filled the list, with three slow-selling models this month. Many luxury buyers are waiting for interest rates to fall further as year-end sales approach.

For any of these slow-selling SUVs, prices will be more flexible if you come equipped with negotiation know-how

What This Means For SUV Shoppers

If you’re looking for a deal, start with the slowest sellers this month. High inventory levels mean dealers are likely motivated to talk pricing if you negotiate with confidence. It’s always best to take a look at the best incentives of the month, too. 

If you’re shopping for a slow-selling SUV, the ball is in your court,” says auto industry veteran Ray Shefska. “Dealers know those vehicles aren’t moving, and that gives you the upper hand in price negotiations.

Shopping Toyota, Honda, or Lexus? Expect tighter inventory and less room for negotiation. You may need to move quickly if you find the right trim. However, this is no reason to pay for unwanted add-ons or dealer markups!

Thinking about EVs? If it qualifies for the $7,500 federal tax credit, you’ve only got until the end of this month to make a purchase (or get a binding order in writing with a down payment). Although incentives abound, be wary of steep depreciation if you buy any EV. Unless you’ll be keeping your EV for several years, leasing is the smarter choice for your wallet.

Want Help Navigating the SUV Market?

With CarEdge Concierge, our experts do the legwork for you, from researching inventory to negotiating with dealers. Already know what you want? Use our AI Negotiation Expert service and have CarEdge AI negotiate with car dealers anonymously!

Explore more free tools and resources with car buying guides, cost of ownership comparisons, and downloadable cheat sheets. There’s no reason to shop unprepared in 2025!

About CarEdge

CarEdge is a trusted resource for car buyers, offering data-backed insights, negotiation tools, and expert guidance to help consumers save time and money. Since 2019, CarEdge has helped hundreds of thousands of drivers navigate the car-buying process with confidence. Learn how to buy a car the easy way at CarEdge.com.

The Least and Most Expensive Car Brands in 2025

The Least and Most Expensive Car Brands in 2025

How much does brand really matter when it comes to car prices? Quite a lot, as it turns out. Whether you’re eyeing a commuter car or dreaming of a luxury ride, the average price by brand shows just how wide the gap has grown in today’s market.

At CarEdge, we pulled together the latest brand-level data to show you the average transaction price by car brand, from the cheapest to the most expensive. The results might surprise you. Some budget-friendly names are still hanging on, while the ultra-luxury world continues to climb into the stratosphere. Let’s take a look at the cheapest car brands in America, and how they compare to the most expensive brands.

The Least Expensive Car Brands in America

If you’re looking for value, these are the brands to keep on your radar. Most of these car brands average in the $30,000 – $40,000 range. Affordability makes these solid picks for families, commuters, first-time buyers, and just overall frugal drivers.

Mitsubishi – $31,008

Mitsubishi’s lineup is small, but models like the Outlander Sport keep prices at the lowest end of the spectrum. If you’re simply looking for the cheapest way into a new car, Mitsubishi tops the list.

Nissan – $35,064

With affordable sedans like the Sentra and Versa, plus the popular Rogue SUV, Nissan delivers plenty of options for buyers on a budget. In 2025, Nissan offers a mix of affordability and variety as they aim to win back market share for the struggling automaker.

Buick – $35,077

Buick may be marketed as GM’s entry-level luxury brand, but the brand’s SUVs like the Encore GX and Envision are surprisingly cheap. For many, Buick makes it possible to drive a near-luxury car without the luxury price tag.

Kia – $35,935

Once the underdog, Kia now offers some of the best value cars in the industry. Kia continues to move its lineup upmarket, with the EV9 easily going for north of $60,000. Fortunately, models like the new K4, Soul, and Niro keep prices low for most buyers.

Subaru – $36,578

Standard all-wheel drive across nearly every model adds value, especially in snowy states. Budget-friendly pricing plus all-weather capability makes Subaru stand out.

Mazda – $37,634

Mazda blends sporty handling with a premium feel, yet average prices remain under $40K.
For budget-conscious drivers, Mazda is known for affordable cars that feel like luxury competitors.

Hyundai – $37,877

From the Elantra to the Tucson, Hyundai offers popular budget models alongside top-selling EVs like the IONIQ 5. Hyundai is becoming known as a brand that balances affordability with innovation. Now, it’s just a question of whether or not they’ll keep prices affordable as their lineup moves into the future.

Honda – $38,414

The Civic, Accord, and CR-V continue to anchor Honda’s reputation for reliable and efficient cars. Proven long-term reliability and strong resale values continue to lift Honda, even with  models like the Passport and Prologue pulling prices higher.

Volkswagen – $39,570

Volkswagen keeps things reasonable with models like the Taos and Jetta, though EVs like the ID.4 edge higher. As the originator of “the people’s car”, VW offers European style at an accessible price.

MINI – $42,004

Stylish, quirky, and fun to drive, MINI rounds out the affordable list, though options and trims can push prices upward quickly.

The Most Expensive Car Brands in America

The Most Expensive Car Brands in America

At the other end of the spectrum, prices soar far beyond what most drivers will ever spend. These are the brands with six-figure averages, where exclusivity, craftsmanship, and performance come at a steep premium. Let’s work our way from GM’s flagship brand up to the most expensive car brand in the U.S.

Cadillac – $79,922

Cadillac is the only U.S. automaker on this list, and it’s inching closer to European luxury prices. These days, one-third of Cadillac sales are electric, and that is likely to push prices higher with the cancellation of the XT4, CT4, and CT5. Besides EVs, the Escalade is a big reason for the nearly $80,000 average. 

Land Rover – $102,504

Luxury SUVs like the Range Rover and Defender push Land Rover over the $100K mark. The appeal is off-road prestige paired with upscale interiors, but ownership costs are high. Frequent reliability complaints remind buyers that you not only need to afford the price tag, you need to budget for maintenance too. 

Maserati – $109,957

Maserati’s lineup, from the Grecale SUV to the GranTurismo coupe, oozes Italian styling. But for most buyers, the brand is a niche choice thanks to higher maintenance costs and limited dealer networks. Maserati offers exclusivity, though it comes with compromises.

Porsche – $121,678

Porsche has mastered blending sports car heritage with family-friendly SUVs. The 911, Cayenne, and Taycan EV drive the brand’s average price above $120,000. Buyers don’t just pay for performance, they also buy into one of the strongest luxury resale values around.

Aston Martin – $298,721

James Bond’s car of choice doesn’t come cheap. Aston Martin’s lineup of hand-built performance cars averages nearly $300K. Buyers pay for prestige, but also for rarity. With production volumes far lower than mainstream luxury brands, Aston Martin is a symbol of exclusivity.

Bentley – $317,263

Every Bentley is handcrafted, with bespoke interiors and massive engines that exude old-world luxury. Models like the Bentayga SUV and Continental GT keep Bentley relevant, but their pricing puts them firmly in ultra-luxury territory.

McLaren – $337,841

McLaren builds cars for the racetrack as much as for the road. Every model is a supercar, and nothing in the lineup dips below six figures. With averages pushing $340K, McLaren is about raw performance, carbon fiber, and technology meant for speed.

Lamborghini – $358,542

Known for flamboyant styling and roaring V10 and V12 engines, Lamborghini remains one of the most recognizable exotic brands. Models like the Urus have broadened the lineup, but the average still hovers near $360K. This is wealth on wheels, unapologetically loud in every sense.

Ferrari – $362,640

Ferrari is synonymous with performance, prestige, and scarcity. Limited production keeps demand high, ensuring average prices remain above $360K. Ferrari ownership is about more than the car, it’s a membership in an elite club.

Rolls-Royce – $503,672

The pinnacle of luxury, Rolls-Royce tops the list with an average transaction price over half a million dollars. Every Rolls is custom-built, with endless personalization options. For most buyers, this is unobtainable, but for the ultra-wealthy, Rolls-Royce represents the ultimate status symbol.

The Affordability Gap Continues to Widen

Brand matters a lot when it comes to pricing, but it’s not the whole story. Reliability, depreciation, insurance, and ownership costs all play just as big a role in how much a car really costs over time.

Unfortunately, car price inflation is a serious challenge for consumers today. On average, new car prices have risen 30% over the past five years. Our best advice for car shoppers is to consider the entire cost of ownership before you buy, from expected depreciation and fuel economy to reliability.

Before you buy, make sure you’re looking at the full financial picture, not just the MSRP.

👉 Want to see how your car will hold its value? Check out free car depreciation data from CarEdge.

Should You Buy a Car Now or Wait Until 2026? What Experts Say

Should You Buy a Car Now or Wait Until 2026? What Experts Say

If you’re asking yourself this question, you’re not alone. It’s probably the single most common question our CarEdge team gets right now. The car market has been unpredictable for years, from rising MSRPs and interest rates to the ups and downs of tariffs. No wonder shoppers are stuck on whether to buy now or sit tight for a few more months.

To make this simple, we turned to CarEdge co-founder Ray Shefska. With 43 years in the auto industry, Ray’s advice is grounded in decades of watching manufacturers, dealers, and markets cycle through ups and downs. Here’s how to use the market to your advantage in the months ahead.

New Car Buyers: Year-End Sales Are Worth the Hype

For most shoppers eyeing a new car, the timing of your purchase could make thousands of dollars’ worth of difference. Ray’s take? The smart move for most new car shoppers is to wait until year-end sales from Black Friday through December 2025.

“I think that we will see manufacturers increase their incentive spends in the last two months of this year and they will increase their advertising spends dramatically in December.”

Automakers are sitting on a lot of 2025 inventory, and they’ll need to make space for the 2026 models arriving weekly. Expect 0% APR financing, cash discounts over 10% of MSRP, and the best lease deals of the year come December.

This year, there’s another factor at play, and it’s one that actually helps buyers for a change. The next Federal Reserve meetings in September, late October, and early December are likely to bring about rate cuts for the first time since late 2024. 

Ray thinks that falling rates will play a big role in year-end deals in 2025:

“With the anticipated Fed rate cuts, I would expect to see more low-APR incentives as well since the cost of doing that will be less than it has been.”

Are you open to last year’s model?

If you are, you’re in for a real treat when shopping for a car. By treat, we mean serious savings. There are still over 90,000 new 2024 models sitting on dealer lots as of September 2025, including aging vehicles from Ford, Dodge, Jeep, and others. These will be the most negotiable cars in the market until they’re gone. If you’re open to driving last year’s model, dealers are going to be far more flexible on price just to move them off their lots.

On the other hand, waiting until 2026 is unlikely to save you money. Automakers have been steadily announcing higher prices for 2026 models, whether through MSRP hikes or padded fees. Incentives also tend to dry up when a new model year launches, which means buyers holding out could end up paying more for less. The deepest discounts will be on 2025 models during late 2025, not on fresh 2026 arrivals.

Here’s the bottom line: Unless you’re in urgent need of a new car or you’re considering EVs, waiting until year-end sales in November and December is the smart play. If you wait until 2026, higher MSRPs are likely to cost you.

Buying an EV? September Is Crunch Time

Buy a Tesla now or wait

This is where timing matters most. The federal tax credit is set to expire for qualifying vehicles on September 30, 2025, with a catch. New federal guidance from the IRS has clarified that buyers have until that date to get a signed binding contract with a down payment, even if the car isn’t delivered yet. That’s welcome news as electric models are several of the fastest-selling cars right now.

“Obviously EV shoppers should take advantage of the federal tax credits before they expire on September 30th, so if you are looking for an EV do it now not later.”

That’s about as clear as it gets. EV buyers have a ticking clock that runs out at month’s end. Right now, EV leases are especially appealing. Before you rush out to purchase anything with a battery, understand that depreciation hits hard with EVs.

Here’s the bottom line: If a new EV is on your radar, buy or lease before September 30, 2025. The credit for used EVs under $25,000 will also expire on that date.

Buying Used: Leverage Seasonality to Save

The used car market doesn’t feature manufacturer incentives, but it does move with interest rates and seasonal demand.

Ray notes that if the economy weakens, it’ll ripple into both new and used prices:

“If the economy struggles, that will add pressure on both the manufacturers and dealers to be even more aggressive at year-end.”

That’s good news for buyers, since cheaper new car financing usually pulls used prices down too.

  • Prices are already trending lower compared to the pandemic highs.
  • Year-end new car sales steal the show in November and December, which is likely to soften prices in the used market.
  • If rate cuts arrive late 2025 as expected, financing a used car could become cheaper.
  • Some popular used models remain overpriced, but supply is loosening. Always shop with market data on your side.

The exception? You guessed it – used EV buyers should be aware of the expiring $4,000 federal incentive. Most electric models under $25,000 will qualify. The federal used EV incentive will be gone for good when September concludes.

Here’s the bottom line: Don’t feel rushed to buy a used car in 2025, unless you’re shopping for used EVs under $25,000. But if you’re financing, waiting a few months could save you money.

So, Should I Buy Now or Wait Until 2026?

For shoppers on the fence, here’s the big picture: waiting until 2026 could mean paying more. Some automakers are announcing price hikes for the 2026 model year, and others are being sneaky with higher ‘mandatory destination charges’ and other fees. That makes the final months of 2025 one of the best windows to grab a deal on a 2025 model.

Year-end sales will be especially aggressive. Manufacturers will crank up incentives like 0% APR financing and cash offers in November and December. Each year, this manufacturer push lines up perfectly with dealer pressure to clear out remaining inventory. Take note: this level of new car sales won’t be seen again until late 2026. In the auto industry, it’s common knowledge that the end of the year is always the best time to buy a car.

The CarEdge Take

With expiring EV incentives, MSRPs rising, and interest rate cuts looming, car buyers have some decisions to make. However, the good news is that timing can work in your favor. If you’re shopping for a new car (non-EV), November and December are shaping up to be the best months to take advantage of sales and savings. If you’re shopping for an EV, the clock is ticking. Federal incentives vanish after September 30, 2025, making this the time to act. 

And if you’re open to considering a leftover 2024 model, you’re in luck: these are the most negotiable cars on the market right now. After all, they’re almost two years old!

Used car shoppers have a bit more flexibility, though late-year sales and falling rates could give you an edge. Retail used car prices have been relatively flat over the past year, and that’s unlikely to change substantially in 2026. What IS likely to shift in buyer’s favor is falling interest rates. For used car shoppers with a bit of flexibility, December is likely to be your best month to purchase with most shoppers focusing on year-end new car deals, and the likelihood of falling interest rates.

Ray summed it up best: wait until December if you can, unless it’s an EV. The manufacturers and dealers will be more aggressive than ever at the end of this year, and that’s when you’ll find the deals worth waiting for.

No matter your timeline, you don’t have to navigate this market alone. CarEdge can handle the negotiations for you, from our white-glove Concierge service to the world’s first AI car price negotiator. Either way, the best way to buy a car in 2025 is with the facts on your side.

The Fastest and Slowest-Selling EVs in October 2025

10 Best Car Deals in September: Toyota, Nissan, Chevy, and… Audi?

If you thought the best car deals wouldn’t show up until Black Friday, think again. September 2025 is stacked with interest-free financing, bonus cash, and cheap EV leases, but only if you know where to find them. We’ve pored over hundreds of sales to find the offers worth your time right now.

Nissan, Chevy, Honda, and even Audi are bringing serious offers to the table. Although there are plenty of ICE models featured in our ‘best of September’ deals, EVs are the stars of the show this month. That’s because the federal $7,500 EV tax credit is expiring on September 30th. This month will be your last chance to take advantage of these savings.

Let’s take a look at the 10 best car deals in September 2025.

2025 Nissan Rogue

best car deals in September: 2025 Nissan Rogue

0% APR financing for 60 months + $1,750 bonus cash

Why it’s a great deal: Not only can you finance the Rogue with no interest, but Nissan is sweetening the deal with nearly two grand in bonus cash. That’s money back in your pocket. Want a longer term? You can opt for 1.9% APR over 72 months.

👉 See Rogue deals with local market insights

2025 Nissan Murano

best car deals in September: 2025 Nissan Murano

0% APR financing for 60 months

Why it’s a great deal: The redesigned Murano hasn’t exactly flown off dealer lots, which is bad for Nissan but great for you. Zero interest is basically free money. If only student loans worked like this.

👉 Check Murano offers near you

2025 Nissan Pathfinder

best car deals in September: 2025 Nissan Pathfinder

0% APR financing for 60 months + $1,000 bonus cash

Why it’s a great deal: Family haulers with off-road chops aren’t usually cheap to finance, but Nissan is offering the Pathfinder with no interest and a nice chunk of bonus cash on top. Carpool line, here you come.

👉 Find Nissan Pathfinder deals near you

2025 Chevrolet Equinox EV

best car deals in September: 2025 Chevrolet Equinox EV

0% APR financing for 60 months

Why it’s a great deal: The Equinox EV is one of the hottest-selling electric crossovers in America right now, with nearly 10,000 sold in August alone. Add in 0% financing and the ability to claim the $7,500 EV tax credit upfront at purchase? That’s a real steal, but it won’t last. The EV credit ends September 30th.

👉 Browse Equinox EV listings near you

2025 Honda Prologue

best car deals in September: 2025 Honda Prologue

0% APR financing for 60 months, or lease from $179/month

Why it’s a great deal: Honda probably didn’t expect the Prologue to be this popular, but here we are. With the $7,500 federal EV tax credit still in play this month, the Prologue is one of the cheapest ways to go electric. At $179/month, you’ll spend more on streaming subscriptions than on this lease.

👉 See Honda Prologue deals with local market insights

2025 Toyota Tundra

best pickup truck deals in September: 2025 Toyota Tundra

1.75% APR for 72 months (regional offer)

Why it’s a great deal: Toyota is fighting hard for pickup buyers, especially in the South, Midwest, and Texas. Low-APR deals on the Tundra don’t happen often, so check your ZIP code to see if you qualify.

👉 Search Toyota Tundra inventory near you

2025 Audi Q6 e-tron

The 10 best car deals in September 2025: 2025 Audi Q6 e-tron

1.99% APR financing for 72 months

Why it’s a great deal: This is the best luxury EV financing deal in September. The Q6 e-tron qualifies, but so do the Q4 e-tron and upcoming A6 e-tron. Plus, lease shoppers get $7,500 in lease cash. 

👉 Find Audi deals near you

2025 Mazda CX-50

best car deals in September: 2025 Mazda CX-50

1.9% APR financing for 60 months

Why it’s a great deal: A fan-favorite with all-wheel drive and extra ground clearance, the CX-50 is a smart pick before winter hits. Lock in low financing now, and you’ll thank yourself when the first snowstorm rolls in.

👉 Check CX-50 deals near you

2024–2025 Jeep Grand Cherokee 4xe

Jeep Grand Cherokee prices

0% APR for 72 months (2024 models) OR 1.9% APR for 72 months (2025 models)

Why it’s a great deal: With 26 miles of all-electric range, the Grand Cherokee 4xe is a great hybrid pick for city commutes. Just don’t expect Prius-like mpg once the gas engine kicks in. Jeep sweetens the pot with $6,250 in cash offers for current owners, though you’ll have to choose between cash or low-APR financing.

👉 Browse the most negotiable Jeep inventory near you

2025 Chevrolet Silverado 1500

best car deals in September: 2025 Chevrolet Silverado 1500

2.9% APR for 72 months, or lease from $379/month

Why it’s a great deal: Chevy’s truck deals beat Ford this month, hands down. Ram comes close, but Silverado shoppers get the win with multiple offers: 0% APR for 36-month terms, or a $379/month loyalty lease for current Chevy lessees. Either way, the Silverado is September’s full-size truck bargain.

By the way, if you’re willing to give electric trucks a try, Silverado EV deals include 0% financing for 60 months. The Silverado EV qualifies for the EV tax credit through the end of the month, as long as you stay under $80,000. Check the deals out here.

👉 See Silverado deals with local market insights

How to Get the Best Deal in September

Even with plenty of great offers, the dealership experience can still be a headache. From sneaky add-ons to mysterious “market adjustments,” it’s never as simple as the ad makes it sound. That’s where CarEdge has your back.

  • CarEdge AI Negotiator: Let AI handle the haggling with dealers while you kick back.
  • CarEdge Concierge: Want real pros to search, negotiate, and close your deal? We’ve got you covered.
  • CarEdge Pro: DIY shopper? Tap into behind-the-scenes market data and take control of your deal.

Car buying doesn’t have to be a circus. At CarEdge, we’re here to help you avoid the games and get the deal you deserve.

👉 Learn more about CarEdge makes car buying easy.

The Most Expensive Cars to Insure in 2025

The Most Expensive Cars to Insure in 2025

Not all cars are created equal when it comes to insurance costs. While some models are budget-friendly, others will cost drivers thousands more every year in premiums. High repair bills, performance-focused designs, and riskier driver profiles are just some of the factors that push insurance rates higher.

To help you make sense of it, we analyzed insurance data for over 300 models and ranked the most expensive cars to insure in 2025. Our data is based on a 40-year-old driver with good credit, a clean record, and about 13,000 miles driven per year.

At CarEdge, we’ve built our rankings on millions of listings and insurance data points so you can shop smarter, with full transparency on what ownership really costs.

The 10 Most Expensive Cars to Insure

most expensive cars to insure

Insurance costs can soar when it comes to sports cars, luxury SUVs, and high-performance trucks. At the very top is the Nissan GT-R, with an average annual premium of $6,079. That’s nearly triple the cost of insuring the cheapest mainstream SUVs.

The Chevrolet Corvette Z06 ($3,351) and both the GMC Hummer EV ($3,218) also ranks among the priciest, thanks to high repair costs and a massive battery. The Ford F-450 ($3,179) shows that heavy-duty trucks can be just as expensive to cover as exotic performance cars.

The Hyundai Palisade is the big surprise on the list. As a popular family hauler, it’s unclear why insurers are charging more for coverage of the Palisade. On average, it costs $2,995 to insure the Palisade for one year.

Other costly models include the Chevrolet Corvette Stingray ($3,145), Nissan Z ($2,916), Toyota GR Supra ($2,914), and GMC Sierra 3500HD ($2,913).

Looking for more insurance rankings? This is just the beginning. See the complete data right here.

Why Are These Cars So Expensive to Insure?

A few key factors make these cars and trucks the most expensive models to insure right now.

  • Performance and risk: Sports cars like the Nissan GT-R and Corvette Z06 are built for speed, which insurers associate with higher accident risks.
  • Repair and replacement costs: EVs and luxury models, like the Hummer EV and Palisade, require expensive parts and specialized service.
  • Size and liability: Large trucks such as the Ford F-450 and GMC Sierra can cause more damage in a collision, raising liability exposure.

What Are the Cheapest Cars to Insure?

Looking for the models with the lowest insurance premiums? We’ve got you covered.

👉 Here are the 10 cheapest cars to insure right now.

Are You Overpaying for Insurance?

Even if your car isn’t on this list, there’s a good chance you’re paying more than you should. Studies have shown that 3 out of 4 drivers qualify for a lower rate when shopping around. Insurance companies often don’t reward loyalty, and drivers can save by comparing quotes.

With CarEdge’s insurance quote comparison tool, you can see if you’re getting the best rate in minutes. It’s free, quick, and could save you hundreds per year.

The Cheapest Cars to Insure in 2025

The Cheapest Cars to Insure in 2025

Finding the cheapest cars to insure isn’t just about picking vehicles with the lowest sticker price. Many factors matter, from advanced safety features and affordable repair costs to the typical driver profile. To help car shoppers make smarter decisions, we analyzed insurance data for over 300 models, comparing the least and most expensive vehicles to insure. Our rankings focus on what a 40-year-old driver with a clean record and good credit can expect to pay for full coverage, driving an average of 13,000 miles each year.

At CarEdge, we’ve analyzed millions of listings and insurance data points to give you transparent, reliable insights. Our goal is simple: help you make smarter, more informed car-buying decisions with real data you can trust. 

Click on any vehicle to see a full breakdown of insurance costs, as well as other factors in the total cost of ownership.

The 10 Cheapest Cars to Insure

Insurance costs can vary widely depending on the car you drive, but our analysis shows which models consistently land among the cheapest cars to insure. At the top of the list is the Mazda CX-5, with an average annual premium of just $1,912. Closely behind are the Honda CR-V ($1,916) and Hyundai Kona ($1,925).

Subaru models also make a strong showing, with the Outback ($1,929) and Crosstrek ($1,933) offering affordable coverage thanks to their safety features and all-weather versatility. Even a minivan, the Chrysler Voyager ($1,933), ranks among the least expensive vehicles to insure, showing that family-friendly designs often keep premiums low.

Other affordable picks include the Hyundai Tucson ($1,941), Mazda CX-30 ($1,945), and Kia Niro ($1,950). For drivers who want something rugged, the Jeep Wrangler ($1,949) also makes the list.

Overall, the data highlights a clear trend: mainstream, affordable SUVs and crossovers dominate the rankings for low insurance costs. 

Looking for more insurance rankings? This is just the beginning. See the complete data right here.

What Are the Most Expensive Cars to Insure?

Wondering which cars have the most expensive insurance premiums? We’ve got the data you’re looking for.

👉 These are the 10 most expensive cars to insure right now.

Are You Getting Your Best Rate?

Did you know that auto insurance companies don’t always reward loyalty with lower rates? Most drivers don’t find this out until they finally get around to shopping for lower quotes. It can’t hurt to see if you’re getting your best rate. Find out with CarEdge’s insurance quote comparison tool!