KIA Optima Depreciation

A KIA Optima will depreciate 39% after 5 years and have a 5 year resale value of $19,907.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $32,694 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the KIA Optima.

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KIA Optima Depreciation Calculator

Current Vehicle Age
Current Price
Own it For
Annual Miles
This calculator is for illustrative and educational purposes only. Its accuracy and applicability to your circumstances is not guaranteed. You may wish to consult your own adviser regarding your particular circumstances.

KIA Optima Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $4,734 85.52% $27,960 12,000 2025
2 $6,830 79.11% $25,864 24,000 2026
3 $8,769 73.18% $23,925 36,000 2027
4 $11,557 64.65% $21,137 48,000 2028
5 $12,787 60.89% $19,907 60,000 2029
6 $14,281 56.32% $18,413 72,000 2030
7 $14,552 55.49% $18,142 84,000 2031
8 $16,229 50.36% $16,465 96,000 2032
9 $17,240 47.27% $15,454 108,000 2033
10 $18,230 44.24% $14,464 120,000 2034

KIA Optima Depreciation

Years Old Depreciation Residual Value Resale Value
1 $4,734 85.52% $27,960
2 $6,830 79.11% $25,864
3 $8,769 73.18% $23,925
4 $11,557 64.65% $21,137
5 $12,787 60.89% $19,907
6 $14,281 56.32% $18,413
7 $14,552 55.49% $18,142
8 $16,229 50.36% $16,465
9 $17,240 47.27% $15,454
10 $18,230 44.24% $14,464

Buying a KIA Optima New vs Used

If you purchase a used KIA Optima that is 2 years old, then you could save $6,830 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $5,957. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used Optima models become available.

What About KIA Optima Insurance Costs?

The average cost to insure a KIA Optima is about $2,358 per year. This adds up to around $11,790 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a KIA Optima. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

KIA Optima Depreciation Rankings


We've ranked over 200 models from best to worst for Depreciation. See where the KIA Optima ranks for Depreciation compared to other vehicles. Also check out how the Optima stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Other KIA Optima Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major KIA Optima costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

KIA Optimas For Sale

2015 Kia Optima LX

Mileage: 108,270
Mileage: 108,270     Price: $7,958
Location: Sterling, VA ~ 3 miles away
Dealer: Stohlman Subaru Of Sterling
Days on Market: 58
Colors (ext/int): Dark Cherry / Beige

$7,958


2019 Kia Optima LX

Mileage: 90,519
Mileage: 90,519     Price: $12,950
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 238
Colors (ext/int): Sangria(Purple) / Black

$12,950


2020 Kia Optima EX

Mileage: 62,495
Mileage: 62,495     Price: $18,850
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 176
Colors (ext/int): Sparkling Silver(Silver) / Black

$18,850


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