BMW 2 Series Insurance Cost

Auto insurance for a BMW 2 Series will cost about $1,745 per year.

This beats the national average for luxury convertible models by $149. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW 2 Series.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW 2 Series insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW 2 Series Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,909 $8,677 $10,151
18 $5,507 $8,086 $9,460
19 $4,867 $7,146 $8,360
20 $4,244 $6,231 $7,290
21 $3,559 $5,225 $6,113
22 $3,466 $5,089 $5,954
23 $3,032 $4,453 $5,209
24 $2,881 $4,230 $4,949
25 $2,486 $3,651 $4,271
30 $1,937 $2,844 $3,327
35 $1,814 $2,664 $3,116
40 $1,745 $2,562 $2,997
45 $1,698 $2,493 $2,916
55 $1,557 $2,286 $2,675
65 $1,624 $2,385 $2,790
75 $2,050 $3,010 $3,521

BMW 2 Series car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW 2 Series by state.

BMW 2 Series Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,848 $2,685 $3,417
Alaska $1,529 $2,119 $2,060
Arizona $1,728 $2,499 $3,681
Arkansas $1,895 $2,977 $3,278
California $2,110 $3,731 $2,110
Colorado $1,969 $2,756 $3,496
Connecticut $2,516 $3,901 $4,952
Delaware $2,083 $2,775 $3,565
Florida $2,480 $3,430 $4,470
Georgia $2,021 $3,023 $3,048
Hawaii $808 $1,096 $808
Idaho $1,403 $1,860 $2,261
Illinois $1,468 $2,220 $2,531
Indiana $1,509 $2,306 $2,588
Iowa $1,195 $1,639 $1,927
Kansas $1,590 $2,313 $2,705
Kentucky $2,298 $3,374 $3,984
Louisiana $2,950 $4,460 $4,835
Maine $1,116 $1,542 $2,277
Maryland $1,805 $2,628 $2,918
Massachusetts $1,448 $2,526 $1,448
Michigan $3,494 $5,324 $8,397
Minnesota $1,438 $1,918 $2,700
Mississippi $1,736 $2,476 $2,492
Missouri $1,636 $2,339 $3,072
Montana $1,663 $2,321 $2,701
Nebraska $1,406 $2,079 $2,259
Nevada $2,319 $3,440 $3,633
New Hampshire $1,613 $2,551 $3,225
New Jersey $1,777 $2,788 $3,649
New Mexico $1,815 $2,700 $2,802
New York $1,681 $2,117 $3,534
North Carolina $1,042 $1,790 $1,277
North Dakota $1,426 $2,167 $2,563
Ohio $1,272 $1,961 $2,011
Oklahoma $2,031 $2,907 $3,274
Oregon $1,848 $2,479 $2,961
Pennsylvania $1,556 $2,285 $2,674
Rhode Island $2,599 $3,812 $4,292
South Carolina $1,765 $2,446 $3,376
South Dakota $1,583 $2,281 $2,633
Tennessee $1,862 $2,741 $3,650
Texas $1,875 $2,709 $3,370
Utah $1,595 $2,235 $3,076
Vermont $1,228 $1,891 $1,999
Virginia $1,157 $1,776 $1,741
Washington $1,531 $2,078 $2,482
West Virginia $1,541 $2,206 $2,764
Wisconsin $1,536 $2,398 $2,735
Wyoming $1,434 $2,008 $2,138

BMW 2 Series Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW 2 Series ranks for Insurance compared to other vehicles. Also check out how the 2 Series stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW 2 Series Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW 2 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: