BMW 2 Series Insurance Cost

Auto insurance for a BMW 2 Series will cost about $1,670 per year.

This beats the national average for luxury convertible models by $117. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW 2 Series.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW 2 Series insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW 2 Series Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,656 $8,306 $9,716
18 $5,271 $7,740 $9,055
19 $4,658 $6,840 $8,002
20 $4,062 $5,964 $6,978
21 $3,406 $5,002 $5,851
22 $3,317 $4,871 $5,699
23 $2,903 $4,262 $4,986
24 $2,758 $4,049 $4,737
25 $2,380 $3,494 $4,088
30 $1,854 $2,722 $3,184
35 $1,736 $2,550 $2,983
40 $1,670 $2,452 $2,868
45 $1,625 $2,386 $2,791
55 $1,490 $2,188 $2,560
65 $1,554 $2,283 $2,670
75 $1,962 $2,881 $3,370

BMW 2 Series car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW 2 Series by state.

BMW 2 Series Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,769 $2,570 $3,271
Alaska $1,463 $2,029 $1,972
Arizona $1,654 $2,392 $3,524
Arkansas $1,814 $2,850 $3,138
California $2,020 $3,571 $2,020
Colorado $1,885 $2,638 $3,346
Connecticut $2,408 $3,734 $4,740
Delaware $1,993 $2,657 $3,412
Florida $2,373 $3,284 $4,279
Georgia $1,935 $2,893 $2,917
Hawaii $773 $1,049 $773
Idaho $1,343 $1,780 $2,164
Illinois $1,406 $2,125 $2,422
Indiana $1,444 $2,208 $2,477
Iowa $1,144 $1,569 $1,845
Kansas $1,522 $2,214 $2,590
Kentucky $2,200 $3,229 $3,813
Louisiana $2,824 $4,269 $4,628
Maine $1,068 $1,476 $2,179
Maryland $1,728 $2,515 $2,794
Massachusetts $1,386 $2,417 $1,386
Michigan $3,344 $5,096 $8,038
Minnesota $1,377 $1,835 $2,585
Mississippi $1,662 $2,370 $2,386
Missouri $1,566 $2,239 $2,941
Montana $1,592 $2,221 $2,586
Nebraska $1,346 $1,990 $2,162
Nevada $2,220 $3,292 $3,478
New Hampshire $1,544 $2,442 $3,087
New Jersey $1,701 $2,669 $3,493
New Mexico $1,737 $2,584 $2,682
New York $1,609 $2,026 $3,382
North Carolina $998 $1,714 $1,222
North Dakota $1,365 $2,075 $2,454
Ohio $1,217 $1,877 $1,925
Oklahoma $1,944 $2,783 $3,134
Oregon $1,769 $2,373 $2,834
Pennsylvania $1,490 $2,187 $2,559
Rhode Island $2,487 $3,649 $4,109
South Carolina $1,689 $2,341 $3,231
South Dakota $1,516 $2,184 $2,520
Tennessee $1,782 $2,624 $3,494
Texas $1,795 $2,593 $3,225
Utah $1,527 $2,140 $2,944
Vermont $1,175 $1,810 $1,913
Virginia $1,107 $1,700 $1,666
Washington $1,466 $1,989 $2,375
West Virginia $1,475 $2,112 $2,646
Wisconsin $1,470 $2,295 $2,618
Wyoming $1,373 $1,922 $2,046

BMW 2 Series Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW 2 Series ranks for Insurance compared to other vehicles. Also check out how the 2 Series stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW 2 Series Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW 2 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: