BMW 7 Series Insurance Cost

Auto insurance for a BMW 7 Series will cost about $3,843 per year.

This is more than the national average for luxury sedan models by $1,618. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW 7 Series.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW 7 Series insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW 7 Series Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $13,016 $19,112 $22,359
18 $12,130 $17,811 $20,837
19 $10,720 $15,740 $18,414
20 $9,347 $13,725 $16,056
21 $7,838 $11,510 $13,465
22 $7,634 $11,209 $13,113
23 $6,679 $9,808 $11,474
24 $6,346 $9,318 $10,901
25 $5,476 $8,041 $9,407
30 $4,266 $6,264 $7,328
35 $3,995 $5,867 $6,863
40 $3,843 $5,642 $6,601
45 $3,739 $5,491 $6,423
55 $3,429 $5,035 $5,891
65 $3,577 $5,253 $6,145
75 $4,515 $6,630 $7,756

BMW 7 Series car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW 7 Series by state.

BMW 7 Series Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $4,071 $5,913 $7,527
Alaska $3,367 $4,668 $4,537
Arizona $3,807 $5,504 $8,108
Arkansas $4,174 $6,558 $7,221
California $4,647 $8,218 $4,647
Colorado $4,337 $6,069 $7,701
Connecticut $5,541 $8,593 $10,908
Delaware $4,587 $6,113 $7,852
Florida $5,462 $7,556 $9,846
Georgia $4,453 $6,658 $6,713
Hawaii $1,779 $2,415 $1,779
Idaho $3,090 $4,096 $4,980
Illinois $3,235 $4,889 $5,574
Indiana $3,323 $5,080 $5,701
Iowa $2,632 $3,610 $4,244
Kansas $3,502 $5,095 $5,959
Kentucky $5,062 $7,431 $8,775
Louisiana $6,498 $9,823 $10,650
Maine $2,457 $3,397 $5,015
Maryland $3,977 $5,787 $6,428
Massachusetts $3,189 $5,563 $3,189
Michigan $7,695 $11,726 $18,496
Minnesota $3,168 $4,224 $5,947
Mississippi $3,824 $5,454 $5,490
Missouri $3,603 $5,151 $6,767
Montana $3,663 $5,112 $5,950
Nebraska $3,097 $4,579 $4,975
Nevada $5,108 $7,576 $8,003
New Hampshire $3,553 $5,618 $7,102
New Jersey $3,915 $6,142 $8,037
New Mexico $3,998 $5,947 $6,173
New York $3,703 $4,663 $7,783
North Carolina $2,295 $3,944 $2,812
North Dakota $3,141 $4,774 $5,646
Ohio $2,801 $4,320 $4,429
Oklahoma $4,473 $6,404 $7,211
Oregon $4,070 $5,461 $6,522
Pennsylvania $3,428 $5,033 $5,889
Rhode Island $5,724 $8,396 $9,454
South Carolina $3,887 $5,387 $7,435
South Dakota $3,487 $5,025 $5,798
Tennessee $4,101 $6,038 $8,040
Texas $4,131 $5,967 $7,422
Utah $3,513 $4,923 $6,775
Vermont $2,705 $4,165 $4,403
Virginia $2,548 $3,912 $3,834
Washington $3,373 $4,578 $5,466
West Virginia $3,394 $4,860 $6,089
Wisconsin $3,383 $5,282 $6,024
Wyoming $3,158 $4,422 $4,709

BMW 7 Series Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW 7 Series ranks for Insurance compared to other vehicles. Also check out how the 7 Series stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW 7 Series Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW 7 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: