BMW 7 Series Insurance Cost

Auto insurance for a BMW 7 Series will cost about $2,386 per year.

This is more than the national average for luxury sedan models by $599. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW 7 Series.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW 7 Series insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW 7 Series Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,081 $11,866 $13,882
18 $7,531 $11,059 $12,937
19 $6,656 $9,773 $11,433
20 $5,803 $8,522 $9,969
21 $4,867 $7,146 $8,360
22 $4,740 $6,960 $8,142
23 $4,147 $6,090 $7,124
24 $3,940 $5,785 $6,768
25 $3,400 $4,993 $5,841
30 $2,649 $3,889 $4,550
35 $2,481 $3,643 $4,261
40 $2,386 $3,503 $4,098
45 $2,322 $3,409 $3,988
55 $2,129 $3,126 $3,658
65 $2,221 $3,261 $3,815
75 $2,803 $4,116 $4,815

BMW 7 Series car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW 7 Series by state.

BMW 7 Series Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,528 $3,671 $4,673
Alaska $2,091 $2,898 $2,817
Arizona $2,364 $3,417 $5,034
Arkansas $2,592 $4,072 $4,483
California $2,886 $5,103 $2,886
Colorado $2,693 $3,768 $4,781
Connecticut $3,440 $5,335 $6,773
Delaware $2,848 $3,796 $4,875
Florida $3,391 $4,691 $6,113
Georgia $2,765 $4,134 $4,168
Hawaii $1,104 $1,499 $1,104
Idaho $1,919 $2,543 $3,092
Illinois $2,008 $3,036 $3,461
Indiana $2,063 $3,154 $3,539
Iowa $1,634 $2,241 $2,635
Kansas $2,174 $3,163 $3,700
Kentucky $3,143 $4,614 $5,448
Louisiana $4,035 $6,099 $6,613
Maine $1,526 $2,109 $3,114
Maryland $2,469 $3,593 $3,991
Massachusetts $1,980 $3,454 $1,980
Michigan $4,778 $7,281 $11,484
Minnesota $1,967 $2,622 $3,693
Mississippi $2,374 $3,386 $3,409
Missouri $2,237 $3,198 $4,202
Montana $2,275 $3,174 $3,694
Nebraska $1,923 $2,843 $3,089
Nevada $3,171 $4,704 $4,969
New Hampshire $2,206 $3,488 $4,410
New Jersey $2,431 $3,813 $4,990
New Mexico $2,482 $3,692 $3,833
New York $2,299 $2,895 $4,833
North Carolina $1,425 $2,449 $1,746
North Dakota $1,950 $2,964 $3,506
Ohio $1,739 $2,682 $2,750
Oklahoma $2,777 $3,976 $4,477
Oregon $2,527 $3,391 $4,050
Pennsylvania $2,129 $3,125 $3,656
Rhode Island $3,554 $5,213 $5,870
South Carolina $2,413 $3,345 $4,616
South Dakota $2,165 $3,120 $3,600
Tennessee $2,546 $3,749 $4,992
Texas $2,565 $3,705 $4,608
Utah $2,181 $3,057 $4,206
Vermont $1,679 $2,586 $2,734
Virginia $1,582 $2,429 $2,381
Washington $2,094 $2,842 $3,394
West Virginia $2,107 $3,017 $3,781
Wisconsin $2,101 $3,279 $3,740
Wyoming $1,961 $2,745 $2,924

BMW 7 Series Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW 7 Series ranks for Insurance compared to other vehicles. Also check out how the 7 Series stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW 7 Series Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW 7 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: